2002-3049 Finch Avenue, Toronto, ON
Humbermede, Toronto · MLS® W13138574
About this home
Location Location Location. Bright and spacious 4-bedroom, 3-washroom home featuring a functional layout, modern laminate flooring and an abundance of natural sunlight throughout. Includes the rare advantage of two underground parking spaces, offering exceptional convenience and value. Unbeatable location-LRT right at your doorstep, providing direct connectivity to downtown, with immediate access to major highways. Surrounded by top amenities including shopping centers, malls, hospitals, places of worship, and everyday essentials-everything you need is within your foot steps. This is a must-see property and a rare opportunity to secure space, location, and long-term value in today's market. Act fast-opportunities like this don't last Long.
Key facts
- Property type
- Condo Townhouse, 3-Storey
- MLS®
- W13138574
- Bedrooms
- 4
- Bathrooms
- 3 (1 half)
- Size
- 1200-1399
- Lot
- 1960
- Cross streets
- Finch /Islington
- Parking
- 2 garage (underground)
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Exposure
- East
- Days on market
- 67
- Listing brokerage
- HOMELIFE/MIRACLE REALTY LTD
Rooms
Balcony
B/I Appliances
2 pc bath · balcony · b/i appliances
Listed at $3,990/mo, this rental is about 27% above what comparable rentals suggest. The number above is my independent estimate of value, not the asking price.
In Humbermede lately, landlords have been getting about 111% of asking and homes lease in about 35 days.
There were not many closely comparable homes right in Humbermede, so I widened the search to the surrounding area.
Based on 11 similar rentals that recently leased nearby, adjusted for size, beds, and baths.Median of 11 recently leased comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, leased for $3,000/mo
- Bedrooms +$150/mo
- Adjusts to $3,150/mo
That comparable adjusts to $3,150/mo; the $3,150/mo estimate above is the median of all 11 comparables, which is steadier than any single home.This estimate is grounded in actual lease prices from the last 15 months, not asking prices. Condition, finishes, and exact inclusions are still my in-person call.
The assigned public school is Humber Summit Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
Total price vs nearby homes. Fair value about $3,150/mo, median of 11 comparables.
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest active listings nearby.
See all comparable homes60 days longer than the Toronto average (7 days).
View comparable listingsNot enough sq ft data to place this home on the area price curve.
Neighbourhood & location
Humbermede, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.
Mortgage amount $3,192 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $17
- Property tax
- $3
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $20
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $20
- Toronto municipal land transfer tax
- $20
- Estimated closing costs
- $40
Plus your down payment of $798. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $1,022
- Principal paid down
- $407
- Interest paid
- $616
- Balance remaining
- $2,785
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE/MIRACLE REALTY LTD. MLS®/PropTx.