2384 Rock Point Drive, Oakville, ON

Joshua Creek, Oakville · MLS® W13141772

$2,399,000
For Sale
Listed 60 days ago
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4Bedrooms
5Bathrooms
2Garage · 4 parking
3500-5000Sq Ft

About this home

Set in the prestigious community of Joshua Creek-one of Oakville's most desirable neighbourhoods-this exceptional home offers an elevated lifestyle with over 6,200 sq ft of beautifully finished living space, including approximately 4,300 sq ft above grade.From the moment you enter, the home impresses with its airy feel, enhanced by soaring ceilings and elegant hardwood flooring throughout. The layout is thoughtfully designed, balancing open-concept living with defined spaces for both everyday comfort and entertaining. A main floor office with French doors provides a quiet, private workspace, while the formal living room features a stunning double-sided gas fireplace that adds warmth and character.The family room is truly the centerpiece, with dramatic 18-foot ceilings and a seamless connection to a well-appointed kitchen designed for both function and style. A convenient servery leads into the formal dining area, perfect for hosting gatherings. The main level is complete with a mudroom, laundry room, and a tastefully designed powder room.Upstairs, the primary suite is a true retreat, offering two walk-in closets and a luxurious 5-piece ensuite with double vanities, a freestanding tub, and a glass shower. Three additional bedrooms each provide ample space and access to ensuite or semi-ensuite bathrooms-ideal for family living.The fully finished lower level extends the home's living space with a cozy recreation area featuring a gas fireplace and custom built-ins, a full wet bar for entertaining, a dedicated home gym, and a full bathroom for added convenience.Outdoors, enjoy a private, landscaped backyard designed for relaxation and entertaining, complete with a spacious deck, built-in gas BBQ, and an inviting pool.Ideally located near top-ranked schools, scenic trails, parks, and all essential amenities, this home offers the perfect blend of luxury, comfort, and convenience.

Key facts

Property type
Detached, 2-Storey
MLS®
W13141772
Bedrooms
4
Bathrooms
5 (1 half)
Size
3500-5000
Lot
49 × 115 ft
Cross streets
Dundas & Ninth Line
Parking
2 garage · 4 parking (built-in)
Driveway
Available
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Shingles
Sewer
Sewer
Pool
Inground
Property tax
$12,361 / 2025
Days on market
60
Listing brokerage
KELLER WILLIAMS EDGE REALTY

Rooms

Bedroom 3Second5.66 × 4.04 m

4 pc bath · walk-in closet(s) · hardwood floor

RecreationBasement8.36 × 7.09 m

fireplace · carpet free · open concept

Dining RoomMain4.55 × 4.52 m

hardwood floor · pantry · crown moulding

Family RoomMain5.23 × 4.98 m

hardwood floor · pot lights · 2 way fireplace

Mud RoomMain2.64 × 2.41 m

combined w/laundry · access to garage · closet

Bedroom 4Second3.91 × 3.86 m

walk-in closet(s) · hardwood floor · 4 pc bath

BreakfastMain4.67 × 4.11 m

bay window · south view · walk-out

OfficeMain3.45 × 3.63 m

b/i bookcase · hardwood floor · french doors

BedroomSecond5.33 × 5.00 m

6 pc ensuite · double closet · south view

Living RoomMain6.17 × 4.04 m

2 way fireplace · hardwood floor · open concept

KitchenGround4.39 × 3.78 m

centre island · b/i appliances · tile floor

Bedroom 2Second5.23 × 3.91 m

5 pc bath · closet · hardwood floor

Moe’s TakeTeam Asgarian · Broker
In line
$2.38Mest. value

Listed at $2,399,000, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.

Based on 6 similar homes nearby, adjusted for size, beds, and baths.Median of 6 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $2.45M, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $2.19M
  • Bathrooms +$15K
  • Adjusts to $2.21M

That comparable adjusts to $2.21M; the $2.38M estimate above is the median of all 6 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Dundas St East + William Cutmore Blvd is about a 9-minute walk away.

List price
$2.21MGreat deal$2.48MOverpriced

Total price vs nearby homes. Fair value about $2.38M, median of 6 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
  • Primary suite: a key comfort and resale feature.
  • Open-concept layout: modern, sought-after flow.
  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Weigh carefully
  • Worth verifying
  • Lifestyle
Comparable listingsCurrently listed nearby in Joshua Creek · asking prices
$2.40Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

1517 Craigleith Road$2.48M2323 Awenda Drive$2.30M1468 Ferncrest Road$2.60M2238 Lyndhurst Drive$2.45M1367 Arrowhead Road$2.20M

The 5 closest of 6 active listings nearby.

See all comparable homes
2.40MThis home2.48M2.30M2.60M2.45M2.20MThis home vs active comparables
Live market pulseActive comparables in Joshua Creek · median list $2.39M
$564this home / sqft
18active listings nearby
60days on market

This home lists 11% below the area average of $636/sqft.

54 days longer than the Oakville average (6 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Joshua Creek, Oakville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

40/ 100

Somewhat WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Some errands on foot, but most trips need a car.

🚉 Nearest transit: Dundas St East + William Cutmore Blvd, about 680 m away

20+ transit stops15 dining11 parks5 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Joshua Meadows
$1.47M
River Oaks
$1.60M
Glenorchy
$1.71M
College Park
$1.28M
Morrison
$5.03M

Typical asking price of active listings of the same type, per area (outliers removed). Oakville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$10,934/mo
$452KIncome needed
5.3×Price ÷ income
$2,523Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $10,934Property tax $1,030Total carry $11,964

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$10,242per month

Mortgage amount $1,919,200 · 4.14% over 25 years

$479,800Down payment (20.0%)
$1,919,200Loan before insurance
$0CMHC premium
$11,272Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$10,242
Property tax
$1,030
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$11,272

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$46,450
Estimated closing costs
$46,450

Plus your down payment of $479,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$12,439/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,153,269Total interest paid
$3,072,469Total of all payments
Principal $1,919,200 Interest $1,153,269
YearPrincipalInterestBalance
1$44,960$77,939$1,874,240
2$46,841$76,058$1,827,399
3$48,800$74,099$1,778,599
4$50,841$72,057$1,727,757
5$52,968$69,931$1,674,789
6$55,184$67,715$1,619,606
7$57,492$65,407$1,562,114
8$59,897$63,002$1,502,217
9$62,402$60,497$1,439,815
10$65,012$57,887$1,374,803
11$67,732$55,167$1,307,072
12$70,565$52,334$1,236,507
13$73,516$49,383$1,162,991
14$76,591$46,307$1,086,400
15$79,795$43,104$1,006,605
16$83,133$39,766$923,472
17$86,610$36,289$836,862
18$90,233$32,666$746,629
19$94,007$28,892$652,622
20$97,939$24,959$554,683
21$102,036$20,863$452,647
22$106,304$16,595$346,343
23$110,750$12,148$235,592
24$115,383$7,516$120,209
25$120,209$2,689$0

At the end of your 5-year term

Total paid over the term
$614,494
Principal paid down
$244,411
Interest paid
$370,083
Balance remaining
$1,674,789

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$7,350/mo
$88,200Gross annual rent
2.7%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.7%
Gross yield
− Property tax $12,361− Insurance $1,400− Vacancy & upkeep $9,702Net operating income $64,737

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of KELLER WILLIAMS EDGE REALTY. MLS®/PropTx.

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