1437 Islington Avenue, Toronto, ON

Edenbridge-Humber Valley, Toronto · MLS® W13146458

$2,499,000
For Sale
Listed 64 days ago
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5Bedrooms
5Bathrooms
2Garage · 6 parking
3500-5000Sq Ft

About this home

Situated on a large lot in prestigious Edenbridge-Humber Valley, this gorgeous custom home with a stone and brick facade exudes sophistication from the moment you arrive at the grand double-door entrance. Offering over 5,000 square feet of elegantly finished living space across three levels. The main level features a magnificent two-storey living room, stylish formal dining room, chef's kitchen with professional grade appliances, and a cozy family room with a gas fireplace. The main level also offers a home office or guest bedroom overlooking the beautifully landscaped backyard. Upstairs, the spacious primary suite features a sitting area, five-piece ensuite, and large walk-in closet. Two additional bedrooms with an adjoining five-piece ensuite, an open concept loft overlooking the living room (potential fourth bedroom), and an additional full bath complete the second level. The finished lower level is purposefully designed for wellness and recreation, featuring an exercise area, games room, full bath, and sauna for relaxation. The resort-inspired backyard oasis offers a saltwater pool with waterfall feature, a hot tub tucked under the pergola, and multiple lounging and dining areas, creating a peaceful and luxurious setting for enjoying the warmer weather. Ample parking is available with a two-car integrated garage and stone driveway with a convenient turnaround. This is a wonderful opportunity to live in this sought-after neighbourhood, close to top-rated schools, parks, golf courses, and amenities.

Key facts

Property type
Detached, 2-Storey
MLS®
W13146458
Bedrooms
5 (4 + 1)
Bathrooms
5 (1 half)
Size
3500-5000
Lot
57 × 132 ft
Cross streets
Islington Ave & Rathburn Rd
Parking
2 garage · 6 parking (built-in)
Driveway
Private Double
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Poured Concrete
Roof
Shingles
Sewer
Sewer
Pool
Salt, Inground
Property tax
$11,221 / 2025
Days on market
64
Listing brokerage
Sotheby's International Realty Canada, Brokerage

Rooms

OfficeMain3.10 × 3.05 m

hardwood floor · large window · overlooks backyard

Bedroom 2Second6.50 × 4.14 m

hardwood floor · walk-in closet(s) · 5 pc ensuite

Dining RoomMain4.11 × 3.66 m

hardwood floor · wainscoting · wall sconce lighting

Exercise RoomBasement4.62 × 3.68 m

pot lights · sauna

Family RoomMain4.95 × 4.27 m

hardwood floor · gas fireplace · overlooks backyard

BreakfastMain4.11 × 2.31 m

tile floor · w/o to patio

LoftSecond3.71 × 3.66 m

hardwood floor · closet · overlooks living

Bedroom 3Second3.76 × 3.07 m

hardwood floor · double closet · 5 pc ensuite

KitchenMain4.11 × 3.86 m

centre island · breakfast bar · stainless steel appl

Living RoomMain4.11 × 3.66 m

hardwood floor · wall sconce lighting · large window

LaundryMain3.07 × 1.70 m

tile floor · laundry sink · access to garage

Game RoomBasement10.24 × 4.04 m

Pot Lights

DenBasement3.61 × 3.12 m

Pot Lights

RecreationBasement6.22 × 4.93 m

Pot Lights

Primary BedroomSecond7.49 × 5.00 m

hardwood floor · walk-in closet(s) · 5 pc ensuite

FoyerMain7.72 × 2.13 m

tile floor · double closet · pot lights

Moe’s TakeTeam Asgarian · Broker
Below comparables
$3.19Mest. value

Listed at $2,499,000, this home is about 22% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

In Edenbridge-Humber Valley lately, sellers have been getting about 99% of asking and homes sell in about 22 days.

There were not many closely comparable homes right in Edenbridge-Humber Valley, so I widened the search to the surrounding area.

Based on 21 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 21 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $2.34M, lower than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, sold for $2.63M
  • Bedrooms +$60K
  • Bathrooms +$60K
  • Adjusts to $2.75M

That comparable adjusts to $2.75M; the $3.19M estimate above is the median of all 21 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.

On schools, this address is zoned for Humber Valley Village Junior Middle School, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

List price
$2.50MGreat deal$3.62MOverpriced

Total price vs nearby homes. Fair value about $3.19M, median of 21 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
  • Sold as-is / needs work: budget for renovation, the price should reflect the condition. Weigh carefully
Comparable listingsCurrently listed nearby · asking prices
$5.03Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

12 Euclid Avenue$2.19M127 Ridley Boulevard$6.30M.-150 Sandringham Drive$6.60M

The 3 closest active listings nearby.

See all comparable homes
2.50MThis home2.19M6.30M6.60MThis home vs active comparables
Live market pulseActive comparables in Edenbridge-Humber Valley · median list $3.80M
$588this home / sqft
15active listings nearby
64days on market
97sold nearby · 90 days
$2.10Mmedian sold price
99%of asking, on average

63 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Edenbridge-Humber Valley, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Eringate-Centennial-West Deane
$1000K
Alderwood
$1.40M
Bedford Park-Nortown
$4.46M
Leaside
$1.73M
Willowdale East
$3.00M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Humber Valley Village Junior Middle School
85%
Humber Valley Village Junior Middle SchoolPublic · Elementary · 0.8 km awayHigher-rated than most nearby · 85% meet the provincial standard

Affordability & Mortgage

Affordability
$11,390/mo
$466KIncome needed
5.4×Price ÷ income
$2,628Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $11,390Property tax $935Total carry $12,325

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$10,668per month

Mortgage amount $1,999,200 · 4.14% over 25 years

$499,800Down payment (20.0%)
$1,999,200Loan before insurance
$0CMHC premium
$11,604Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$10,668
Property tax
$935
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$11,604

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$48,950
Toronto municipal land transfer tax
$48,950
Estimated closing costs
$97,900

Plus your down payment of $499,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$12,958/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,201,342Total interest paid
$3,200,542Total of all payments
Principal $1,999,200 Interest $1,201,342
YearPrincipalInterestBalance
1$46,834$81,187$1,952,366
2$48,793$79,228$1,903,572
3$50,834$77,187$1,852,738
4$52,961$75,061$1,799,777
5$55,176$72,846$1,744,601
6$57,484$70,538$1,687,118
7$59,888$68,133$1,627,229
8$62,393$65,628$1,564,836
9$65,003$63,019$1,499,833
10$67,722$60,300$1,432,111
11$70,555$57,467$1,361,556
12$73,506$54,516$1,288,050
13$76,581$51,441$1,211,469
14$79,784$48,238$1,131,685
15$83,121$44,900$1,048,564
16$86,598$41,424$961,966
17$90,220$37,801$871,746
18$93,994$34,028$777,752
19$97,926$30,096$679,826
20$102,022$26,000$577,804
21$106,289$21,732$471,515
22$110,735$17,287$360,780
23$115,367$12,655$245,413
24$120,193$7,829$125,220
25$125,220$2,802$0

At the end of your 5-year term

Total paid over the term
$640,108
Principal paid down
$254,599
Interest paid
$385,510
Balance remaining
$1,744,601

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$7,350/mo
$88,200Gross annual rent
2.6%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.5%
Gross yield
− Property tax $11,221− Insurance $1,400− Vacancy & upkeep $9,702Net operating income $65,877

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of Sotheby's International Realty Canada, Brokerage. MLS®/PropTx.

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