2147 Berwick Drive, Burlington, ON

Rose, Burlington · MLS® W13154752

$2,999,999
For Sale
Listed 57 days ago
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5Bedrooms
5Bathrooms
3Garage · 15 parking
3500-5000Sq Ft

About this home

The GEM of Millcroft. Nestled in the golf course community of Millcroft, this meticulously maintained residence combines luxury living with ultimate convenience and stunning views. This magnificent lot is over 1/3 of an acre with a 90' frontage, a triple car garage and driveway for 9-12 vehicles. Beautiful stone steps and a grand entryway with outdoor seating leads to solid front doors that open to a grand foyer showcasing engineered hardwood floors throughout. A spacious living room on the left, great for relaxation adjacent to a dining room to accommodate large dinner parties. A grand island grabs your attention in the kitchen equipped with premium GE Monogram appliances, stunning stone countertops, custom cabinetry, and ample prep space perfect for entertaining or culinary creativity. A rec room for entertainment with a cozy gas fireplace also on the main floor, ideal for movie nights or cozy relaxation. Down the hall lies an office with outside access to a covered porch. Up the staircase the second floor greets you with a large open space. The primary bedroom is a tranquil retreat with a gorgeous fireplace, and access to a private covered porch, ensuite featuring separate tub, walk-in shower, double sinks, and high-end finishes. A massive walk-in dressing room with custom built-ins to store your wardrobe in style is also part of this space. 2 bedrooms share a bathroom entrance while the 3rd bedroom has an ensuite bathroom. Lwr lvl in-law suite ideal for guests or multi-generational living, complete with full kitchen, family room with electric fireplace, a spacious bedroom with a large dressing room, washer/dryer, 3-Piece Bathroom and private entrance with access to the backyard. The backyard oasis offers an in-ground concrete saltwater pool, new hot tub (2025) cabana W Wi-Fi, TV (new 2025) & gas fireplace. Weekly pool and landscaping maintenance included with fall closing. Great schools close to HWYs, restaurants, parks, and many other amenities.

Key facts

Property type
Detached, 2-Storey
MLS®
W13154752
Bedrooms
5 (4 + 1)
Bathrooms
5 (1 half)
Size
3500-5000
Lot
90.96 × 159.41 ft
Cross streets
DUNDAS ST & BERWICK DR
Parking
3 garage · 15 parking (attached)
Driveway
Front Yard Parking, Private Triple
Basement
Finished, Separate Entrance
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stucco (Plaster)
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Pool
Inground
Property tax
$17,371 / 2026
Days on market
57
Listing brokerage
CASORA REALTY INC.

Rooms

Bedroom 4Second5.18 × 3.66 m

hardwood floor · 3 pc ensuite

OfficeMain4.40 × 4.57 m

hardwood floor · w/o to porch · crown moulding

Bedroom 3Second4.93 × 3.66 m

hardwood floor · 5 pc ensuite

BedroomLower5.00 × 4.39 m

3 pc bath · walk-in closet(s) · walk-up

Primary BedroomSecond6.10 × 5.49 m

ensuite bath · w/o to balcony · gas fireplace

KitchenLower3.96 × 3.05 m

hardwood floor · quartz counter · b/i appliances

Dining RoomMain4.70 × 4.14 m

coffered ceiling(s) · crown moulding · hardwood floor

Living RoomMain6.10 × 3.96 m

vaulted ceiling(s) · hardwood floor

Bedroom 2Second4.39 × 3.96 m

hardwood floor · 5 pc ensuite

RecreationLower7.62 × 5.00 m

electric fireplace · hardwood floor

KitchenMain7.67 × 4.09 m

hardwood floor · quartz counter

Family RoomMain6.10 × 4.57 m

hardwood floor · crown moulding · gas fireplace

Moe’s TakeTeam Asgarian · Broker
Above comparables
$2.39Mest. value

Listed at $2,999,999, this home is about 26% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $3.32M, higher than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $2.20M
  • Bedrooms +$30K
  • Adjusts to $2.23M

That comparable adjusts to $2.23M; the $2.39M estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Sarazen at Berwick is about a 4-minute walk away.

List price
$2.23MGreat deal$3.00MOverpriced

Total price vs nearby homes. Fair value about $2.39M, median of 5 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Sold as-is / needs work: budget for renovation, the price should reflect the condition.
  • Weigh carefully
  • Lifestyle
  • Value driver
Comparable listingsCurrently listed nearby · asking prices
$3.22Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

298 Strathcona Drive$4.20M130 Edgecliffe Place$5.00M4278 Clubview Drive$2.20M4511 Guelph Line$3.00M320 Walkers Line$1.70M

The 5 closest of 8 active listings nearby.

See all comparable homes
3.00MThis home4.20M5.00M2.20M3.00M1.70MThis home vs active comparables
Live market pulseActive comparables in Rose · median list $2.00M
$706this home / sqft
5active listings nearby
57days on market

This home lists 27% above the area average of $556/sqft.

47 days longer than the Burlington average (10 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Rose, Burlington, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

58/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: Sarazen at Berwick, about 288 m away

20+ transit stops5 grocery20+ dining11 parks15 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Alton
$1.40M
Orchard
$1.14M
Palmer
$1.30M
Brant Hills
$1.08M
Mountainside
$879K

Typical asking price of active listings of the same type, per area (outliers removed). Burlington.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$13,673/mo
$571KIncome needed
5.3×Price ÷ income
$3,155Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $13,673Property tax $1,448Total carry $15,121

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$12,807per month

Mortgage amount $2,399,999 · 4.14% over 25 years

$600,000Down payment (20.0%)
$2,399,999Loan before insurance
$0CMHC premium
$14,255Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$12,807
Property tax
$1,448
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$14,255

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$61,475
Estimated closing costs
$61,475

Plus your down payment of $600,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$15,556/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,442,187Total interest paid
$3,842,186Total of all payments
Principal $2,399,999 Interest $1,442,187
YearPrincipalInterestBalance
1$56,224$97,464$2,343,776
2$58,575$95,112$2,285,200
3$61,026$92,662$2,224,174
4$63,578$90,109$2,160,596
5$66,238$87,450$2,094,359
6$69,008$84,679$2,025,351
7$71,895$81,793$1,953,456
8$74,902$78,786$1,878,554
9$78,035$75,652$1,800,519
10$81,299$72,388$1,719,220
11$84,700$68,988$1,634,520
12$88,243$65,445$1,546,278
13$91,934$61,754$1,454,344
14$95,779$57,908$1,358,565
15$99,785$53,902$1,258,780
16$103,959$49,728$1,154,821
17$108,308$45,380$1,046,513
18$112,838$40,849$933,675
19$117,558$36,130$816,117
20$122,475$31,212$693,642
21$127,598$26,089$566,044
22$132,935$20,752$433,109
23$138,496$15,192$294,613
24$144,289$9,399$150,324
25$150,324$3,363$0

At the end of your 5-year term

Total paid over the term
$768,437
Principal paid down
$305,640
Interest paid
$462,797
Balance remaining
$2,094,359

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$7,350/mo
$88,200Gross annual rent
2.0%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.9%
Gross yield
− Property tax $17,371− Insurance $1,400− Vacancy & upkeep $9,702Net operating income $59,727

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CASORA REALTY INC.. MLS®/PropTx.

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