166 Charles Bray Crescent, Oakville, ON

Bronte, Oakville · MLS® W13158044

$2,529,990
For Sale
Listed 57 days ago
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4Bedrooms
5Bathrooms
2Garage · 4 parking
3000-3500Sq Ft

About this home

Brand new home under construction by Menkes. Prestigious "Bronte West" neighborhood in South Oakville. Exceptional opportunity to purchase directly through the builder's Sales Office. Projected closing date January 2027. Purchaser has opportunity to customize home. All offers on builder standard forms. Minimum 24 hour notice for showings. Listing agent must be on site for all showings. Showing must be confirmed with listing agent. No confirmation needed for Saturday and Sunday from 12pm-5pm.

Key facts

Property type
Detached, 2-Storey
MLS®
W13158044
Bedrooms
4
Bathrooms
5 (1 half)
Size
3000-3500
Lot
50.1 × 90.2 ft
Cross streets
Great Lakes Blvd & Nautical Blvd
Parking
2 garage · 4 parking (attached)
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Days on market
57
Listing brokerage
ORION REALTY CORPORATION

Rooms

Dining RoomMain6.22 × 3.65 m
Bedroom 2Second4.14 × 4.26 m
LaundryMain2.74 × 1.82 m
Primary BedroomSecond5.79 × 4.14 m
Bedroom 3Second5.12 × 3.62 m
KitchenMain2.84 × 4.26 m
Living RoomMain3.65 × 3.35 m
Bedroom 4Second3.53 × 3.59 m
Great RoomMain4.69 × 4.26 m
BreakfastMain3.37 × 4.26 m
Moe’s TakeTeam Asgarian · Broker
In line
$2.50Mest. value

Listed at $2,529,990, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.

Based on 10 similar homes nearby, adjusted for size, beds, and baths.Median of 10 comparable active listings, adjusted for size, beds, and baths.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $2.55M
  • Bedrooms −$30K
  • Adjusts to $2.52M

That comparable adjusts to $2.52M; the $2.50M estimate above is the median of all 10 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Great Lakes Blvd + Nautical Blvd is about a 3-minute walk away.

List price
$1.89MGreat deal$2.65MOverpriced

Total price vs nearby homes. Fair value about $2.50M, median of 10 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Development potential: upside only if zoning permits, verify with the city before relying on it.
  • Worth verifying
Comparable listingsCurrently listed nearby · asking prices
$2.53Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

1539 Bayshire Drive$2.45M1478 Creekwood Trail$2.73M10 Settlers Road$2.30M2390 Taylorwood Drive$2.29M1387 Willowdown Road$2.90M

The 5 closest of 7 active listings nearby.

See all comparable homes
2.53MThis home2.45M2.73M2.30M2.29M2.90MThis home vs active comparables
Live market pulseActive comparables in Bronte · median list $2.70M
$778this home / sqft
16active listings nearby
57days on market

This home lists 7% below the area average of $834/sqft.

51 days longer than the Oakville average (6 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Bronte, Oakville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

53/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: Great Lakes Blvd + Nautical Blvd, about 268 m away

20+ transit stops1 grocery7 dining20+ parks2 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

West
$1.89M
Glen Abbey
$1.98M
Southwest
$3.79M
Bronte Creek
$1.77M
Westmount
$1.66M

Typical asking price of active listings of the same type, per area (outliers removed). Oakville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$11,531/mo
$495KIncome needed
5.1×Price ÷ income
$2,661Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

88%mortgage
Mortgage $11,531Property tax $1,581Total carry $13,112

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$10,801per month

Mortgage amount $2,023,992 · 4.14% over 25 years

$505,998Down payment (20.0%)
$2,023,992Loan before insurance
$0CMHC premium
$12,382Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$10,801
Property tax
$1,581
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$12,382

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$49,725
Estimated closing costs
$49,725

Plus your down payment of $505,998. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$13,119/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,216,240Total interest paid
$3,240,232Total of all payments
Principal $2,023,992 Interest $1,216,240
YearPrincipalInterestBalance
1$47,415$82,194$1,976,577
2$49,398$80,211$1,927,178
3$51,465$78,145$1,875,714
4$53,617$75,992$1,822,096
5$55,860$73,749$1,766,236
6$58,197$71,413$1,708,039
7$60,631$68,978$1,647,408
8$63,167$66,442$1,584,241
9$65,809$63,800$1,518,432
10$68,562$61,047$1,449,870
11$71,430$58,179$1,378,440
12$74,418$55,192$1,304,023
13$77,530$52,079$1,226,492
14$80,773$48,836$1,145,719
15$84,152$45,457$1,061,567
16$87,672$41,937$973,895
17$91,339$38,270$882,556
18$95,160$34,450$787,396
19$99,140$30,469$688,256
20$103,287$26,322$584,969
21$107,607$22,002$477,362
22$112,108$17,501$365,254
23$116,798$12,812$248,456
24$121,683$7,926$126,773
25$126,773$2,836$0

At the end of your 5-year term

Total paid over the term
$648,046
Principal paid down
$257,756
Interest paid
$390,290
Balance remaining
$1,766,236

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$6,300/mo
$75,600Gross annual rent
1.9%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.0%
Gross yield
− Property tax $17,710− Insurance $1,400− Vacancy & upkeep $8,316Net operating income $48,174

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ORION REALTY CORPORATION. MLS®/PropTx.

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