121 Cabana Drive, Toronto, ON

Humber Summit, Toronto · MLS® W13159724

$829,000
For Sale
Listed 56 days ago
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3Bedrooms
2Bathrooms
1Garage · 3 parking
1100-1500Sq Ft

About this home

5 Reasons Why You Will Love This Semi - Detached Raised Bungalow: 1) The Upper Level Features A Spacious Kitchen With A Breakfast Area, An Open-Concept Living And Dining Space And A Walkout To The Balcony. 2) Each Of The Three Bedrooms Features Hardwood Flooring, A Window For Natural Light, And A Spacious Closet. 3) With Its Own Private Entrance, The Lower Level Features A Second Kitchen, A Spacious Living Room With A Walkout To The Backyard, A Second Bathroom, Laundry Room And The Potential For An Additional Bedroom. 4) Offering Both Lifestyle And Financial Benefits, This Property Is Ideal For Living, Renting, Or Long-Term Investment Potential. 5) Location Is Close To William Osler Health Hospital, Shopping, Schools, Parks, Highways & Transit!

Key facts

Property type
Semi-Detached, Bungalow-Raised
MLS®
W13159724
Bedrooms
3
Bathrooms
2
Size
1100-1500
Lot
30 × 149.5 ft
Cross streets
Steeles Ave W/ Islington Ave
Parking
1 garage · 3 parking (attached)
Driveway
Mutual
Basement
Finished with Walk-Out
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Unknown
Roof
Unknown
Sewer
Sewer
Property tax
$3,884 / 2025
Days on market
56
Listing brokerage
REALTY EXECUTIVES PRIORITY ONE LIMITED

Rooms

LaundryLower2.77 × 2.83 m

Ceramic Floor

Dining RoomMain3.01 × 3.32 m

crown moulding · hardwood floor

KitchenMain2.59 × 2.68 m

Window

Living RoomMain3.77 × 4.57 m

crown moulding · hardwood floor · w/o to balcony

RecreationLower5.12 × 3.47 m

ceramic floor · closet · window

Primary BedroomMain4.57 × 3.01 m

hardwood floor · closet · window

Bedroom 2Main3.74 × 3.16 m

hardwood floor · closet · window

BreakfastMain2.77 × 2.68 m

Window

Living RoomLower6.88 × 3.87 m

ceramic floor · fireplace · w/o to yard

KitchenLower3.84 × 2.47 m

ceramic floor · window

Bedroom 3Main2.68 × 3.20 m

hardwood floor · closet · window

Moe’s TakeTeam Asgarian · Broker
In the wider range
$780Kest. value

Listed at $829,000, this home is within the range of a wider set of listings, but with few close matches nearby, so worth confirming with a precise CMA. The number above is my independent estimate of value, not the asking price.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 10 similar homes nearby, adjusted for size, beds, and baths.Median of 10 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $907K, a bit higher.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $889K
  • Bedrooms −$30K
  • Adjusts to $859K

That comparable adjusts to $859K; the $780K estimate above is the median of all 10 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Humber Summit Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Millwick Dr at Milvan Dr West Side is about a 3-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$584KGreat deal$850KOverpriced

Total price vs nearby homes. Fair value about $780K, median of 10 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Open-concept layout: modern, sought-after flow.
  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$912kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

227 Apache Trail$850k32 Firenza Drive$889k110 Victory Drive$998k

The 3 closest active listings nearby.

See all comparable homes
829kThis home850k889k998kThis home vs active comparables
Live market pulseActive comparables in Humber Summit · median list $896K
$638this home / sqft
10active listings nearby
56days on market

This home lists 5% above the area average of $606/sqft.

52 days longer than the Toronto average (4 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Humber Summit, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

72/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Millwick Dr at Milvan Dr West Side, about 257 m away

20+ transit stops1 grocery20+ dining10 parks4 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Glenfield-Jane Heights
$879K
York University Heights
$920K
Newtonbrook West
$940K
Corso Italia-Davenport
$951K
Mount Pleasant East
$1.28M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Gracedale Public School
53%
Gracedale Public SchoolPublic · Elementary · 1.2 km awayBelow the GTA average · 53% meet the provincial standard

Affordability & Mortgage

Affordability
$3,778/mo
$158KIncome needed
5.3×Price ÷ income
$872Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $3,778Property tax $324Total carry $4,102

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,539per month

Mortgage amount $663,200 · 4.14% over 25 years

$165,800Down payment (20.0%)
$663,200Loan before insurance
$0CMHC premium
$3,863Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,539
Property tax
$324
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,863

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$13,055
Toronto municipal land transfer tax
$13,055
Estimated closing costs
$26,110

Plus your down payment of $165,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$4,299/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$398,524Total interest paid
$1,061,724Total of all payments
Principal $663,200 Interest $398,524
YearPrincipalInterestBalance
1$15,536$26,932$647,664
2$16,186$26,283$631,477
3$16,863$25,606$614,614
4$17,569$24,900$597,045
5$18,304$24,165$578,741
6$19,069$23,400$559,672
7$19,867$22,602$539,805
8$20,698$21,771$519,107
9$21,564$20,905$497,544
10$22,466$20,003$475,078
11$23,405$19,064$451,673
12$24,384$18,085$427,288
13$25,404$17,065$401,884
14$26,467$16,002$375,417
15$27,574$14,895$347,843
16$28,727$13,742$319,116
17$29,929$12,540$289,187
18$31,181$11,288$258,006
19$32,485$9,984$225,520
20$33,844$8,625$191,676
21$35,260$7,209$156,417
22$36,734$5,735$119,682
23$38,271$4,198$81,411
24$39,872$2,597$41,540
25$41,540$929$0

At the end of your 5-year term

Total paid over the term
$212,345
Principal paid down
$84,459
Interest paid
$127,886
Balance remaining
$578,741

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
2.3%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.3%
Gross yield
− Property tax $3,884− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $19,280

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REALTY EXECUTIVES PRIORITY ONE LIMITED. MLS®/PropTx.

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