1491 Pembroke Drive, Oakville, ON

College Park, Oakville · MLS® W13160824

$1,159,000
For Sale
Listed 57 days ago
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3Bedrooms
1Bathrooms
4Parking
700-1100Sq Ft

About this home

Attention Developers & Builders! Rear opportunity to own an extra deep, Ravine, and Pie-shaped lot over 80 feet wide at the rear end. The existing 3 Bedroom Bungalow was fully renovated from top to bottom in the year 2020 with modern finishes. Over 150 Feet deep lot back onto Munn's Creek, located among lots of newly developed multi-million-dollar homes. Demolish and build or live in this upscale neighborhood. Situated in a very desirable College Park area. Roof was replaced in 2019; Driveway was replaced in 2020. Currently tenanted to a triple A tenant on a month-to-month lease. Tenant willing to stay if buyer wishes to assume tenancy. Property priced for just the lot, house is a bonus. Images are from 2020.

Key facts

Property type
Detached, Bungalow
MLS®
W13160824
Bedrooms
3
Bathrooms
1
Size
700-1100
Lot
58.22 × 150.25 ft
Cross streets
Upper Middle and Pembroke Dr .
Parking
4 parking
Driveway
Private Double
Basement
Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Aluminum Siding, Brick
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$5,125 / 2025
Days on market
57
Listing brokerage
Century 21 Realty Centre

Rooms

Bedroom 3Main3.50 × 2.70 m

laminate · window

Bedroom 2Main3.40 × 3.50 m

window · laminate · b/i closet

LaundryBasement0.00 × 0.00 m
Primary BedroomMain3.90 × 3.50 m

window · laminate · b/i closet

Dining RoomMain2.70 × 2.60 m

laminate · combined w/living · open concept

KitchenMain2.90 × 2.40 m

laminate · modern kitchen · breakfast bar

Living RoomMain4.50 × 3.30 m

laminate · combined w/dining · overlooks frontyard

Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Upper Middle Rd West + Elm Rd is about a 3-minute walk away.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Ravine lot: privacy and premium value, but confirm the buildable area and any conservation limits.
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
  • Currently tenanted: confirm the lease terms and vacant-possession timing before closing.
  • Worth verifying
  • Value driver
Comparable listingsCurrently listed nearby in College Park · asking prices
$1.11Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

167 Oliver Place$1.40M114 Ringwood Road$1.10M1229 Owen Court$1000k138 Osborne Crescent$938k

The 4 closest active listings nearby.

See all comparable homes
1.16MThis home1.40M1.10M1000k938kThis home vs active comparables
Live market pulseActive comparables in College Park · median list $1.29M
$1,288this home / sqft
6active listings nearby
57days on market

This home lists 36% above the area average of $944/sqft.

51 days longer than the Oakville average (6 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

College Park, Oakville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

65/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: Upper Middle Rd West + Elm Rd, about 227 m away

20+ transit stops1 grocery17 dining19 parks3 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

River Oaks
$1.60M
West Oak Trails
$1.48M
Glenorchy
$1.71M
Joshua Creek
$2.23M
Glen Abbey
$1.98M

Typical asking price of active listings of the same type, per area (outliers removed). Oakville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$5,282/mo
$218KIncome needed
5.3×Price ÷ income
$1,219Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $5,282Property tax $427Total carry $5,709

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,948per month

Mortgage amount $927,200 · 4.14% over 25 years

$231,800Down payment (20.0%)
$927,200Loan before insurance
$0CMHC premium
$5,375Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,948
Property tax
$427
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,375

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$19,655
Estimated closing costs
$19,655

Plus your down payment of $231,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$6,010/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$557,165Total interest paid
$1,484,365Total of all payments
Principal $927,200 Interest $557,165
YearPrincipalInterestBalance
1$21,721$37,654$905,479
2$22,630$36,745$882,849
3$23,576$35,798$859,273
4$24,562$34,812$834,711
5$25,590$33,785$809,121
6$26,660$32,714$782,461
7$27,775$31,599$754,685
8$28,937$30,437$725,748
9$30,148$29,227$695,601
10$31,409$27,966$664,192
11$32,722$26,652$631,470
12$34,091$25,284$597,379
13$35,517$23,858$561,862
14$37,003$22,372$524,859
15$38,550$20,824$486,309
16$40,163$19,212$446,146
17$41,843$17,532$404,303
18$43,593$15,782$360,710
19$45,417$13,958$315,293
20$47,316$12,058$267,977
21$49,295$10,079$218,682
22$51,357$8,017$167,324
23$53,506$5,869$113,819
24$55,744$3,631$58,075
25$58,075$1,299$0

At the end of your 5-year term

Total paid over the term
$296,873
Principal paid down
$118,079
Interest paid
$178,794
Balance remaining
$809,121

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,450/mo
$17,400Gross annual rent
0.8%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.5%
Gross yield
− Property tax $5,125− Insurance $1,400− Vacancy & upkeep $1,914Net operating income $8,961

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of Century 21 Realty Centre. MLS®/PropTx.

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