14 Kirby Road, Toronto, ON
Downsview-Roding-CFB, Toronto · MLS® W13172282
About this home
**Incredible Investment Opportunity - MUST SEE!!**. 1.5-story residence offers income-generating potential, situated on a spacious 50 x 120 lot with opportunities for expansion, including the addition of a garden suite. The main home features four bedrooms, while the separate two-bedroom basement suite boasts its own entrance With Income Potential! Shared laundry facilities and three full bathrooms enhance functionality. Ample parking accommodates six vehicles within the private driveway, complemented by dual fenced side yards. Many Quality Upgrades Throughout, Absolutely Stunning! **EXTRAS** Maximum Garden Suite Area: 60 Sq. m/ Set Back from Property Line, min 1.5m/ set back from existing House, 5m or 7m Depending on the design and area proposed.
Key facts
- Property type
- Detached, 1 1/2 Storey
- MLS®
- W13172282
- Bedrooms
- 6 (4 + 2)
- Bathrooms
- 3
- Size
- 1100-1500
- Lot
- 50 × 120 ft
- Cross streets
- Jane & Wilson
- Parking
- 6 parking
- Driveway
- Private
- Basement
- Apartment, Separate Entrance
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $3,770 / 2025
- Days on market
- 58
- Listing brokerage
- HOMELIFE KINGSVIEW REAL ESTATE INC.
Rooms
mirrored closet · window
open concept · combined w/living · window
Combined w/Living
mirrored closet · mirrored closet · window
Window
combined w/kitchen · window · open concept
Combined w/Kitchen
mirrored closet · window
Window
Window
Listed at $899,000, this home is about 16% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.
In Downsview-Roding-CFB lately, sellers have been getting about 98% of asking and homes sell in about 29 days. Prices are down 8% versus a year ago.
There were not many closely comparable homes right in Downsview-Roding-CFB, so I widened the search to the surrounding area.
Based on 61 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 61 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $855K, a bit lower.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, sold for $820K
- Bedrooms +$31K
- Bathrooms +$16K
- Adjusts to $867K
That comparable adjusts to $867K; the $1.08M estimate above is the median of all 61 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.
The assigned public school is Beverley Heights Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
Total price vs nearby homes. Fair value about $1.08M, median of 61 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Addition / added square footage: more space lifts value when it is permitted and well integrated, verify the permits. Value driver
- Garden / laneway suite potential: extra-unit upside, but confirm zoning and feasibility with the city. Worth verifying
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest active listings nearby.
See all comparable homesThis home lists 22% below the area average of $892/sqft.
57 days longer than the Toronto average (1 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Downsview-Roding-CFB, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 22, 2026); conventional rates run a little higher.
Mortgage amount $719,200 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,838
- Property tax
- $314
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,152
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $14,455
- Toronto municipal land transfer tax
- $14,455
- Estimated closing costs
- $28,910
Plus your down payment of $179,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $230,275
- Principal paid down
- $91,590
- Interest paid
- $138,685
- Balance remaining
- $627,610
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE KINGSVIEW REAL ESTATE INC.. MLS®/PropTx.