80 Stephensen Court, Brampton, ON

Madoc, Brampton · MLS® W13193326

$810,000
For Sale
Listed 52 days ago
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4Bedrooms
3Bathrooms
1Garage · 3 parking
1100-1500Sq Ft

About this home

Don't miss this incredible opportunity. Book your private appointment to view this beautiful home. A separate side entrance, accessed via a newly finished walkway, leads directly to the basement, offering potential for a self-contained in-law suite or a future income-generating unit. Nestled on a family-friendly court, this beautifully maintained home provides quality, comfort, and convenience in a sought-after neighbourhood. The main level features stunning new ceramic flooring, elegant crown molding and baseboards, and classic California shutters. Two tastefully updated bathrooms reflect the home's attention to detail. The well-appointed kitchen is designed for everyday living and entertaining, with a bright breakfast area and a walkout to the private backyard. A stylish wood staircase with wrought-iron railings anchors the interior, while a skylight bathes the space in natural light.

Key facts

Property type
Detached, 2-Storey
MLS®
W13193326
Bedrooms
4 (3 + 1)
Bathrooms
3 (1 half)
Size
1100-1500
Lot
25.32 × 110 ft
Cross streets
Rutherford N & Williams Parkway
Parking
1 garage · 3 parking (attached)
Driveway
Private
Basement
Finished, Separate Entrance
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Metal/Steel Siding
Foundation
Unknown
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$5,055 / 2025
Days on market
52
Listing brokerage
CENTURY 21 ASSOCIATES INC.
Moe’s TakeTeam Asgarian · Broker
Below comparables
$829Kest. value

Listed at $810,000, this home is about 2% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

Below comparable homes on total price, yet the price per square foot ($623/sqft) is above the area, which usually points to a smaller or more efficient layout.

Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $825K, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $799K
  • Bedrooms +$30K
  • Adjusts to $829K

That comparable adjusts to $829K; the $829K estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.

List price
$810KGreat deal$836KOverpriced

Total price vs nearby homes. Fair value about $829K, median of 5 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
  • Value driver
Comparable listingsCurrently listed nearby · asking prices
$833kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

49 Robert Parkinson Drive$799k29 Tralee Street$796k36 Platform Crescent$940k46 Dunblaine Crescent$799k

The 4 closest active listings nearby.

See all comparable homes
810kThis home799k796k940k799kThis home vs active comparables
Live market pulseActive comparables in Madoc · median list $849K
$623this home / sqft
8active listings nearby
52days on market

This home lists 6% above the area average of $587/sqft.

50 days longer than the Brampton average (2 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Madoc, Brampton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

0/ 100

Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Almost all errands require a car.

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Heart Lake West
$829K
Brampton East
$816K
Northwood Park
$999K
Northwest Sandalwood Parkway
$1.05M
Sandringham-Wellington
$1.08M

Typical asking price of active listings of the same type, per area (outliers removed). Brampton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$3,692/mo
$158KIncome needed
5.1×Price ÷ income
$852Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $3,692Property tax $421Total carry $4,113

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,458per month

Mortgage amount $648,000 · 4.14% over 25 years

$162,000Down payment (20.0%)
$648,000Loan before insurance
$0CMHC premium
$3,879Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,458
Property tax
$421
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,879

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$12,675
Estimated closing costs
$12,675

Plus your down payment of $162,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$4,200/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$389,391Total interest paid
$1,037,391Total of all payments
Principal $648,000 Interest $389,391
YearPrincipalInterestBalance
1$15,180$26,315$632,820
2$15,815$25,680$617,004
3$16,477$25,019$600,527
4$17,166$24,330$583,361
5$17,884$23,611$565,477
6$18,632$22,863$546,845
7$19,412$22,084$527,433
8$20,224$21,272$507,210
9$21,069$20,426$486,140
10$21,951$19,545$464,190
11$22,869$18,627$441,321
12$23,825$17,670$417,495
13$24,822$16,674$392,673
14$25,860$15,635$366,813
15$26,942$14,554$339,871
16$28,069$13,427$311,802
17$29,243$12,253$282,559
18$30,466$11,029$252,092
19$31,741$9,755$220,352
20$33,068$8,427$187,283
21$34,451$7,044$152,832
22$35,893$5,603$116,939
23$37,394$4,102$79,546
24$38,958$2,538$40,588
25$40,588$908$0

At the end of your 5-year term

Total paid over the term
$207,478
Principal paid down
$82,523
Interest paid
$124,955
Balance remaining
$565,477

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
2.2%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.4%
Gross yield
− Property tax $5,055− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $18,109

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 ASSOCIATES INC.. MLS®/PropTx.

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