204-19 Four Winds Drive, Toronto, ON

York University Heights, Toronto · MLS® W13206018

$499,000
For Sale
Listed 56 days ago
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3Bedrooms
2Bathrooms
1Garage
1200-1399Sq Ft

About this home

Look no further! Welcome to Unit 204 at 19 Four Winds Drive - an oversized 3-bedroom condo offering the perfect blend of space, comfort, and convenience in an unbeatable location. If you've been looking for a home with easy access to almost everything, this is it. Whether you're a first-time buyer, growing family, downsizer, or investor, this unit offers a lifestyle that simply makes everyday living easier.Bright and spacious with a functional layout, this well-maintained unit gives you the comfort of condo living without feeling cramped. Conveniently located on the second level, it offers easier day-to-day access while still providing privacy and comfort. You'll also love the easy access to the LRT, making commuting around Toronto incredibly convenient.One of the best parts? You can save on expensive gym memberships and recreational fees because this condo already provides exceptional amenities exclusively for residents, including a gym and indoor swimming pool giving you comfort, wellness, and relaxation right at home.Situated just minutes from York University, shopping plazas, restaurants, grocery stores, TTC, Highway 401, and Highway 400, this location truly checks all the boxes. A perfect opportunity to own a spacious condo in a connected and growing community.

Key facts

Property type
Condo Apartment, Apartment
MLS®
W13206018
Bedrooms
3
Bathrooms
2 (1 half)
Size
1200-1399
Cross streets
Keele & Finch
Parking
1 garage (underground)
Basement
None
Heating
Radiant
A/C
None
Exterior
Brick, Concrete
Maintenance
$1,030/mo
Exposure
East
Property tax
$1,659 / 2025
Days on market
56
Listing brokerage
RE/MAX PROFESSIONALS INC.

Rooms

KitchenMain4.45 × 2.20 m

ceramic floor · breakfast area

LaundryMain1.60 × 1.50 m

Ceramic Floor

Bedroom 2Main4.50 × 3.69 m

hardwood floor · closet

Living RoomMain5.51 × 3.61 m

Ceramic Floor

Primary BedroomMain4.44 × 3.25 m

hardwood floor · 2 pc ensuite · large window

Dining RoomMain4.44 × 3.20 m

Ceramic Floor

Bedroom 3Main3.69 × 2.79 m

hardwood floor · closet

Our TakeTeam Asgarian · Broker
Below comparables
$522Kest. value

Listed at $499,000, and my independent estimate is about 4% below comparable homes, worth a close look.

In York University Heights lately, sellers get about 99% of asking; homes sell in ~57 days · prices down 12% YoY.

List price
$499KGreat deal$560KOverpriced

Total price vs nearby homes. Fair value about $522K, median of 7 comparables.

How this estimate is builtthe short version

I take the 7 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, and standout features), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $498K, a close match.

What the listing highlights1 point to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
Schools & getting aroundcatchment and transit

The assigned public school is Elia Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Based on 7 comparable homes that recently sold nearby.

Comparable listingsCurrently listed nearby in York University Heights · asking prices
$601kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

1103-19 Four Winds Drive$515k508-1 Four Winds Drive$530k710-9 Four Winds Drive$600kLPH08-1100 Sheppard Avenue$760k

The 4 closest active listings nearby.

See all comparable homes
499kThis home515k530k600k760kThis home vs active comparables
Live market pulseActive comparables in York University Heights · median list $500K
$384this home / sqft
18active listings nearby
56days on market
23sold nearby · 90 days
$470Kmedian sold price
99%of asking, on average
12%vs a year ago

This home lists 21% below the area average of $488/sqft.

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

York University Heights, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Willowdale East
$562K
Bayview Village
$587K
Henry Farm
$627K
Bay Street Corridor
$618K
Flemingdon Park
$430K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Derrydown Public School
34%
Derrydown Public SchoolPublic · Elementary · 0.6 km awayBelow the GTA average · 34% meet the provincial standard

Affordability & Mortgage

Affordability
$2,274/mo
$114KIncome needed
4.4×Price ÷ income
$525Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

66%mortgage
Mortgage $2,274Property tax $138Condo fee $1,030Total carry $3,443

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,130per month

Mortgage amount $399,200 · 4.14% over 25 years

$99,800Down payment (20.0%)
$399,200Loan before insurance
$0CMHC premium
$3,299Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,130
Property tax
$138
Condo / maintenance fees
$1,030
Heating
$0
Estimated monthly cost
$3,299

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,455
Toronto municipal land transfer tax
$6,455
Estimated closing costs
$12,910

Plus your down payment of $99,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,587/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$239,884Total interest paid
$639,084Total of all payments
Principal $399,200 Interest $239,884
YearPrincipalInterestBalance
1$9,352$16,211$389,848
2$9,743$15,820$380,105
3$10,151$15,413$369,954
4$10,575$14,988$359,379
5$11,018$14,546$348,362
6$11,478$14,085$336,883
7$11,958$13,605$324,925
8$12,459$13,105$312,466
9$12,980$12,584$299,486
10$13,523$12,041$285,964
11$14,088$11,475$271,875
12$14,678$10,886$257,198
13$15,292$10,272$241,906
14$15,931$9,632$225,975
15$16,598$8,966$209,377
16$17,292$8,271$192,085
17$18,015$7,548$174,070
18$18,769$6,795$155,301
19$19,554$6,010$135,748
20$20,372$5,192$115,376
21$21,224$4,340$94,152
22$22,112$3,452$72,040
23$23,036$2,527$49,004
24$24,000$1,563$25,004
25$25,004$559$0

At the end of your 5-year term

Total paid over the term
$127,817
Principal paid down
$50,838
Interest paid
$76,979
Balance remaining
$348,362

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,100/mo
$49,200Gross annual rent
5.8%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

9.9%
Gross yield
− Property tax $1,659− Condo fees $12,363− Insurance $600− Vacancy & upkeep $5,412Net operating income $29,166

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX PROFESSIONALS INC.. MLS®/PropTx.

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