2476 Palmerston Road, Oakville, ON
Joshua Creek, Oakville · MLS® W13206814
About this home
Nestled in the prestigious Joshua Creek community, this exceptional family home offers over 3,000 sq. ft. of beautifully appointed living space above grade, complemented by an additional 1,200 sq. ft. of professionally finished basement space. Thoughtfully designed for both comfortable family living and effortless entertaining, the home features soaring 9-foot ceilings, elegant strip hardwood flooring, and a bright, open-concept layout filled with natural light.At the heart of the home is a spacious gourmet kitchen, showcasing granite countertops, stainless steel appliances, and a sun-filled breakfast area with a walkout to the backyard patio-perfect for indoor-outdoor entertaining. A stunning oak staircase leads to the upper level, where you'll find four generously sized bedrooms and three full bathrooms. The luxurious primary suite and second bedroom each feature their own private ensuite, while the third and fourth bedrooms are connected by a convenient Jack-and-Jill bathroom.The professionally finished basement expands the home's living space with a large open-concept recreation room, pot lighting, and a 3-piece bathroom, offering excellent potential for an in-law suite or extended family accommodations.Recent upgrades include impressive new front entry doors, along with a beautifully finished patterned concrete driveway, front walkway, and rear patio. The professionally landscaped backyard also features an outdoor storage shed, adding both beauty and functionality.Situated within one of Oakville's most highly regarded school districts and close to parks, trails, shopping, and major highways, this outstanding home combines luxury, comfort, and an unbeatable location. A rare opportunity not to be missed!
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- W13206814
- Bedrooms
- 4
- Bathrooms
- 5 (1 half)
- Size
- 3000-3500
- Lot
- 39.37 × 108.3 ft
- Cross streets
- Eighth Line and Dundas St E
- Parking
- 2 garage · 6 parking (built-in)
- Basement
- Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $8,104 / 2026
- Days on market
- 51
- Listing brokerage
- SAM MCDADI REAL ESTATE INC.
Rooms
broadloom · 4 pc ensuite · picture window
hardwood floor · double doors · window
ceramic floor · family size kitchen · stainless steel appl
hardwood floor · gas fireplace · overlook patio
laminate · pot lights · open concept
ceramic floor · w/o to deck · open concept
broadloom · window · double closet
broadloom · double closet · window
hardwood floor · coffered ceiling(s) · pot lights
ceramic floor · laundry sink · access to garage
broadloom · 5 pc ensuite · combined w/den
Listed at $1,999,999, this home is about 13% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.
Below comparable homes on total price, yet the price per square foot ($615/sqft) is in line with the area, which usually points to a smaller or more efficient layout.
Based on 13 similar homes nearby, adjusted for size, beds, and baths.Median of 13 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.80M, a bit lower.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $2.73M
- Adjusts to $2.73M
That comparable adjusts to $2.73M; the $2.30M estimate above is the median of all 13 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.
Total price vs nearby homes. Fair value about $2.30M, median of 13 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted.
- Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
- Open-concept layout: modern, sought-after flow.
- Hardwood floors: quality hardwood is durable and broadly desirable.
- Value driver
- Worth verifying
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 4 closest active listings nearby.
See all comparable homesThis home lists 6% below the area average of $652/sqft.
45 days longer than the Oakville average (6 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Joshua Creek, Oakville, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Almost all errands require a car.
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Oakville.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.
Mortgage amount $1,599,999 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $8,538
- Property tax
- $675
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $9,214
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $36,475
- Estimated closing costs
- $36,475
Plus your down payment of $400,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $512,291
- Principal paid down
- $203,760
- Interest paid
- $308,531
- Balance remaining
- $1,396,239
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SAM MCDADI REAL ESTATE INC.. MLS®/PropTx.