285 Bronte Road, Oakville, ON

Bronte, Oakville · MLS® W13207128

$1,230,000
For Sale
Listed 51 days ago
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3Bedrooms
3Bathrooms
1Garage · 7 parking
1100-1500Sq Ft

About this home

Welcome to this bright and beautifully updated, decent-sized bungaloft with finished basement in the highly sought-after Bronte community. Offering a versatile 2+1-bedroom, 3-bathroom layout, this home is ideal for families and downsizers. The open-concept main floor features spacious living and dining areas centred around a cozy electric fireplace, while the renovated kitchen offers a granite island, stainless steel appliances, and excellent prep and gathering space. Recent updates include a gas stove, dishwasher, range hood, washer and dryer (2020), a new front entrance door (2020), and fresh interior paint completed in 2026. One main floor bedroom provides direct access to a private deck and backyard, and is conveniently served by a main floor 3-piece bathroom. Upstairs, the spacious primary retreat features a walk-in closet and an upgraded 4-piece ensuite with heated floors. A separate entrance leads to the fully finished lower level offers exceptional flexibility, with a large family room, a second kitchen, a laundry area, an additional bedroom, and a 3-piece bathroom with heated floors. Ideal for extended family, guests, or recreation space. Outside, enjoy a nicely landscaped front yard and a pool-sized backyard with endless possibilities. Complete with an attached garage and circular driveway accommodating up to 7 vehicles. Ideally located within walking distance to parks, schools, and trails, and just minutes to Bronte Harbour, waterfront parks, local shops and restaurants, with convenient access to the QEW and everyday amenities.

Key facts

Property type
Detached, Bungaloft
MLS®
W13207128
Bedrooms
3 (2 + 1)
Bathrooms
3
Size
1100-1500
Lot
55 × 160 ft
Cross streets
Lakeshore And Bronte Rd
Parking
1 garage · 7 parking (built-in)
Driveway
Circular Drive
Basement
Finished, Separate Entrance
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Stucco (Plaster), Wood
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$7,445 / 2025
Days on market
51
Listing brokerage
ROYAL LEPAGE REAL ESTATE SERVICES LTD.

Rooms

BedroomUpper4.88 × 4.96 m

Hardwood Floor

Living RoomLower6.71 × 6.71 m

Combined w/Kitchen

KitchenMain3.66 × 3.66 m

centre island · quartz counter

Bedroom 3Lower3.05 × 3.66 m

B/I Closet

LaundryLower2.44 × 3.05 m

B/I Shelves

Living RoomMain9.75 × 3.66 m

combined w/dining · open concept · overlooks frontyard

FoyerMain1.22 × 2.44 m

combined w/kitchen · w/o to patio

Dining RoomMain9.75 × 3.66 m

Fireplace

Bedroom 2Main3.05 × 3.66 m

hardwood floor · w/o to deck

Moe’s TakeTeam Asgarian · Broker
In the wider range
$1.13Mest. value

Listed at $1,230,000, this home is within the range of a wider set of listings, but with few close matches nearby, so worth confirming with a precise CMA. The number above is my independent estimate of value, not the asking price.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 21 similar homes nearby, adjusted for size, beds, and baths.Median of 21 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.91M, higher than the comparables and worth a second look. The comparable range is wide here, so treat this as a rough read until I run a full CMA.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.45M
  • Adjusts to $1.45M

That comparable adjusts to $1.45M; the $1.13M estimate above is the median of all 21 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.

List price
$715KGreat deal$1.26MOverpriced

Total price vs nearby homes. Fair value about $1.13M, median of 21 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant.
  • Finished basement: added living space, worth checking ceiling height and that the work was permitted.
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Heated floors: comfort and a premium-finish signal.
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
  • Income potential
  • Value driver
  • Lifestyle
  • Weigh carefully
Comparable listingsCurrently listed nearby in Bronte · asking prices
$1.52Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

262 Chalmers Street$1.45M216 Wales Crescent$1.38M2331 Ontario Street$1.60M3287 Victoria Street$1.48M153 Ulster Drive$1.69M

The 5 closest of 8 active listings nearby.

See all comparable homes
1.23MThis home1.45M1.38M1.60M1.48M1.69MThis home vs active comparables
Live market pulseActive comparables in Bronte · median list $1.70M
$946this home / sqft
24active listings nearby
51days on market

This home lists 2% below the area average of $961/sqft.

45 days longer than the Oakville average (6 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Bronte, Oakville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

0/ 100

Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Almost all errands require a car.

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

West
$1.85M
Southwest
$3.79M
Glen Abbey
$1.88M
Bronte Creek
$1.77M
Westmount
$1.66M

Typical asking price of active listings of the same type, per area (outliers removed). Oakville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$5,606/mo
$237KIncome needed
5.2×Price ÷ income
$1,294Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $5,606Property tax $620Total carry $6,226

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,251per month

Mortgage amount $984,000 · 4.14% over 25 years

$246,000Down payment (20.0%)
$984,000Loan before insurance
$0CMHC premium
$5,871Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,251
Property tax
$620
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,871

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$21,075
Estimated closing costs
$21,075

Plus your down payment of $246,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$6,378/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$591,297Total interest paid
$1,575,297Total of all payments
Principal $984,000 Interest $591,297
YearPrincipalInterestBalance
1$23,052$39,960$960,948
2$24,016$38,996$936,932
3$25,020$37,991$911,912
4$26,067$36,945$885,845
5$27,157$35,854$858,687
6$28,293$34,719$830,394
7$29,477$33,535$800,917
8$30,710$32,302$770,207
9$31,994$31,018$738,213
10$33,333$29,679$704,880
11$34,727$28,285$670,154
12$36,179$26,832$633,974
13$37,693$25,319$596,281
14$39,269$23,742$557,012
15$40,912$22,100$516,100
16$42,623$20,389$473,477
17$44,406$18,606$429,070
18$46,264$16,748$382,807
19$48,199$14,813$334,608
20$50,215$12,797$284,393
21$52,315$10,697$232,078
22$54,503$8,508$177,575
23$56,783$6,229$120,791
24$59,158$3,853$61,633
25$61,633$1,379$0

At the end of your 5-year term

Total paid over the term
$315,059
Principal paid down
$125,313
Interest paid
$189,747
Balance remaining
$858,687

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
1.3%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.2%
Gross yield
− Property tax $7,445− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $15,719

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE REAL ESTATE SERVICES LTD.. MLS®/PropTx.

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