34 Joseph Street, Brampton, ON
Downtown Brampton, Brampton · MLS® W13207166
About this home
Welcome to 34 Joseph Street nestled in the heart of Brampton's historic downtown, this spacious 2-storey brick home blends character, potential, and investment opportunity. Featuring a welcoming front porch, this property is currently configured as two self-contained units on the main and upper levels, with the potential to add a third unit in the basement via a separate entrance. Offering 4+1 bedrooms and 3 bathrooms, the home provides flexible living arrangements for investors or multi-generational families. The upstairs unit has been recently rented and is now vacant, and the property will be sold without tenants, giving buyers a fresh start. The lot includes covered parking for three vehicles plus a shared mutual driveway that accommodates two additional cars. Located in an area undergoing major revitalization with several new developments nearby, this property also presents exciting future development possibilities. Whether you're seeking neighborhood, strong rental income or a prime investment in a fast-changing neighborhood, this is a rare opportunity you won't want to miss. Book your showing today, this one won't last!
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- W13207166
- Bedrooms
- 5 (4 + 1)
- Bathrooms
- 3
- Size
- 1100-1500
- Lot
- 40 × 132 ft
- Cross streets
- Main Street and Church Street
- Parking
- 3 garage · 5 parking (detached)
- Driveway
- Mutual
- Basement
- Separate Entrance, Partially Finished
- Kitchens
- 3 (2 + 1)
- Heating
- Forced Air
- A/C
- None
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $5,259 / 2025
- Days on market
- 51
- Listing brokerage
- ROYAL LEPAGE CREDIT VALLEY REAL ESTATE
Rooms
broadloom · crown moulding · vaulted ceiling(s)
broadloom · ceiling fan(s) · crown moulding
vinyl floor · ceiling fan(s) · vaulted ceiling(s)
Listed at $749,900, this home is within the range of comparable homes, on the lower side. The number above is my independent estimate of value, not the asking price.
Based on 13 similar homes nearby, adjusted for size, beds, and baths.Median of 13 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $874K, a close match. The comparable range is wide here, so treat this as a rough read until I run a full CMA.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $900K
- Bedrooms +$30K
- Adjusts to $930K
That comparable adjusts to $930K; the $880K estimate above is the median of all 13 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.
Total price vs nearby homes. Fair value about $880K, median of 13 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant.
- Income potential
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 3 closest active listings nearby.
See all comparable homesThis home lists 3% below the area average of $597/sqft.
49 days longer than the Brampton average (2 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Downtown Brampton, Brampton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Almost all errands require a car.
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Brampton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.
Mortgage amount $599,920 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,201
- Property tax
- $438
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $3,640
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $11,473
- Estimated closing costs
- $11,473
Plus your down payment of $149,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $192,084
- Principal paid down
- $76,400
- Interest paid
- $115,684
- Balance remaining
- $523,520
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE CREDIT VALLEY REAL ESTATE. MLS®/PropTx.