407 Annette Street, Toronto, ON
Runnymede-Bloor West Village, Toronto · MLS® W13209274
About this home
You'll love this home and neighbourhood! Amazing proximity to schools, great restaurants, parks, transit and so much more. Recently renovated in 2019 and carefully maintained by the current owners. Step into a pristine chef's kitchen, open concept living dining/living room, step up to to a comfortable breakfast bar. On the second, a spacious primary bedroom with room to breathe & relax. Two more bedrooms and a bathroom, make this floor complete. Basement has a lovely family space, a 4th bedroom. second full bath and laundry. Teenager, nanny or guest suite - you decide. A mutual drive has a garage with a car parking pad. More potential to add a front parking pad. This is a bright and airy home with views to a lovely south exposure, and a deep garden space.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- W13209274
- Bedrooms
- 4 (3 + 1)
- Bathrooms
- 2
- Size
- 1100-1500
- Lot
- 25.5 × 125 ft
- Cross streets
- ANNETTE ST & EVELYN AVE
- Parking
- 1 garage · 2 parking (other)
- Driveway
- Mutual
- Basement
- Separate Entrance, Finished
- Heating
- Radiant
- A/C
- None
- Exterior
- Brick
- Foundation
- Stone
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $6,898 / 2026
- Days on market
- 56
- Listing brokerage
- ROYAL LEPAGE TERREQUITY REALTY
Rooms
broadloom · window
ceramic floor · window
hardwood floor · open concept · overlooks backyard
hardwood floor · fireplace · large window
Ceramic Floor
hardwood floor · fireplace · window
broadloom · window · closet
hardwood floor · overlooks backyard · closet
ceramic floor · stainless steel appl · b/i dishwasher
hardwood floor · overlooks backyard · closet
Hardwood Floor
Listed at $1,499,000, and my independent estimate is within the range of comparable homes, on the higher side.
In Runnymede-Bloor West Village lately, sellers get about 102% of asking; homes sell in ~20 days.
Total price vs nearby homes. Fair value about $1.40M, median of 6 comparables.
How this estimate is builtthe short version
I take the 6 most comparable recent listings nearby and adjust each one to this home for the real differences (size, beds, baths, garage, and standout features), then use the median, which is steadier than leaning on any single listing.
It’s grounded in comparable active listings. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $1.53M, a close match.
What the listing highlights3 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
- Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
- Open-concept layout: modern, sought-after flow. Lifestyle
Schools & getting aroundcatchment and transit
On schools, this address is zoned for Humberside Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.
Based on 6 comparable homes nearby.
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 3 closest active listings nearby.
See all comparable homesThis home lists 4% above the area average of $1,104/sqft.
55 days longer than the Toronto average (1 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Runnymede-Bloor West Village, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 24, 2026); conventional rates run a little higher.
Mortgage amount $1,199,200 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $6,399
- Property tax
- $575
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $6,974
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $26,455
- Toronto municipal land transfer tax
- $26,455
- Estimated closing costs
- $52,910
Plus your down payment of $299,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $383,963
- Principal paid down
- $152,718
- Interest paid
- $231,244
- Balance remaining
- $1,046,482
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE TERREQUITY REALTY. MLS®/PropTx.