346 Centre Street, Brampton, ON
Brampton North, Brampton · MLS® W13214836
About this home
Exceptional Raised Bungalow with Income Potential in Brampton! Proudly owned for over 30 years, this well-maintained home offers comfort, functionality, and incredible versatility. The main level features 3 spacious bedrooms with hardwood flooring, complemented by a 5-piece washroom. The large, family-sized kitchen is equipped with custom wood cabinetry and includes a convenient closet that can also serve as a Pantry. A dedicated laundry closet with stackable washer and dryer adds everyday convenience. Elegant French doors lead into expansive, sun-filled living and dining areas, perfect for entertaining. Step out from the kitchen to a covered, enclosed 10 ft x 12 ft patio, with an additional 17 ft x 10 ft outdoor patio space-ideal for relaxing or hosting gatherings. The property includes a legal basement apartment with three separate entrances, offering excellent income potential or multigenerational living. The basement also features a separate laundry and furnace room, along with a new washer and dryer (2026).Additional features include: New Air conditioner (2025) Central vacuum system with attachments, 2 interior & 2 exterior security cameras Double car garage with opener and remote Parking for up to 6 vehicles on driveway Outdoor extras include an 11 x 14 ft vinyl shed with mini fridge and storage, plus an additional aluminum shed. Located in a desirable Brampton neighborhood, this home combines pride of ownership, practical living space, and outstanding investment potential-an exceptional opportunity not to be missed! The Seller does not provide any warranties or representations regarding the property and sells it "as is, where is" All measurements are approximate and must be verified by buyers and their agents. The Seller does not warrant their accuracy. Tenant in Basement will be willing to vacate the Basement at time of occupancy OR Tenant is willing to stay for $1500 per month. Seller will agree to vacant possession and removal of Tenant if required.
Key facts
- Property type
- Detached, Bungalow-Raised
- MLS®
- W13214836
- Bedrooms
- 4 (3 + 1)
- Bathrooms
- 2
- Size
- 1100-1500
- Lot
- 47.37 × 110 ft
- Cross streets
- Williams Parkway and Centre Street North
- Parking
- 2 garage · 8 parking (built-in)
- Driveway
- Private, Private Double
- Basement
- Apartment, Finished with Walk-Out, Separate Entrance, Walk-Up, Walk-Out, Full, Finished
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Poured Concrete
- Roof
- Shingles
- Sewer
- Sewer
- Property tax
- $5,499 / 2025
- Days on market
- 50
- Listing brokerage
- VENTURE REAL ESTATE CORP.
Rooms
walk-in closet(s) · hardwood floor · window
window · overlooks living · french doors
ceramic floor · separate room
Ceramic Floor
window · walk-in closet(s) · large closet
pantry · eat-in kitchen · w/o to patio
b/i appliances · family size kitchen · w/o to patio
closet · hardwood floor · window
above grade window · gas fireplace · ceramic floor
walk-up · concrete floor · separate room
above grade window · ceramic floor · eat-in kitchen
closet · hardwood floor · window
closet · ceramic floor
window floor to ceiling · overlooks dining · french doors
Listed at $899,000, this home is within the range of a wider set of listings, but with few close matches nearby, so worth confirming with a precise CMA. The number above is my independent estimate of value, not the asking price.
There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.
Based on 13 similar homes nearby, adjusted for size, beds, and baths.Median of 13 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $863K, a close match. The comparable range is wide here, so treat this as a rough read until I run a full CMA.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $850K
- Bedrooms −$30K
- Adjusts to $820K
That comparable adjusts to $820K; the $820K estimate above is the median of all 13 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.
Total price vs nearby homes. Fair value about $820K, median of 13 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant.
- Recent major systems: lower near-term capital costs, ask for the ages and any warranties.
- Hardwood floors: quality hardwood is durable and broadly desirable.
- Sold as-is / needs work: budget for renovation, the price should reflect the condition.
- Currently tenanted: confirm the lease terms and vacant-possession timing before closing.
- Income potential
- Value driver
- Lifestyle
- Weigh carefully
- Worth verifying
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesThis home lists 2% above the area average of $680/sqft.
48 days longer than the Brampton average (2 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Brampton North, Brampton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Almost all errands require a car.
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Brampton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.
Mortgage amount $719,200 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,838
- Property tax
- $458
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,296
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $14,455
- Estimated closing costs
- $14,455
Plus your down payment of $179,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $230,275
- Principal paid down
- $91,590
- Interest paid
- $138,685
- Balance remaining
- $627,610
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of VENTURE REAL ESTATE CORP.. MLS®/PropTx.