1130A Islington Avenue, Toronto, ON

Islington-City Centre West, Toronto · MLS® W13220416

$1,599,000
For Sale
Listed 46 days ago
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3Bedrooms
3Bathrooms
2Garage
2000-2500Sq Ft

About this home

Beautifully designed urban townhome offering the complete package. This stylish freehold residence showcases timeless elegance with modern flair, featuring a stunning main floor with custom wainscotting, a co-private balcony, and luxury custom kitchen millwork designed for both everyday living and entertaining. Soaring 10-foot ceilings, dazzling natural light, well-proportioned rooms, and top-of-the-line finishes create a bright and inviting atmosphere throughout. Spacious bedrooms, beautifully appointed washrooms, and the convenience of an upper-level laundry room make this home as functional as it is sophisticated. Located within a meticulously maintained freehold townhome community with low monthly maintenance fees of $235.19, including snow removal and salting, lawn care and maintenance, sprinkler activation, and professional off-site property management. The home also features a rare two-car tandem garage, plus free 24/7 street parking on Chauncey Avenue and four visitor parking spaces for guests. Perfectly situated for urban convenience with TTC bus service steps from the front door, and walking distance to Islington Subway Station, Kipling Subway Station, and Kipling GO Station. Families will appreciate the nearby daycares, neighbourhood schools, community centres, and community pool. Directly across the street is the 6.6-acre family-friendly Fairfield Park featuring a playground, splash pad, and expansive green space, while the surrounding South Humber Parklands, Kings Mill Park, Humber Marshes, and Humber River trails provide endless opportunities to enjoy nature. Commuters will love being just 2 km from the Gardiner Expressway. Enjoy an exceptional lifestyle surrounded by local dining along Bloor Street, offering a diverse mix of fine Greek, Japanese, Italian, and Indian cuisine. Some furnishings may also be included in the sale.Open-concept living spaces, cozy places to unwind, and thoughtfully curated finishes to call home

Key facts

Property type
Townhouse, Contemporary
MLS®
W13220416
Bedrooms
3
Bathrooms
3 (1 half)
Size
2000-2500
Lot
15.09 × 65.82 ft
Cross streets
Islington Ave & Bloor St.
Parking
2 garage (built-in)
Driveway
None
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete Block
Roof
Asphalt Rolled
Sewer
Sewer
Property tax
$6,168 / 2025
Days on market
46
Listing brokerage
HARVEY KALLES REAL ESTATE LTD.
Moe’s TakeTeam Asgarian · Broker
In the wider range
$1.41Mest. value

Listed at $1,599,000, this home is within the range of a wider set of listings, but with few close matches nearby, so worth confirming with a precise CMA. The number above is my independent estimate of value, not the asking price.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 78 similar homes nearby, adjusted for size, beds, and baths.Median of 78 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.24M, a bit lower.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $949K
  • Bedrooms −$30K
  • Bathrooms −$15K
  • Adjusts to $904K

That comparable adjusts to $904K; the $1.41M estimate above is the median of all 78 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

Its public catchment (Etobicoke Collegiate Institute) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

On location, this is a very walkable address with everyday errands close by. Islington Ave at Bering Ave is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$1.21MGreat deal$1.64MOverpriced

Total price vs nearby homes. Fair value about $1.41M, median of 78 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
  • Open-concept layout: modern, sought-after flow.
  • Value driver
  • Weigh carefully
  • Worth verifying
  • Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$1.23Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

32 Mendota Road$1.26M3002 Bayview Avenue$1.66M175B Finch Avenue$1.10M64 Curzon Street$1.07M2 Hayes Lane$1.06M

The 5 closest of 8 active listings nearby.

See all comparable homes
1.60MThis home1.26M1.66M1.10M1.07M1.06MThis home vs active comparables
Live market pulseActive comparables in Toronto · median list $979K
$711this home / sqft
79active listings nearby
46days on market

This home lists 6% above the area average of $669/sqft.

36 days longer than the Toronto average (10 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Islington-City Centre West, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

73/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Islington Ave at Bering Ave, about 91 m away

20+ transit stops6 grocery20+ dining19 parks10 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Mimico
$1.18M
Trinity-Bellwoods
$1.12M
Downsview-Roding-CFB
$805K
West Humber-Clairville
$937K
Cabbagetown-South St. James Town
$1.71M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Karen Kain School of the Arts
76%
Karen Kain School of the ArtsPublic · Elementary · 1.9 km awayAbove the GTA average · 76% meet the provincial standard

Affordability & Mortgage

Affordability
$7,288/mo
$296KIncome needed
5.4×Price ÷ income
$1,682Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $7,288Property tax $514Total carry $7,802

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$6,826per month

Mortgage amount $1,279,200 · 4.14% over 25 years

$319,800Down payment (20.0%)
$1,279,200Loan before insurance
$0CMHC premium
$7,340Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$6,826
Property tax
$514
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$7,340

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$28,455
Toronto municipal land transfer tax
$28,455
Estimated closing costs
$56,910

Plus your down payment of $319,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$8,291/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$768,686Total interest paid
$2,047,886Total of all payments
Principal $1,279,200 Interest $768,686
YearPrincipalInterestBalance
1$29,967$51,948$1,249,233
2$31,221$50,695$1,218,012
3$32,527$49,389$1,185,485
4$33,887$48,028$1,151,598
5$35,305$46,611$1,116,294
6$36,781$45,134$1,079,512
7$38,320$43,596$1,041,192
8$39,923$41,993$1,001,270
9$41,593$40,323$959,677
10$43,332$38,583$916,345
11$45,145$36,770$871,200
12$47,033$34,882$824,166
13$49,001$32,915$775,166
14$51,050$30,865$724,115
15$53,186$28,730$670,930
16$55,410$26,505$615,520
17$57,728$24,187$557,792
18$60,143$21,773$497,649
19$62,658$19,257$434,991
20$65,279$16,636$369,711
21$68,010$13,906$301,702
22$70,855$11,061$230,847
23$73,818$8,097$157,029
24$76,906$5,009$80,123
25$80,123$1,793$0

At the end of your 5-year term

Total paid over the term
$409,577
Principal paid down
$162,906
Interest paid
$246,671
Balance remaining
$1,116,294

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
2.3%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.2%
Gross yield
− Property tax $6,168− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $37,288

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HARVEY KALLES REAL ESTATE LTD.. MLS®/PropTx.

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