480 Valley Drive, Oakville, ON
West, Oakville · MLS® W13222598
About this home
A rare chance to own a fully upgraded bungalow on a premium oversized lot in one of Wes tOakville's most desirable pockets. Set on a wide 95 x 110 ft irregular lot, this home stands out for its space, privacy, and future potential. Whether you're looking for a comfortable family home, an investment opportunity, or a property with long-term upside, this one checks all the boxes. Inside, the home has been thoughtfully updated with a clean, modern feel. The main level offers a bright and open layout with 3 well-sized bedrooms and a welcoming living space filled with natural light. The kitchen is both stylish and functional, featuring quartz counters, stainless steel appliances, and a large island that makes it the natural gathering spot of the home. Walkout to a private backyard that's perfect for relaxing or entertaining. The lower level adds even more flexibility with its own separate entrance, 2 additional bedrooms, and a large open area. Ideal for extended family, rental income, or a private workspace. Newer upgrades(2022)High Renovation over 200K include exterior stucco, furnace, A/C, and major electrical updates, giving peace of mind to the next owner. Located in a quiet, family-friendly area close to top schools, parks, shopping, and easy highway access. A property like this doesn't come up often, move in and invest.
Key facts
- Property type
- Detached, Bungalow
- MLS®
- W13222598
- Bedrooms
- 5 (3 + 2)
- Bathrooms
- 3
- Size
- 1100-1500
- Lot
- 95 × 110 ft
- Cross streets
- Bridge Road/Third Line
- Parking
- 4 parking
- Driveway
- Private
- Basement
- Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Stucco (Plaster)
- Foundation
- Unknown
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $6,410 / 2025
- Days on market
- 47
- Listing brokerage
- HOMELIFE/GTA REALTY INC.
Rooms
hardwood floor · pot lights · combined w/living
hardwood floor · pot lights · bay window
vinyl floor · pot lights · window
vinyl floor · pot lights · window
hardwood floor · closet · window
hardwood floor · stainless steel appl · quartz counter
hardwood floor · 3 pc ensuite · window
hardwood floor · closet · window
vinyl floor · window · pot lights
Listed at $1,298,900, this home is about 8% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.
Based on 8 similar homes nearby, adjusted for size, beds, and baths.Median of 8 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.60M, a bit higher.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $1.10M
- Bedrooms +$30K
- Bathrooms +$15K
- Adjusts to $1.14M
That comparable adjusts to $1.14M; the $1.40M estimate above is the median of all 8 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.
Total price vs nearby homes. Fair value about $1.40M, median of 8 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
- Income potential
- Value driver
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 4 closest active listings nearby.
See all comparable homesThis home lists 8% below the area average of $1,091/sqft.
41 days longer than the Oakville average (6 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
West, Oakville, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Almost all errands require a car.
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Oakville.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.
Mortgage amount $1,039,120 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $5,545
- Property tax
- $534
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $6,079
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $22,453
- Estimated closing costs
- $22,453
Plus your down payment of $259,780. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $332,708
- Principal paid down
- $132,332
- Interest paid
- $200,376
- Balance remaining
- $906,788
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE/GTA REALTY INC.. MLS®/PropTx.