39-93 The Queensway, Toronto, ON

High Park-Swansea, Toronto · MLS® W13224170

$575,000
For Sale
Listed 46 days ago
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2Bedrooms
2Bathrooms
1Garage
700-799Sq Ft

About this home

Bright and beautifully renovated 1+1 bedroom, 2 bathroom convenient walk up suite offering approximately 700 sq. ft. of thoughtfully designed interior living space. Enjoy seamless indoor-outdoor living with a south-facing private terrace flanked by a lush garden, creating a peaceful oasis overlooking the interior courtyard. The versatile den is ideal for a home office, workout or seating area, while the functional layout is perfect for professionals, downsizers, or anyone seeking stylish city living by the lake.Live steps from Toronto's best waterfront amenities with the boardwalk across the street. Jog, cycle, or stroll along the scenic waterfront trails, spend summer days at Sunnyside Beach, or explore the natural beauty of High Park. Convenient access to transit and the Gardiner Expressway makes commuting downtown or across the city effortless. A rare opportunity to enjoy waterfront living with urban convenience at your doorstep.

Key facts

Property type
Condo Townhouse, Stacked Townhouse
MLS®
W13224170
Bedrooms
2 (1 + 1)
Bathrooms
2 (1 half)
Size
700-799
Cross streets
The Queensway and Windermere
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$735/mo
Exposure
South
Property tax
$2,722 / 2026
Days on market
46
Listing brokerage
UNION REALTY BROKERAGE INC.

Rooms

Dining RoomMain2.03 × 1.63 m

vinyl floor · combined w/living · open concept

BathroomSecond2.41 × 1.47 m

4 Pc Bath

Primary BedroomSecond4.34 × 3.25 m

hardwood floor · california shutters · double closet

Living RoomMain5.38 × 3.68 m

vinyl floor · combined w/dining · california shutters

KitchenMain2.67 × 2.36 m

vinyl floor · overlooks living · stainless steel appl

DenSecond2.99 × 2.52 m

Hardwood Floor

Powder RoomMain2.08 × 0.83 m

vinyl floor · 2 pc bath

Moe’s TakeTeam Asgarian · Broker
In line
$565Kest. value

Listed at $575,000, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.

There were not many closely comparable homes right in High Park-Swansea, so I widened the search to the surrounding area.

Based on 7 similar homes nearby, adjusted for size, beds, and baths.Median of 7 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $586K, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $564K
  • Bathrooms +$15K
  • Adjusts to $579K

That comparable adjusts to $579K; the $565K estimate above is the median of all 7 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On schools, this address is zoned for Humberside Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. The Queensway at Ellis Ave West Side is about a 1-minute walk away.

List price
$504KGreat deal$587KOverpriced

Total price vs nearby homes. Fair value about $565K, median of 7 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Sold as-is / needs work: budget for renovation, the price should reflect the condition.
  • Value driver
  • Weigh carefully
Comparable listingsCurrently listed nearby · asking prices
$538kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

48-5 William Jackson Way$640k117-870 Jane Street$448k1-6 Bicknell Avenue$564k206-415 Jarvis Street$550k93-200 Mclevin Avenue$489k

The 5 closest of 7 active listings nearby.

See all comparable homes
575kThis home640k448k564k550k489kThis home vs active comparables
Live market pulseActive comparables in High Park-Swansea · median list $775K
$767this home / sqft
6active listings nearby
46days on market

This home lists 4% below the area average of $800/sqft.

42 days longer than the Toronto average (4 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

High Park-Swansea, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

56/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: The Queensway at Ellis Ave West Side, about 45 m away

20+ transit stops2 grocery20+ dining20+ parks3 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

New Toronto
$780K
Niagara
$559K
Islington-City Centre West
$849K
Willowdale East
$799K
Humbermede
$509K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Swansea Junior and Senior Public School
78%
Swansea Junior and Senior Public SchoolPublic · Elementary · 1.0 km awayAbove the GTA average · 78% meet the provincial standard

Affordability & Mortgage

Affordability
$2,621/mo
$124KIncome needed
4.6×Price ÷ income
$605Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

73%mortgage
Mortgage $2,621Property tax $227Condo fee $735Total carry $3,583

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,455per month

Mortgage amount $460,000 · 4.14% over 25 years

$115,000Down payment (20.0%)
$460,000Loan before insurance
$0CMHC premium
$3,417Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,455
Property tax
$227
Condo / maintenance fees
$735
Heating
$0
Estimated monthly cost
$3,417

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$7,975
Toronto municipal land transfer tax
$7,975
Estimated closing costs
$15,950

Plus your down payment of $115,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,981/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$276,419Total interest paid
$736,419Total of all payments
Principal $460,000 Interest $276,419
YearPrincipalInterestBalance
1$10,776$18,681$449,224
2$11,227$18,230$437,997
3$11,697$17,760$426,300
4$12,186$17,271$414,114
5$12,696$16,761$401,419
6$13,227$16,230$388,192
7$13,780$15,677$374,413
8$14,356$15,101$360,056
9$14,957$14,500$345,100
10$15,582$13,874$329,517
11$16,234$13,223$313,283
12$16,913$12,544$296,370
13$17,621$11,836$278,749
14$18,358$11,099$260,392
15$19,126$10,331$241,266
16$19,926$9,531$221,341
17$20,759$8,698$200,582
18$21,627$7,829$178,954
19$22,532$6,925$156,423
20$23,474$5,982$132,948
21$24,456$5,000$108,492
22$25,479$3,977$83,013
23$26,545$2,912$56,468
24$27,655$1,801$28,812
25$28,812$645$0

At the end of your 5-year term

Total paid over the term
$147,284
Principal paid down
$58,581
Interest paid
$88,703
Balance remaining
$401,419

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,400/mo
$28,800Gross annual rent
2.3%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.0%
Gross yield
− Property tax $2,722− Condo fees $8,826− Insurance $600− Vacancy & upkeep $3,168Net operating income $13,484

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of UNION REALTY BROKERAGE INC.. MLS®/PropTx.

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