1119 Rebecca Street, Oakville, ON

West, Oakville · MLS® W13224372

$2,200,000
For Sale
Listed 47 days ago
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3Bedrooms
3Bathrooms
2Garage
1100-1500Sq Ft

About this home

Charming home on a rare oversized lot with clear sun exposure, offering over 17,000 sq ft of prime land, an exceptional canvas for a luxury mansion build. Situated in one of South West Oakville's most sought-after pockets, surrounded by elite custom estates, and within walking distance to the lake and top schools. Ideal for end-users or luxury builders.

Key facts

Property type
Detached, 1 1/2 Storey
MLS®
W13224372
Bedrooms
3
Bathrooms
3 (1 half)
Size
1100-1500
Lot
113 × 151 ft
Cross streets
Rebecca/Third line
Parking
2 garage (detached)
Driveway
Private
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Stucco (Plaster)
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$8,463 / 2025
Days on market
47
Listing brokerage
ROYAL LEPAGE SIGNATURE REALTY

Rooms

BreakfastGround4.27 × 4.04 m

laminate · country kitchen

Living RoomGround7.07 × 5.03 m

laminate · fireplace · w/o to sundeck

Dining RoomGround3.15 × 2.82 m

laminate · closet

Primary BedroomSecond4.37 × 2.90 m

laminate · overlooks pool · double closet

Bedroom 2Second4.37 × 2.90 m

laminate · double closet

RecreationBasement6.73 × 4.37 m

laminate · open concept

KitchenGround4.72 × 4.07 m

family size kitchen · country kitchen

Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

On location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.

Comparable listingsCurrently listed nearby in West · asking prices
$1.60Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

197 Glen Oak Drive$2.20M320 Ashbury Road$1.34M598 Wildwood Drive$1.60M411 Maplehurst Avenue$1.68M1458 Bridge Road$1.19M

The 5 closest of 8 active listings nearby.

See all comparable homes
2.20MThis home2.20M1.34M1.60M1.68M1.19MThis home vs active comparables
Live market pulseActive comparables in West · median list $1.39M
$1,692this home / sqft
39active listings nearby
47days on market

41 days longer than the Oakville average (6 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

West, Oakville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

0/ 100

Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Almost all errands require a car.

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Southwest
$3.47M
Glen Abbey
$1.88M
College Park
$1.28M
Bronte
$1.65M
West Oak Trails
$1.48M

Typical asking price of active listings of the same type, per area (outliers removed). Oakville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$10,027/mo
$406KIncome needed
5.4×Price ÷ income
$2,314Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $10,027Property tax $705Total carry $10,732

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$9,392per month

Mortgage amount $1,760,000 · 4.14% over 25 years

$440,000Down payment (20.0%)
$1,760,000Loan before insurance
$0CMHC premium
$10,097Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$9,392
Property tax
$705
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$10,097

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$41,475
Estimated closing costs
$41,475

Plus your down payment of $440,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$11,407/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,057,604Total interest paid
$2,817,604Total of all payments
Principal $1,760,000 Interest $1,057,604
YearPrincipalInterestBalance
1$41,231$71,473$1,718,769
2$42,955$69,749$1,675,814
3$44,752$67,952$1,631,062
4$46,624$66,080$1,584,438
5$48,574$64,130$1,535,864
6$50,606$62,098$1,485,258
7$52,723$59,981$1,432,535
8$54,928$57,776$1,377,607
9$57,226$55,478$1,320,381
10$59,619$53,085$1,260,762
11$62,113$50,591$1,198,649
12$64,711$47,993$1,133,937
13$67,418$45,286$1,066,519
14$70,238$42,466$996,281
15$73,176$39,528$923,106
16$76,237$36,467$846,869
17$79,426$33,279$767,443
18$82,748$29,956$684,695
19$86,209$26,495$598,486
20$89,815$22,889$508,671
21$93,572$19,132$415,099
22$97,486$15,218$317,613
23$101,564$11,141$216,050
24$105,812$6,892$110,238
25$110,238$2,466$0

At the end of your 5-year term

Total paid over the term
$563,521
Principal paid down
$224,136
Interest paid
$339,384
Balance remaining
$1,535,864

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
0.7%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.3%
Gross yield
− Property tax $8,463− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $14,701

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE SIGNATURE REALTY. MLS®/PropTx.

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