99 Lake Promenade, Toronto, ON
Long Branch, Toronto · MLS® W13225230
About this home
**MUSKOKA IN YOUR OWN BACKYARD** This classic Hamptons-style home by Chatsworth Fine Homes offers an exciting opportunity to customize a new dream home and build instant value - without the long wait of new construction. Set on a 56' x 224' lot with direct lake access to a rare private beach and deck, the home spans 6,760 sq. ft. of luxury living space. Designed for comfort, light and flow, the main level showcases expansive lake views and a bright, open-concept living area that walks out to a generous deck overlooking the pool and large yard. The second floor features four bedrooms, each with its own ensuite and walk-in closet. The primary suite overlooking the lake includes a private deck, two walk-in closets and a 5 pc spa ensuite. Thoughtful upgrades elevate function and luxury with a superior home automation system, skylights, roughed-in elevator, heated basement floors and side yard basement walk-out. A coveted net-zero environmental designation reflects Chatsworth's focus on sustainability and long-term efficiency. A Tarion Warranty provides further guarantees of quality craftsmanship. This unique property provides an ideal setting for lakeside entertaining, kayaking and quiet relaxation as swans glide by. Nestled in a charming, cottage-like neighbourhood between two large parks and miles of waterfront trails, the home is also conveniently near city amenities and airports. With Chatsworth's thoughtful designer and top team ready to expertly manage the completion process, you can have everything you have always wanted in your forever home with ease.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- W13225230
- Bedrooms
- 5 (4 + 1)
- Bathrooms
- 7 (1 half)
- Size
- 3500-5000
- Lot
- 56.23 × 209.58 ft
- Cross streets
- 28th / Lake Promenade
- Parking
- 2 garage · 6 parking (built-in)
- Driveway
- Private
- Basement
- Separate Entrance, Unfinished
- Heating
- Heat Pump
- A/C
- Central Air
- Exterior
- Stone, Wood
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Pool
- Inground
- Property tax
- $13,883 / 2025
- Days on market
- 46
- Listing brokerage
- ROYAL LEPAGE/J & D DIVISION
Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.
Ask Moe if this price is fairThe assigned public school is James S Bell Junior Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Lake Shore Blvd West at Twenty Eighth St is about a 8-minute walk away.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
- Open-concept layout: modern, sought-after flow.
- Elevator: rare and valuable for accessibility and resale.
- Development potential: upside only if zoning permits, verify with the city before relying on it.
- Weigh carefully
- Lifestyle
- Worth verifying
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 3 closest active listings nearby.
See all comparable homes45 days longer than the Toronto average (1 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Long Branch, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Many errands can be done on foot; a car still helps.
🚉 Nearest transit: Lake Shore Blvd West at Twenty Eighth St, about 666 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.
Mortgage amount $6,384,000 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $34,067
- Property tax
- $1,157
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $35,224
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $185,975
- Toronto municipal land transfer tax
- $305,375
- Estimated closing costs
- $491,350
Plus your down payment of $1,596,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $2,044,044
- Principal paid down
- $813,004
- Interest paid
- $1,231,040
- Balance remaining
- $5,570,996
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE/J & D DIVISION. MLS®/PropTx.