87 Philosopher's Trail, Brampton, ON
Northgate, Brampton · MLS® W13228192
About this home
Welcome To 87 Philosophers Trail In Brampton's Highly Desirable Professor's Lake Community! This Beautifully Maintained Home Offers The Perfect Blend Of Space, Privacy, Lifestyle, And Flexibility For Today's Growing Family.Featuring A Separate Side Entrance, Finished Walkout Basement With Wet Bar, And Convenient Access To The Laundry/Mudroom, This Well-Designed Layout Offers Incredible Potential For Multi-Generational Living, Extended Family, Guests, Or Additional Living Space.The Main Level Showcases A Beautifully Updated Kitchen, Renovated Bathrooms, Spacious Principal Rooms, And A Sun-Filled Family Room With Walkout To A Sundeck Offering Seasonal Views Of Professor's Lake. Thoughtfully Designed For Everyday Living And Entertaining, This Home Provides Plenty Of Room For Families To Gather, Grow, And Create Lasting Memories.Step Outside To Your Own Private Backyard Oasis Featuring A Stunning Saltwater Inground Pool, Mature Landscaping, And Exceptional Privacy With No Neighbour On One Side. Whether You're Hosting Summer Gatherings Or Enjoying A Quiet Evening Outdoors, This Backyard Was Made To Be Enjoyed.Located Just Steps To Professor's Lake, Beaches, Walking Trails, Parks, Recreation Facilities, Schools, And Everyday Amenities, This Established Family-Friendly Neighbourhood Continues To Be One Of Brampton's Most Sought-After Communities.Thoughtfully Updated Throughout Including Windows (2010), Basement Bathroom (2013), Furnace & A/C (2015), Kitchen (2016), Saltwater Pool System, Liner, Heater & Fence (2017), Roof (2018), Primary Bathroom (2019), Upper Bathroom (2023), And Retaining Wall (2025).Move-In Ready And Meticulously Maintained, This Is A Rare Opportunity To Own A Home That Perfectly Combines Character, Modern Updates, Flexible Living Space, And Resort-Style Outdoor Living In One Of Brampton's Premier Neighbourhoods.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- W13228192
- Bedrooms
- 3
- Bathrooms
- 4 (1 half)
- Size
- 1500-2000
- Lot
- 44.95 × 102.26 ft
- Cross streets
- Bovaird/ Torbram
- Parking
- 2 garage · 4 parking (attached)
- Basement
- Walk-Out, Separate Entrance, Finished, Full
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Poured Concrete
- Roof
- Shingles
- Sewer
- Sewer
- Pool
- Inground, Salt
- Property tax
- $6,880 / 2025
- Days on market
- 46
- Listing brokerage
- RE/MAX HALLMARK CHAY REALTY
Rooms
broadloom · large window · large closet
broadloom · walk-out · wet bar
laminate · w/o to sundeck · brick fireplace
broadloom · 3 pc ensuite · walk-in closet(s)
ceramic floor · b/i appliances · ceramic backsplash
broadloom · california shutters · crown moulding
broadloom · large window · california shutters
broadloom · large closet · large window
Listed at $975,000, this home is about 3% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.
Priced above comparable homes overall, but the price per square foot ($557/sqft) is in line with the area, so you are paying for extra space rather than a premium.
Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.21M, higher than the comparables and worth a second look.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $980K
- Bedrooms −$30K
- Adjusts to $950K
That comparable adjusts to $950K; the $945K estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, this is a very walkable address with everyday errands close by. Torbram Rd s/of Bovaird Dr E is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
Total price vs nearby homes. Fair value about $945K, median of 5 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Walk-out basement: natural light and strong in-law or income potential.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
- Sold as-is / needs work: budget for renovation, the price should reflect the condition.
- Income potential
- Value driver
- Weigh carefully
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 4 closest active listings nearby.
See all comparable homesThis home lists 2% above the area average of $544/sqft.
44 days longer than the Brampton average (2 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Northgate, Brampton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Most daily errands can be done on foot.
🚉 Nearest transit: Torbram Rd s/of Bovaird Dr E, about 144 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Brampton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.
Mortgage amount $780,000 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,162
- Property tax
- $573
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,736
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $15,975
- Estimated closing costs
- $15,975
Plus your down payment of $195,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $249,742
- Principal paid down
- $99,333
- Interest paid
- $150,409
- Balance remaining
- $680,667
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX HALLMARK CHAY REALTY. MLS®/PropTx.