25 Swanton Road, Brampton, ON

Credit Valley, Brampton · MLS® W13228716

$1,399,000
For Sale
Listed 47 days ago
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6Bedrooms
5Bathrooms
2Garage · 6 parking
3000-3500Sq Ft

About this home

Welcome To This Stunning Northwest-Facing Detached Home With LEGAL 2 Bedroom Basement Apartment, In The Highly Sought-After Credit Valley Community Of West Brampton. Boasting 4 Bedrooms Plus A Spacious Den, Which Can Easily Be Used As A 5th Bedroom Or Home Office, This Home Offers Ample Space For Comfortable Living. The Main Floor Showcases A Thoughtfully Designed Layout With Upgraded Kitchen Featuring Convenient Centre Island, Breakfast Area, Separate Living, Dining, And Family Rooms With Cozy Fireplace, 9 Feet Ceilings. Classy Spiral Oak Stairs Leading Upstairs To Spacious 4 +1 Bedrooms Including 2 Master Bedrooms With Ensuites & Walk In Closet, 2 Other Bedrooms & Den That Can Be The 5th Bedroom Or A Home Office, 3 Full Washrooms Upstairs. Home Also Includes Upgrades Such As Hardwood Floors, Pantry, 2 Laundries, Stone Paved Driveway, Upgraded Insulated Garage Doors, Poured Concrete Patio To Name A Few.... An Exceptional Opportunity To Own A Luxurious, Upgraded Home In One Of Brampton's Most Desirable Neighborhoods! Steps To Parks, Natural Trails, Shopping, Place Of Worship, Highly Rated Springbrook & David Suzuki Schools.

Key facts

Property type
Detached, 2-Storey
MLS®
W13228716
Bedrooms
6 (4 + 2)
Bathrooms
5 (1 half)
Size
3000-3500
Lot
38.06 × 100.37 ft
Cross streets
James Potter Rd/Queen St
Parking
2 garage · 6 parking (built-in)
Driveway
Private
Basement
Finished, Separate Entrance, Apartment
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stone
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$9,293 / 2025
Days on market
47
Listing brokerage
SAVE MAX REAL ESTATE INC.

Rooms

Family RoomMain4.86 × 4.59 m

hardwood floor · gas fireplace · pot lights

Primary BedroomSecond4.85 × 4.54 m

broadloom · 5 pc bath · walk-in closet(s)

KitchenMain4.86 × 4.59 m

ceramic floor · centre island · stainless steel appl

BreakfastMain3.80 × 3.04 m

ceramic floor · pantry · w/o to yard

Dining RoomMain4.27 × 3.23 m

hardwood floor · combined w/dining · pot lights

Living RoomMain3.95 × 3.16 m

hardwood floor · window · pot lights

Moe’s TakeTeam Asgarian · Broker
Below comparables
$1.48Mest. value

Listed at $1,399,000, this home is about 5% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

Based on 7 similar homes nearby, adjusted for size, beds, and baths.Median of 7 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.32M, a bit lower.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.38M
  • Adjusts to $1.38M

That comparable adjusts to $1.38M; the $1.48M estimate above is the median of all 7 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.

List price
$1.40MGreat deal$1.51MOverpriced

Total price vs nearby homes. Fair value about $1.48M, median of 7 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Primary suite: a key comfort and resale feature.
  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Lifestyle
  • Value driver
Comparable listingsCurrently listed nearby in Credit Valley · asking prices
$1.47Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

15 Junetown Circle$1.40M2 Beachville Circle$1.38M5 Blue Silo Way$1.48M146 Lloyd Sanderson Drive$1.59M5 Dillon Drive$1.49M

The 5 closest of 7 active listings nearby.

See all comparable homes
1.40MThis home1.40M1.38M1.48M1.59M1.49MThis home vs active comparables
Live market pulseActive comparables in Credit Valley · median list $1.49M
$430this home / sqft
58active listings nearby
47days on market

This home lists 8% below the area average of $465/sqft.

45 days longer than the Brampton average (2 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Credit Valley, Brampton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

0/ 100

Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Almost all errands require a car.

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Northwood Park
$999K
Fletcher's West
$993K
Bram West
$1.30M
Fletcher's Meadow
$902K
Northwest Brampton
$1.19M

Typical asking price of active listings of the same type, per area (outliers removed). Brampton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$6,376/mo
$272KIncome needed
5.1×Price ÷ income
$1,471Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

89%mortgage
Mortgage $6,376Property tax $774Total carry $7,151

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,972per month

Mortgage amount $1,119,200 · 4.14% over 25 years

$279,800Down payment (20.0%)
$1,119,200Loan before insurance
$0CMHC premium
$6,747Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,972
Property tax
$774
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,747

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$24,455
Estimated closing costs
$24,455

Plus your down payment of $279,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$7,254/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$672,540Total interest paid
$1,791,740Total of all payments
Principal $1,119,200 Interest $672,540
YearPrincipalInterestBalance
1$26,219$45,451$1,092,981
2$27,316$44,354$1,065,665
3$28,458$43,211$1,037,207
4$29,649$42,021$1,007,558
5$30,889$40,781$976,670
6$32,181$39,489$944,489
7$33,527$38,143$910,962
8$34,929$36,740$876,033
9$36,390$35,279$839,642
10$37,912$33,757$801,730
11$39,498$32,171$762,232
12$41,150$30,519$721,081
13$42,872$28,798$678,209
14$44,665$27,005$633,544
15$46,533$25,136$587,011
16$48,480$23,190$538,532
17$50,507$21,162$488,024
18$52,620$19,049$435,404
19$54,821$16,848$380,583
20$57,114$14,555$323,469
21$59,503$12,166$263,965
22$61,992$9,677$201,973
23$64,585$7,084$137,388
24$67,287$4,383$70,101
25$70,101$1,568$0

At the end of your 5-year term

Total paid over the term
$358,348
Principal paid down
$142,530
Interest paid
$215,818
Balance remaining
$976,670

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$6,300/mo
$75,600Gross annual rent
4.0%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.4%
Gross yield
− Property tax $9,293− Insurance $1,400− Vacancy & upkeep $8,316Net operating income $56,591

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SAVE MAX REAL ESTATE INC.. MLS®/PropTx.

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