20 Cannington Crescent, Brampton, ON

Credit Valley, Brampton · MLS® W13230436

$1,899,999
For Sale
Listed 46 days ago
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4Bedrooms
5Bathrooms
3Garage · 13 parking
3000-3500Sq Ft

About this home

Nestled at the end of a quiet crescent in the prestigious Estates of Credit Ridge, this executive bungaloft is a true one-of-a-kind opportunity. Backing onto a ravine and designed with entertaining in mind, the backyard is a private resort-style retreat featuring a heated saltwater pool, hot tub, cabana with a full bathroom & shower, wet bar, and extensive hardscaping. Inside, enjoy a 3,233 square foot floor plan of thoughtfully customized living space (plus a finished basement), with soaring ceilings, pot lights, hardwood floors, crown mouldings and radiant heated floors throughout the main level, lower level, and garage. The open-concept, upgraded kitchen and living area overlook the backyard oasis and are complemented by an additional custom bar area and loft space with an open lounge, bedroom and full bathroom- ideal for hosting. The main floor also includes a separate den/office, huge laundry room, and direct access to the garage via the mud room. The spacious primary bedroom is tucked away on the main floor with a large ensuite and walk in closets. You'll find incredible versatility in the basement, where there are two separate spaces. One side features french doors that walkout to the backyard, a large rec room, bedroom, steam room, 4-piece bath, and another custom bar while the other has a fully self-contained 1-bedroom suite with its own kitchen, private side entrance, and direct access to the side yard adding flexibility for multigenerational living or a nanny suite. With 9ft ceilings, large windows and an abundance of pot lights, the lower level does not feel like your typical basement - the projector and lots of wall space make it a great spot for movie night or watching sports events. Car lovers will appreciate the double garage with a car lift and heated floors, plus the parking for 10 vehicles in the driveway.This home checks every box- luxury, privacy, and functionality!

Key facts

Property type
Detached, Bungaloft
MLS®
W13230436
Bedrooms
4 (2 + 2)
Bathrooms
5 (1 half)
Size
3000-3500
Lot
49.3 × 135.4 ft
Cross streets
Elbern Markell and Queen St
Parking
3 garage · 13 parking (built-in)
Driveway
Private
Basement
Finished with Walk-Out
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Pool
Inground
Property tax
$11,102 / 2025
Days on market
46
Listing brokerage
Royal LePage Real Estate Associates

Rooms

RecreationMain4.32 × 4.84 m

wet bar · vaulted ceiling(s) · pot lights

Great RoomMain4.01 × 5.89 m

heated floor · vaulted ceiling(s) · overlooks backyard

Living RoomLower5.10 × 5.51 m

heated floor · walk-out

BedroomLower3.08 × 4.11 m

4 pc bath · heated floor · closet

Dining RoomMain2.86 × 3.29 m

heated floor · vaulted ceiling(s) · overlooks backyard

KitchenLower2.25 × 2.55 m

heated floor · combined w/living · pot lights

OtherGround3.00 × 4.00 m

3 pc ensuite · overlooks pool · wet bar

BedroomUpper3.15 × 4.02 m

hardwood floor · b/i closet · 3 pc bath

Family RoomUpper7.24 × 5.49 m

hardwood floor · overlooks living

Mud RoomMain2.80 × 3.22 m

access to garage · b/i closet

KitchenMain2.86 × 4.58 m

heated floor · centre island · stone counters

RecreationLower9.62 × 7.46 m

heated floor · pot lights · walk-out

BedroomMain4.64 × 4.90 m

heated floor · 5 pc ensuite · walk-in closet(s)

BedroomLower3.08 × 4.17 m

heated floor · closet · 3 pc bath

DenMain3.03 × 3.59 m

heated floor · french doors

Moe’s TakeTeam Asgarian · Broker
Above the wider set
$1.57Mest. value

Listed at $1,899,999, this home is tracking about 21% above a wider set of listings, though close matches were thin, so treat this as a rough read until I run a precise CMA. The number above is my independent estimate of value, not the asking price.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 43 similar homes nearby, adjusted for size, beds, and baths.Median of 43 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.72M, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.56M
  • Bathrooms +$15K
  • Adjusts to $1.57M

That comparable adjusts to $1.57M; the $1.57M estimate above is the median of all 43 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.

List price
$1.48MGreat deal$1.90MOverpriced

Total price vs nearby homes. Fair value about $1.57M, median of 43 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted.
  • Ravine lot: privacy and premium value, but confirm the buildable area and any conservation limits.
  • Heated floors: comfort and a premium-finish signal.
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
  • Value driver
  • Worth verifying
  • Lifestyle
  • Weigh carefully
Comparable listingsCurrently listed nearby in Credit Valley · asking prices
$1.97Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

9165 Creditview Road$1.85M22 Ironway Road$2.03M5 Natural Terrace$2.10M16 Settlers Field Road$1.70M35 Links Lane$2.19M

The 5 closest of 8 active listings nearby.

See all comparable homes
1.90MThis home1.85M2.03M2.10M1.70M2.19MThis home vs active comparables
Live market pulseActive comparables in Credit Valley · median list $1.40M
$585this home / sqft
43active listings nearby
46days on market

This home lists 16% above the area average of $504/sqft.

44 days longer than the Brampton average (2 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Credit Valley, Brampton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

0/ 100

Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Almost all errands require a car.

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Northwood Park
$999K
Bram West
$1.30M
Northwest Brampton
$1.19M
Fletcher's West
$993K
Fletcher's Meadow
$902K

Typical asking price of active listings of the same type, per area (outliers removed). Brampton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$8,660/mo
$363KIncome needed
5.2×Price ÷ income
$1,998Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $8,660Property tax $925Total carry $9,585

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$8,111per month

Mortgage amount $1,519,999 · 4.14% over 25 years

$380,000Down payment (20.0%)
$1,519,999Loan before insurance
$0CMHC premium
$9,036Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$8,111
Property tax
$925
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$9,036

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$34,475
Estimated closing costs
$34,475

Plus your down payment of $380,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$9,852/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$913,385Total interest paid
$2,433,384Total of all payments
Principal $1,519,999 Interest $913,385
YearPrincipalInterestBalance
1$35,608$61,727$1,484,391
2$37,098$60,238$1,447,293
3$38,650$58,686$1,408,644
4$40,266$57,069$1,368,377
5$41,950$55,385$1,326,427
6$43,705$53,630$1,282,722
7$45,533$51,802$1,237,188
8$47,438$49,897$1,189,751
9$49,422$47,913$1,140,328
10$51,489$45,846$1,088,839
11$53,643$43,692$1,035,196
12$55,887$41,448$979,309
13$58,225$39,111$921,084
14$60,660$36,675$860,424
15$63,197$34,138$797,227
16$65,841$31,495$731,386
17$68,595$28,741$662,791
18$71,464$25,871$591,327
19$74,453$22,882$516,874
20$77,568$19,768$439,307
21$80,812$16,523$358,495
22$84,192$13,143$274,302
23$87,714$9,621$186,588
24$91,383$5,952$95,205
25$95,205$2,130$0

At the end of your 5-year term

Total paid over the term
$486,677
Principal paid down
$193,572
Interest paid
$293,105
Balance remaining
$1,326,427

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$6,300/mo
$75,600Gross annual rent
2.9%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.0%
Gross yield
− Property tax $11,102− Insurance $1,400− Vacancy & upkeep $8,316Net operating income $54,782

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of Royal LePage Real Estate Associates. MLS®/PropTx.

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