317 Rathburn Road, Toronto, ON

Islington-City Centre West, Toronto · MLS® W13234816

$2,295,000
For Sale
Listed 44 days ago
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5Bedrooms
4Bathrooms
2Garage · 7 parking
3000-3500Sq Ft

About this home

If space is at the top of your wish list, this is the one. Offering over 4,700 sq ft of finished living space on a rare 50 x 150 ft lot, this substantially updated family home provides room for everyone-inside and out.Bright, spacious principal rooms are ideal for everyday living and entertaining, while the eat-in kitchen walks out to a private backyard ready for summer barbecues, family gatherings, and outdoor enjoyment. Upstairs, you'll find four generously sized bedrooms, including a huge primary retreat with a 4-piece ensuite, walk-in closet, and bonus attic storage.The finished walk-out basement adds exceptional flexibility with a large recreation room, TV area, playroom, home office, wet bar, brand-new bathroom, and updated laundry room. Whether you're working from home, accommodating a growing family, or simply looking for more space, this home delivers.Set on an impressive 50 x 150 ft lot with a detached double garage featuring EV charging, this move-in-ready home is located in a family-friendly Etobicoke neighbourhood close to schools, parks, shopping, transit, and major highways.

Key facts

Property type
Detached, 2-Storey
MLS®
W13234816
Bedrooms
5
Bathrooms
4
Size
3000-3500
Lot
50 × 150 ft
Cross streets
Rathburn/Martin Grove
Parking
2 garage · 7 parking (detached)
Driveway
Private
Basement
Finished with Walk-Out
Heating
Forced Air
A/C
Central Air
Exterior
Stucco (Plaster), Stone
Foundation
Block, Concrete Block
Roof
Asphalt Shingle, Shingles
Sewer
Sewer
Property tax
$7,948 / 2025
Days on market
44
Listing brokerage
KELLER WILLIAMS REFERRED URBAN REALTY

Rooms

Living RoomMain5.48 × 4.88 m

hardwood floor · fireplace · double doors

BreakfastMain3.66 × 3.35 m

hardwood floor · window · closet

KitchenMain5.48 × 4.88 m

b/i appliances · centre island · hardwood floor

RecreationMain2.44 × 3.35 m

hardwood floor · backsplash · california shutters

Dining RoomMain4.27 × 3.44 m

hardwood floor · large window · pot lights

Moe’s TakeTeam Asgarian · Broker
Below comparables
$2.75Mest. value

Listed at $2,295,000, this home is about 17% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

Based on 16 similar homes nearby, adjusted for size, beds, and baths.Median of 16 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $2.01M, lower than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $2.40M
  • Bathrooms −$15K
  • Adjusts to $2.38M

That comparable adjusts to $2.38M; the $2.75M estimate above is the median of all 16 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Bloorlea Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Rathburn Rd at Martin Grove Rd is about a 1-minute walk away.

List price
$2.29MGreat deal$2.89MOverpriced

Total price vs nearby homes. Fair value about $2.75M, median of 16 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Walk-out basement: natural light and strong in-law or income potential.
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
  • Primary suite: a key comfort and resale feature.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Income potential
  • Value driver
  • Lifestyle
Comparable listingsCurrently listed nearby in Islington-City Centre West · asking prices
$2.74Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

151 Shaver Avenue$2.89M29 Blaketon Road$2.40M72 Prennan Avenue$2.79M51 Greenfield Drive$2.89M

The 4 closest active listings nearby.

See all comparable homes
2.29MThis home2.89M2.40M2.79M2.89MThis home vs active comparables
Live market pulseActive comparables in Islington-City Centre West · median list $2.69M
$706this home / sqft
22active listings nearby
44days on market

This home lists 12% below the area average of $800/sqft.

43 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Islington-City Centre West, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

49/ 100

Somewhat WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Some errands on foot, but most trips need a car.

🚉 Nearest transit: Rathburn Rd at Martin Grove Rd, about 109 m away

20+ transit stops1 grocery15 dining14 parks5 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Alderwood
$998K
Downsview-Roding-CFB
$1.06M
High Park-Swansea
$4.99M
Bedford Park-Nortown
$2.90M
Lawrence Park South
$2.14M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Bloorlea Middle School
70%
Bloorlea Middle SchoolPublic · Elementary · 2.1 km awayAround the GTA average · 70% meet the provincial standard
West Glen Junior SchoolEQAO results not published

Affordability & Mortgage

Affordability
$10,460/mo
$421KIncome needed
5.5×Price ÷ income
$2,414Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

94%mortgage
Mortgage $10,460Property tax $662Total carry $11,122

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$9,798per month

Mortgage amount $1,836,000 · 4.14% over 25 years

$459,000Down payment (20.0%)
$1,836,000Loan before insurance
$0CMHC premium
$10,460Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$9,798
Property tax
$662
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$10,460

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$43,850
Toronto municipal land transfer tax
$43,850
Estimated closing costs
$87,700

Plus your down payment of $459,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$11,900/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,103,273Total interest paid
$2,939,273Total of all payments
Principal $1,836,000 Interest $1,103,273
YearPrincipalInterestBalance
1$43,011$74,560$1,792,989
2$44,810$72,761$1,748,179
3$46,685$70,886$1,701,494
4$48,637$68,934$1,652,857
5$50,672$66,899$1,602,185
6$52,791$64,780$1,549,394
7$54,999$62,571$1,494,394
8$57,300$60,271$1,437,094
9$59,697$57,874$1,377,397
10$62,194$55,377$1,315,204
11$64,795$52,776$1,250,408
12$67,506$50,065$1,182,903
13$70,329$47,242$1,112,574
14$73,271$44,300$1,039,303
15$76,336$41,235$962,967
16$79,529$38,042$883,438
17$82,855$34,716$800,583
18$86,321$31,250$714,262
19$89,932$27,639$624,330
20$93,693$23,877$530,636
21$97,613$19,958$433,024
22$101,696$15,875$331,328
23$105,949$11,622$225,379
24$110,381$7,190$114,998
25$114,998$2,573$0

At the end of your 5-year term

Total paid over the term
$587,855
Principal paid down
$233,815
Interest paid
$354,040
Balance remaining
$1,602,185

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$6,300/mo
$75,600Gross annual rent
2.5%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.3%
Gross yield
− Property tax $7,948− Insurance $1,400− Vacancy & upkeep $8,316Net operating income $57,936

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of KELLER WILLIAMS REFERRED URBAN REALTY. MLS®/PropTx.

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