3456 Liptay Avenue, Oakville, ON

Bronte Creek, Oakville · MLS® W13242526

$2,475,000
For Sale
Listed 44 days ago
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5Bedrooms
5Bathrooms
2Garage · 4 parking
3500-5000Sq Ft

About this home

Discover luxury living in this Branthaven executive home in Oakville's prestigious Bronte Creek neighbourhood, just steps from trails, Colonel William Woods Park, & Bronte Creek Provincial Park-ideal for hiking, biking, & family adventures. This exceptional Bronte Creek real estate gem sits on a re-landscaped lot with a stone & stucco façade, stone tile walkways, manicured gardens, soffit lighting, & a private backyard oasis featuring a saltwater pool, sheer descent waterfall, & extensive stone patio for outdoor entertaining. Inside, over 5,000 sq. ft. of upgraded living space includes 4+1 bedrooms, 4.5 bathrooms, & a professionally finished basement (2020) with a recreation room, wet bar, glass-enclosed gym, a fifth bedroom, & a modern 3-piece bath. Elegant finishes-wide-plank hardwood floors, crown mouldings, designer tiles, custom cabinetry, custom blinds, California shutters, & stone countertops-are complemented by 9-foot ceilings & expansive windows. The main level offers formal living & dining rooms, a custom kitchen with premium appliances, a dramatic two-storey family room with fireplace, a private office, a dream laundry room & chic powder room. Upstairs features 4 spacious bedrooms & 3 spa-like bathrooms, including a primary retreat with a 5-piece ensuite boasting a lavish soaker tub & separate glass shower. Recent upgrades include 2 updated upstairs bathrooms, new second level laminate floors & baseboards, 100 new pot lights, updated fire stones in the electric fireplace, integrated wall vents, designer feature wall in the dining room, fresh paint, new door hardware, & a Tesla charger added to the garage. Located minutes from top-rated schools, shopping, restaurants, Oakville Trafalgar Hospital, & major highways, this showpiece family home in Bronte Creek offers luxurious living in a prime Oakville location.

Key facts

Property type
Detached, 2-Storey
MLS®
W13242526
Bedrooms
5 (4 + 1)
Bathrooms
5 (1 half)
Size
3500-5000
Lot
46.03 × 100.07 ft
Cross streets
Liptay & Colonel William Pkwy
Parking
2 garage · 4 parking (attached)
Driveway
Private Double
Basement
Full, Finished
Heating
Forced Air
A/C
Central Air
Exterior
Stone, Stucco (Plaster)
Foundation
Unknown
Roof
Asphalt Shingle
Sewer
Sewer
Pool
Inground, Outdoor, Salt
Property tax
$9,908 / 2025
Days on market
44
Listing brokerage
ROYAL LEPAGE REAL ESTATE SERVICES LTD.

Rooms

KitchenMain5.54 × 4.62 m

pot lights · closet

Primary BedroomSecond4.78 × 5.84 m

double doors · walk-in closet(s) · california shutters

Exercise RoomBasement3.66 × 4.09 m

glass doors · pot lights · cushion floor

RecreationBasement10.64 × 9.17 m

pot lights · electric fireplace · wet bar

Living RoomMain5.33 × 3.05 m

hardwood floor · crown moulding · pot lights

Bedroom 4Second3.96 × 4.09 m

california shutters · crown moulding · large closet

Dining RoomMain5.33 × 3.45 m

hardwood floor · crown moulding · pot lights

Family RoomMain6.20 × 6.91 m

hardwood floor · gas fireplace · crown moulding

Bedroom 3Second5.33 × 3.81 m

california shutters · crown moulding · large closet

OfficeMain3.15 × 3.25 m

hardwood floor · crown moulding · cathedral ceiling(s)

Bedroom 2Second3.96 × 3.91 m

california shutters · crown moulding · large closet

Moe’s TakeTeam Asgarian · Broker
In line
$2.38Mest. value

Listed at $2,475,000, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.

Based on 7 similar homes nearby, adjusted for size, beds, and baths.Median of 7 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $2.12M, a bit lower.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $2.50M
  • Bedrooms +$30K
  • Adjusts to $2.53M

That comparable adjusts to $2.53M; the $2.38M estimate above is the median of all 7 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.

List price
$2.32MGreat deal$2.80MOverpriced

Total price vs nearby homes. Fair value about $2.38M, median of 7 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted.
  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
  • Primary suite: a key comfort and resale feature.
  • Value driver
  • Weigh carefully
  • Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$2.87Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

2182 Galloway Drive$2.40M1217 Ironbridge Road$2.00M376 Wedgewood Drive$3.90M1416 Ford Strathy Crescent$3.20M

The 4 closest active listings nearby.

See all comparable homes
2.48MThis home2.40M2.00M3.90M3.20MThis home vs active comparables
Live market pulseActive comparables in Bronte Creek · median list $2.29M
$582this home / sqft
7active listings nearby
44days on market

This home lists 4% below the area average of $609/sqft.

38 days longer than the Oakville average (6 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Bronte Creek, Oakville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

0/ 100

Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Almost all errands require a car.

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Westmount
$1.66M
West Oak Trails
$1.48M
Glen Abbey
$1.88M
West
$1.85M
Bronte
$1.65M

Typical asking price of active listings of the same type, per area (outliers removed). Oakville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$11,280/mo
$458KIncome needed
5.4×Price ÷ income
$2,603Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $11,280Property tax $826Total carry $12,106

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$10,566per month

Mortgage amount $1,980,000 · 4.14% over 25 years

$495,000Down payment (20.0%)
$1,980,000Loan before insurance
$0CMHC premium
$11,392Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$10,566
Property tax
$826
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$11,392

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$48,350
Estimated closing costs
$48,350

Plus your down payment of $495,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$12,833/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,189,804Total interest paid
$3,169,804Total of all payments
Principal $1,980,000 Interest $1,189,804
YearPrincipalInterestBalance
1$46,385$80,408$1,933,615
2$48,325$78,467$1,885,291
3$50,346$76,446$1,834,945
4$52,452$74,340$1,782,493
5$54,646$72,146$1,727,847
6$56,932$69,860$1,670,915
7$59,313$67,479$1,611,602
8$61,794$64,998$1,549,808
9$64,379$62,413$1,485,429
10$67,072$59,720$1,418,357
11$69,877$56,915$1,348,480
12$72,800$53,992$1,275,680
13$75,845$50,947$1,199,834
14$79,018$47,774$1,120,817
15$82,323$44,469$1,038,494
16$85,766$41,026$952,727
17$89,354$37,438$863,374
18$93,091$33,701$770,282
19$96,985$29,807$673,297
20$101,042$25,750$572,255
21$105,268$21,524$466,987
22$109,672$17,121$357,315
23$114,259$12,533$243,056
24$119,038$7,754$124,018
25$124,018$2,775$0

At the end of your 5-year term

Total paid over the term
$633,961
Principal paid down
$252,153
Interest paid
$381,807
Balance remaining
$1,727,847

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$7,350/mo
$88,200Gross annual rent
2.7%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.6%
Gross yield
− Property tax $9,908− Insurance $1,400− Vacancy & upkeep $9,702Net operating income $67,190

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE REAL ESTATE SERVICES LTD.. MLS®/PropTx.

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