305 Pinegrove Road, Oakville, ON

West, Oakville · MLS® W13242540

$1,198,000
For Sale
Listed 44 days ago
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5Bedrooms
2Bathrooms
2Garage · 4 parking
1100-1500Sq Ft

About this home

Meticulously maintained by the same family for many years, this is a rare opportunity to own in sought-after West Oakville, a neighbourhood known for its large lots, custom homes, excellent schools, and close proximity to the lake. Situated on a deep, beautifully landscaped lot, this 3+2 bedroom raised bungalow offers outstanding curb appeal and a private backyard surrounded by mature trees with plenty of room for a future pool. The bright main floor features a spacious living and dining room, eat-in kitchen, three bedrooms, and a 4-piece bathroom. The fully finished lower level adds exceptional living space with a large recreation room, two additional bedrooms, a 3-piece bathroom, laundry, and ample storage. Above-grade windows provide plenty of natural light, making it ideal for extended family living. Major updates include windows (2011), furnace and air conditioner (2014), roof (2023), and attic insulation (2023), providing peace of mind for years to come. Enjoy an unbeatable location just minutes from Lake Ontario, Oakville Harbour, Coronation Park, the YMCA, Kerr Village, and downtown Oakville's shops and restaurants. Commuters will appreciate quick access to the QEW, 403, and Oakville GO Station. Move in and enjoy as is, renovate to suit your style, or build your dream custom home on this premium West Oakville lot.

Key facts

Property type
Detached, Bungalow-Raised
MLS®
W13242540
Bedrooms
5 (3 + 2)
Bathrooms
2
Size
1100-1500
Lot
57 × 150 ft
Cross streets
Mary and Dorval
Parking
2 garage · 4 parking (attached)
Driveway
Private Double
Basement
Full, Finished, Walk-Up
Heating
Forced Air
A/C
Central Air
Exterior
Metal/Steel Siding, Stucco (Plaster)
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$5,684 / 2025
Days on market
44
Listing brokerage
RE/MAX ESCARPMENT REALTY INC.

Rooms

OtherLower1.93 × 3.07 m
Living RoomMain5.13 × 3.66 m
Bedroom 2Main2.72 × 3.66 m
Bedroom 3Lower3.28 × 4.93 m
Bedroom 4Lower2.97 × 5.36 m
KitchenMain4.57 × 2.74 m
BedroomMain3.15 × 2.59 m
Dining RoomMain3.05 × 2.74 m
LaundryLower3.05 × 4.80 m
RecreationLower3.30 × 6.53 m
FoyerMain1.55 × 4.65 m
Moe’s TakeTeam Asgarian · Broker
Below comparables
$1.47Mest. value

Listed at $1,198,000, this home is about 18% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.19M, a bit lower.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.44M
  • Bedrooms +$30K
  • Adjusts to $1.47M

That comparable adjusts to $1.47M; the $1.47M estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.

List price
$1.20MGreat deal$1.47MOverpriced

Total price vs nearby homes. Fair value about $1.47M, median of 5 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
  • Sold as-is / needs work: budget for renovation, the price should reflect the condition.
  • Value driver
  • Weigh carefully
Comparable listingsCurrently listed nearby in West · asking prices
$1.19Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

465 Fourth Line$1.25M578 Trafford Crescent$1.20M1128 Pinegrove Road$1.44M409 Tennyson Drive$1.08M1078 Pinegrove Road$1000k

The 5 closest of 6 active listings nearby.

See all comparable homes
1.20MThis home1.25M1.20M1.44M1.08M1000kThis home vs active comparables
Live market pulseActive comparables in West · median list $1.25M
$922this home / sqft
6active listings nearby
44days on market

This home lists 11% below the area average of $1,033/sqft.

38 days longer than the Oakville average (6 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

West, Oakville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

0/ 100

Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Almost all errands require a car.

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Southwest
$3.47M
College Park
$1.28M
Glen Abbey
$1.88M
Morrison
$5.03M
River Oaks
$1.59M

Typical asking price of active listings of the same type, per area (outliers removed). Oakville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$5,460/mo
$226KIncome needed
5.3×Price ÷ income
$1,260Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $5,460Property tax $474Total carry $5,934

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,114per month

Mortgage amount $958,400 · 4.14% over 25 years

$239,600Down payment (20.0%)
$958,400Loan before insurance
$0CMHC premium
$5,588Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,114
Property tax
$474
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,588

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$20,435
Estimated closing costs
$20,435

Plus your down payment of $239,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$6,212/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$575,913Total interest paid
$1,534,313Total of all payments
Principal $958,400 Interest $575,913
YearPrincipalInterestBalance
1$22,452$38,921$935,948
2$23,391$37,981$912,557
3$24,370$37,003$888,187
4$25,389$35,984$862,798
5$26,451$34,922$836,348
6$27,557$33,815$808,790
7$28,710$32,663$780,080
8$29,911$31,462$750,169
9$31,162$30,211$719,007
10$32,465$28,907$686,542
11$33,823$27,549$652,719
12$35,238$26,134$617,480
13$36,712$24,660$580,768
14$38,248$23,125$542,521
15$39,848$21,525$502,673
16$41,514$19,858$461,159
17$43,251$18,122$417,908
18$45,060$16,313$372,848
19$46,945$14,428$325,903
20$48,908$12,464$276,995
21$50,954$10,418$226,040
22$53,086$8,287$172,955
23$55,306$6,067$117,649
24$57,619$3,753$60,029
25$60,029$1,343$0

At the end of your 5-year term

Total paid over the term
$306,863
Principal paid down
$122,052
Interest paid
$184,810
Balance remaining
$836,348

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
1.5%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.3%
Gross yield
− Property tax $5,684− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $17,480

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ESCARPMENT REALTY INC.. MLS®/PropTx.

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