54 Frederick Street, Brampton, ON

Downtown Brampton, Brampton · MLS® W13243424

$825,000
For Sale
Listed 45 days ago
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4Bedrooms
2Bathrooms
3Parking
1100-1500Sq Ft

About this home

*WELCOME HOME* to this incredible 3+1 Bedroom, 2 Bathroom detached bungalow with 1,704 Total SqFt & 3 Car Parking - nestled in historic Downtown Brampton! With thoughtful design and a functional layout, this fully renovated beauty boasts a stunning open-concept great room featuring a dramatic vaulted ceiling - perfect for entertaining! The gourmet kitchen has stainless steel appliances, premium granite countertops, marble tile backsplash, pantry and a centre island with breakfast bar stool seating. The spacious Primary bedroom offers a beautiful 5-piece Semi-Ensuite Bathroom featuring Double Sinks. In the fully finished Basement, you'll find a perfect Family Room + cozy 4th Bedroom and a sleek 3-PC Bathroom combined with Laundry. The sunny Backyard has a lovely deck for summer BBQ's and grassy area for kids to play! Situated on a generous lot of a beautiful tree-lined street with great neighbours in an unbeatable location - what more could you ask for? (NOTE: Some photo have been virtually staged.) Surrounded by historic charm, this downtown community exudes class and character. Just around the corner is the iconic century-old McHugh Public School, plus amazingly convenient rec features like the Fairgrounds & Treleaven Parks, Curling Club, Baseball Fields, and Brampton Memorial Arena! Discover the legendary Gage Park with its summer fun splash pad and playground, magical winter skating trail & fabulous holiday festivals. Explore boutique Shops & Dining, experience Culture at the Rose Theatre, PAMA Gallery & Museum, all centred around City Hall. Enjoy leisure Golfing at Lionhead, Turnberry & Peel Village courses. Queen & Main intersection allows access to Major Highways 410/407/401 and seamless commuting with Brampton GO Train & Bus Station makes life easy. Combining peaceful living and urban accessibility, this property offers an opportunity to join one of Brampton's most established and sought-after communities!

Key facts

Property type
Detached, Bungalow
MLS®
W13243424
Bedrooms
4 (3 + 1)
Bathrooms
2
Size
1100-1500
Lot
40 × 122.25 ft
Cross streets
Main St & Queen St W
Parking
3 parking
Driveway
Private
Basement
Finished, Full, Separate Entrance
Heating
Forced Air
A/C
Central Air
Exterior
Vinyl Siding
Foundation
Unknown
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$5,463 / 2025
Days on market
45
Listing brokerage
Royal LePage Real Estate Associates

Rooms

Bedroom 4Basement2.48 × 3.19 m

window · vinyl floor

Family RoomBasement4.21 × 7.05 m

window · vinyl floor · combined w/office

Bedroom 2Main3.14 × 3.50 m

hardwood floor · large closet · window

Bedroom 3Main3.04 × 3.04 m

hardwood floor · window

Utility RoomBasement4.11 × 2.45 m
BathroomBasement3.04 × 2.79 m

3 pc bath · separate shower · combined w/laundry

Great RoomMain4.27 × 5.35 m

vaulted ceiling(s) · hardwood floor · combined w/dining

Primary BedroomMain3.69 × 4.00 m

semi ensuite · hardwood floor · large closet

FoyerMain2.37 × 1.76 m

tile floor · large closet · open concept

BathroomMain4.19 × 1.50 m

5 pc bath · double sink · semi ensuite

KitchenMain3.07 × 5.32 m

granite counters · centre island · open concept

Moe’s TakeTeam Asgarian · Broker
In the wider range
$668Kest. value

Listed at $825,000, this home is within the range of a wider set of listings, but with few close matches nearby, so worth confirming with a precise CMA. The number above is my independent estimate of value, not the asking price.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 35 similar homes nearby, adjusted for size, beds, and baths.Median of 35 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $858K, higher than the comparables and worth a second look. The comparable range is wide here, so treat this as a rough read until I run a full CMA.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $900K
  • Bathrooms −$15K
  • Adjusts to $885K

That comparable adjusts to $885K; the $668K estimate above is the median of all 35 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.

List price
$572KGreat deal$835KOverpriced

Total price vs nearby homes. Fair value about $668K, median of 35 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted.
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
  • Open-concept layout: modern, sought-after flow.
  • Value driver
  • Worth verifying
  • Lifestyle
Comparable listingsCurrently listed nearby in Downtown Brampton · asking prices
$694kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

206 Elizabeth Street$969k89 John Street$615k46 McMurchy Avenue$499k

The 3 closest active listings nearby.

See all comparable homes
825kThis home969k615k499kThis home vs active comparables
Live market pulseActive comparables in Downtown Brampton · median list $900K
$635this home / sqft
39active listings nearby
45days on market

This home lists 1% above the area average of $631/sqft.

42 days longer than the Brampton average (3 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Downtown Brampton, Brampton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

0/ 100

Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Almost all errands require a car.

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Brampton East
$816K
Northwood Park
$999K
Fletcher's West
$1.00M
Credit Valley
$1.30M
Heart Lake West
$831K

Typical asking price of active listings of the same type, per area (outliers removed). Brampton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$3,760/mo
$162KIncome needed
5.1×Price ÷ income
$868Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

89%mortgage
Mortgage $3,760Property tax $455Total carry $4,215

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,522per month

Mortgage amount $660,000 · 4.14% over 25 years

$165,000Down payment (20.0%)
$660,000Loan before insurance
$0CMHC premium
$3,977Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,522
Property tax
$455
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,977

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$12,975
Estimated closing costs
$12,975

Plus your down payment of $165,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$4,278/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$396,601Total interest paid
$1,056,601Total of all payments
Principal $660,000 Interest $396,601
YearPrincipalInterestBalance
1$15,462$26,803$644,538
2$16,108$26,156$628,430
3$16,782$25,482$611,648
4$17,484$24,780$594,164
5$18,215$24,049$575,949
6$18,977$23,287$556,972
7$19,771$22,493$537,201
8$20,598$21,666$516,603
9$21,460$20,804$495,143
10$22,357$19,907$472,786
11$23,292$18,972$449,493
12$24,267$17,997$425,227
13$25,282$16,982$399,945
14$26,339$15,925$373,606
15$27,441$14,823$346,165
16$28,589$13,675$317,576
17$29,785$12,479$287,791
18$31,030$11,234$256,761
19$32,328$9,936$224,432
20$33,681$8,583$190,752
21$35,089$7,175$155,662
22$36,557$5,707$119,105
23$38,086$4,178$81,019
24$39,679$2,585$41,339
25$41,339$925$0

At the end of your 5-year term

Total paid over the term
$211,320
Principal paid down
$84,051
Interest paid
$127,269
Balance remaining
$575,949

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
2.1%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.3%
Gross yield
− Property tax $5,463− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $17,701

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of Royal LePage Real Estate Associates. MLS®/PropTx.

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