194-6444 Finch Avenue, Toronto, ON

Mount Olive-Silverstone-Jamestown, Toronto · MLS® W13244788

$619,900
For Sale
Listed 43 days ago
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4Bedrooms
2Bathrooms
1Garage · 2 parking
1000-1199Sq Ft

About this home

Welcome to 6444 Finch ave W Albion Rd #194,a multi-level condo townhome in North Etobicoke, ideally located at the corner of Finch and Albion. Offering unmatched convenience, this home is just steps to TTC, Albion Mall, schools (elementary & secondary), Humber College, parks, community centres, places of worship, grocery stores, restaurants, and Etobicoke General Hospital.This well-designed layout provides excellent separation of living spaces, perfect for families. The main level features a spacious kitchen and dining area, along with a bright, oversized living room ideal for everyday living and entertaining.Upstairs, you'll find three well-proportioned bedrooms, including a generously sized primary bedroom with ample closet space.The home also offers a versatile finished basement with separate kitchen and bedroom with a 3-piece washroom and storage making it ideal for extended family, a home office, or additional living spacing a highly convenient location.e.Additional features include an updated 100-amp electrical panel with breakers and A/C . A rare chance to own a condo townhome with a private garage

Key facts

Property type
Condo Townhouse, Multi-Level
MLS®
W13244788
Bedrooms
4 (3 + 1)
Bathrooms
2
Size
1000-1199
Cross streets
Albion/Finch
Parking
1 garage · 2 parking (built-in)
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$620/mo
Exposure
North
Property tax
$2,255 / 2025
Days on market
43
Listing brokerage
HOMELIFE/MIRACLE REALTY LTD

Rooms

Living RoomSecond5.40 × 4.30 m

parquet · ceiling fan(s) · pot lights

Primary BedroomIn Between3.60 × 4.70 m

laminate · mirrored closet · window

KitchenMain4.90 × 2.70 m

combined w/dining · breakfast area · w/w closet

Bedroom 3Upper3.04 × 2.60 m

laminate · mirrored closet · overlooks frontyard

BedroomBasement2.50 × 5.50 m

laminate · pot lights · window

Bedroom 2Upper4.55 × 2.80 m

laminate · mirrored closet · ceiling fan(s)

KitchenBasement2.80 × 1.40 m

ceramic floor · stainless steel sink

Dining RoomMain3.10 × 3.00 m

parquet · combined w/kitchen · walk through

Moe’s TakeTeam Asgarian · Broker
Above the wider set
$580Kest. value

Listed at $619,900, this home is tracking about 7% above a wider set of listings, though close matches were thin, so treat this as a rough read until I run a precise CMA. The number above is my independent estimate of value, not the asking price.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $632K, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $650K
  • Bedrooms +$30K
  • Adjusts to $680K

That comparable adjusts to $680K; the $580K estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Melody Village Junior School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Albion is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$513KGreat deal$620KOverpriced

Total price vs nearby homes. Fair value about $580K, median of 5 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Value driver
Comparable listingsCurrently listed nearby in Mount Olive-Silverstone-Jamestown · asking prices
$596kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

184-6448 Finch Avenue$650k#33-1559 Albion Road$588k292-1605 Albion Road$550k

The 3 closest active listings nearby.

See all comparable homes
620kThis home650k588k550kThis home vs active comparables
Live market pulseActive comparables in Mount Olive-Silverstone-Jamestown · median list $650K
$564this home / sqft
5active listings nearby
43days on market

This home lists 10% above the area average of $515/sqft.

39 days longer than the Toronto average (4 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Mount Olive-Silverstone-Jamestown, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

84/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Albion, about 121 m away

20+ transit stops8 grocery20+ dining18 parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Humbermede
$509K
Islington-City Centre West
$849K
Willowdale East
$799K
New Toronto
$780K
Niagara
$559K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Melody Village Junior School
64%
Melody Village Junior SchoolPublic · Elementary · 0.4 km awayBelow the GTA average · 64% meet the provincial standard
West Humber Collegiate InstituteEQAO results not published

Affordability & Mortgage

Affordability
$2,825/mo
$128KIncome needed
4.8×Price ÷ income
$652Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

78%mortgage
Mortgage $2,825Property tax $188Condo fee $620Total carry $3,633

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,646per month

Mortgage amount $495,920 · 4.14% over 25 years

$123,980Down payment (20.0%)
$495,920Loan before insurance
$0CMHC premium
$3,454Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,646
Property tax
$188
Condo / maintenance fees
$620
Heating
$0
Estimated monthly cost
$3,454

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$8,873
Toronto municipal land transfer tax
$8,873
Estimated closing costs
$17,746

Plus your down payment of $123,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,214/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$298,004Total interest paid
$793,924Total of all payments
Principal $495,920 Interest $298,004
YearPrincipalInterestBalance
1$11,618$20,139$484,302
2$12,104$19,653$472,199
3$12,610$19,147$459,589
4$13,137$18,620$446,451
5$13,687$18,070$432,764
6$14,259$17,498$418,505
7$14,856$16,901$403,649
8$15,477$16,280$388,172
9$16,125$15,632$372,047
10$16,799$14,958$355,248
11$17,502$14,255$337,746
12$18,234$13,523$319,513
13$18,997$12,760$300,516
14$19,791$11,966$280,725
15$20,619$11,138$260,106
16$21,481$10,276$238,625
17$22,380$9,377$216,245
18$23,316$8,441$192,928
19$24,291$7,466$168,637
20$25,307$6,450$143,330
21$26,366$5,391$116,964
22$27,469$4,288$89,495
23$28,618$3,139$60,877
24$29,815$1,942$31,062
25$31,062$695$0

At the end of your 5-year term

Total paid over the term
$158,785
Principal paid down
$63,156
Interest paid
$95,629
Balance remaining
$432,764

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,400/mo
$40,800Gross annual rent
4.2%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

6.6%
Gross yield
− Property tax $2,255− Condo fees $7,440− Insurance $600− Vacancy & upkeep $4,488Net operating income $26,017

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE/MIRACLE REALTY LTD. MLS®/PropTx.

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