208-20 Southport Street, Toronto, ON
High Park-Swansea, Toronto · MLS® W13248280
About this home
Tucked away off South Kingsway you'll find this hidden gem... A cozy 2 bedroom & Den condo on a lovely tree-lined street. This development boasts Gatehouse entry, a large BBQ and garden area for relaxing out doors and great amenities indoors. Excellent management, superintendent & cleaning staff. Easy access to the Gardiner, downtown via street cars or subway. Bus stop at our door to go and shop in Bloor West Village and enjoy dining at the many restaurants! Walk to High Park and visit the zoo. Walk to lakefront parkland areas and enjoy watching sail boats and swimming; take toddlers to the splash pool, outdoor play areas and picnic areas PLUS bike trails. Enjoy shopping at the world famous Cheese Boutique around the corner. Everything is just minutes away. Excellent School District too. Exceptional amenities include indoor pool, billiards, squash, large gym, sauna, party room, hobby room and media room and 2 Guest Suites (Reasonably priced) Maintenance Fees include heat/hydro/water/bldg. insurance/common elements; Rogers High Speed WIFI, & Rogers Cable TV. all included. (Lockers can be rented) Bike storage available.
Key facts
- Property type
- Condo Apartment, Apartment
- MLS®
- W13248280
- Bedrooms
- 3 (2 + 1)
- Bathrooms
- 1
- Size
- 700-799
- Cross streets
- South Kingsway/Queensway
- Parking
- 1 garage (underground)
- Basement
- None
- Heating
- Fan Coil
- A/C
- Central Air
- Exterior
- Brick
- Maintenance
- $1,001/mo
- Exposure
- South East
- Property tax
- $1,991 / 2025
- Days on market
- 43
- Listing brokerage
- RIGHT AT HOME REALTY
Rooms
pantry · breakfast bar
4 pc bath · large window · laminate
combined w/dining · laminate
laminate · combined w/living
laminate · large window · separate room
closet · laminate · window
Listed at $569,000, this home is about 6% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.
Below comparable homes on total price, yet the price per square foot ($759/sqft) is in line with the area, which usually points to a smaller or more efficient layout.
Based on 19 similar homes nearby, adjusted for size, beds, and baths.Median of 19 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $421K, lower than the comparables and worth a second look.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $569K
- Bedrooms +$30K
- Adjusts to $599K
That comparable adjusts to $599K; the $605K estimate above is the median of all 19 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On schools, this address is zoned for Humberside Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.
On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Southport St at Windermere Pl is about a 1-minute walk away.
Total price vs nearby homes. Fair value about $605K, median of 19 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
- Weigh carefully
- Value driver
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 3 closest active listings nearby.
See all comparable homesThis home lists 3% below the area average of $782/sqft.
42 days longer than the Toronto average (1 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
High Park-Swansea, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Many errands can be done on foot; a car still helps.
🚉 Nearest transit: Southport St at Windermere Pl, about 93 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.
Mortgage amount $455,200 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,429
- Property tax
- $166
- Condo / maintenance fees
- $1,001
- Heating
- $0
- Estimated monthly cost
- $3,596
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $7,855
- Toronto municipal land transfer tax
- $7,855
- Estimated closing costs
- $15,710
Plus your down payment of $113,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $145,747
- Principal paid down
- $57,970
- Interest paid
- $87,777
- Balance remaining
- $397,230
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.