107-152 Annette Street, Toronto, ON
Junction Area, Toronto · MLS® W13410330
About this home
Award winning Victoria Lofts transformed a 19th Century Church and Schoolhouse (formerly the Victoria Royce Presbyterian Church) into one of our city's most desired addresses at 152 Annette while maintaining it's original heritage architecture and integrity. Sought after yet rarely offered, this 825 SF 1 bedroom + den features soaring ceilings of more than 10' throughout the principal living areas, large windows with lots of light and exposed duct work in an open concept hard loft with an 153 SF terrace ideal for a quiet city escape. Stainless steel appliances and a generous kitchen island afford lots of space for prepping your next great meal. As well, the terrace features a gas line hookup for BBQ and Summer dining. The grounds are well maintained with lush landscaping. Updates include new floor and appliances. A block away, the Junction neighbourhood offers a one stop destination for groceries, dining, antiques, clothing and much more. With highlights such as the Sweet Potato grocery store, Bothams restaurant, Coal Miner's Daughter womenswear and Mrs. Huizinga's antiques. A short walk south takes you to High Park, Toronto's largest park with tennis courts, pools and the famous blooming cherry blossoms each spring. Easy access to transit and a near perfect walk score. This is a hidden gem perfect for the discerning eye that holds value well beyond it's price.
Key facts
- Property type
- Condo Apartment, Apartment
- MLS®
- W13410330
- Bedrooms
- 2 (1 + 1)
- Bathrooms
- 1
- Size
- 800-899
- Cross streets
- Annette / Dundas St. W
- Parking
- 0 parking
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Concrete
- Maintenance
- $851/mo
- Exposure
- West
- Property tax
- $3,369 / 2025
- Days on market
- 48
- Listing brokerage
- BAKER REAL ESTATE INCORPORATED
Rooms
open concept · combined w/dining · w/o to terrace
combined w/kitchen · vinyl floor
large window · large closet · vinyl floor
combined w/living · open concept · vinyl floor
open concept · stainless steel appl · centre island
Listed at $749,000, and my independent estimate is within the range of comparable homes, on the higher side.
In Junction Area lately, sellers get about 97% of asking; homes sell in ~28 days.
Total price vs nearby homes. Fair value about $701K, median of 62 comparables.
How this estimate is builtthe short version
I take the 62 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, and standout features), then use the median, which is steadier than leaning on any single sale.
It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $712K, a close match.
What the listing highlights2 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
- Open-concept layout: modern, sought-after flow. Lifestyle
Schools & getting aroundcatchment and transit
On schools, this address is zoned for Humberside Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.
Based on 62 comparable homes that recently sold nearby.
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesThis home lists 10% above the area average of $804/sqft.
47 days longer than the Toronto average (1 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Junction Area, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 24, 2026); conventional rates run a little higher.
Mortgage amount $599,200 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,198
- Property tax
- $281
- Condo / maintenance fees
- $851
- Heating
- $0
- Estimated monthly cost
- $4,329
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $11,455
- Toronto municipal land transfer tax
- $11,455
- Estimated closing costs
- $22,910
Plus your down payment of $149,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $191,853
- Principal paid down
- $76,308
- Interest paid
- $115,545
- Balance remaining
- $522,892
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of BAKER REAL ESTATE INCORPORATED. MLS®/PropTx.