1079 John Laird Circle, Oakville, ON
Joshua Creek, Oakville · MLS® W13412994
About this home
5 Elite Picks! Here Are 5 Reasons To Make This Home Your Own: 1. Stunning Gourmet Kitchen Boasting Espresso Maple Cabinetry with Upgraded Custom Features, Centre Island with Breakfast Bar, Granite Countertops, Stainless Steel Appliances, Convenient Servery Area with Bar Sink & Bright Breakfast Area with W/O to Balcony! 2. Spacious Principal Rooms... Gorgeous Great Room Featuring Large Windows & Gas Fireplace, Plus Open Concept Formal D/R & Separate Formal L/R. 3. 4 Generous Bedrooms, 3 Full Baths & Convenient Upper Level Laundry Room on 2nd Level, with 4th/Guest Bedroom Boasting Private 3pc Ensuite with Large Frameless Glass Shower. 4. Double Door Entry to Spacious Primary Bedroom Suite Featuring W/I Closet & Luxurious 5pc Ensuite with Double Vanity, Freestanding Soaker Tub & Large Glass-Enclosed Shower. 5. Bright & Beautiful W/O Basement with Spacious Open Concept Rec Room & Office Area with Large Windows & W/O to Backyard, Plus Good-Sized 5th Bedroom, Full 3pc Bath & Ample Storage! All This & More!! Gracious Dark Oak Staircase with Wrought Iron Pickets. Convenient Mud Room (with Ample Storage & Access to Garage) & 2pc Powder Room Complete the Main Level. 2nd & 3rd Bedrooms Share Access to Very Functional 4pc Semi-Ensuite (Each with Private Vanity Area) with Upgraded Frameless Glass Shower. Upgraded Porcelain Tile Flooring Thru Foyer, Kitchen & Servery Area, Mud Room & Powder Room. Engineered Hdwd Flooring Thru Main & 2nd Levels. 10' Ceilings on Main Level / 9' on 2nd Level & Basement. Upgraded 8' Interior Doors on 2nd Level. Upgraded Floor Tiles, Shower Floor Tiles & Shower Systems in 2nd Level Baths. Generous Fully-Fenced Backyard is a Blank Canvas for Your Design & Landscaping Ideas! Fabulous Location on Quiet Crescent in Desirable Joshua Creek Community Just Minutes from Many Parks & Trails, Top-Rated Schools, Rec Centre, Restaurants, Shopping & Amenities, Plus Easy Hwy Access.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- W13412994
- Bedrooms
- 5 (4 + 1)
- Bathrooms
- 5 (1 half)
- Size
- 3000-3500
- Lot
- 50 × 107.94 ft
- Cross streets
- Dundas St. E. & Eighth Line
- Parking
- 2 garage · 4 parking (attached)
- Driveway
- Private
- Basement
- Finished, Walk-Out
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Stone
- Foundation
- Unknown
- Roof
- Shingles
- Sewer
- Sewer
- Property tax
- $10,263 / 2026
- Days on market
- 40
- Listing brokerage
- REAL ONE REALTY INC.
Rooms
hardwood floor · formal rm · large window
hardwood floor · open concept · large window
porcelain floor · w/o to balcony
hardwood floor · 5 pc ensuite · walk-in closet(s)
porcelain floor · centre island · granite counters
hardwood floor · gas fireplace · large window
Listed at $2,549,000, this home is about 13% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.
Based on 17 similar homes nearby, adjusted for size, beds, and baths.Median of 17 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $2.25M, a close match.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $2.73M
- Bedrooms +$30K
- Adjusts to $2.75M
That comparable adjusts to $2.75M; the $2.25M estimate above is the median of all 17 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. North Ridge Trail + 8th Line is about a 2-minute walk away.
Total price vs nearby homes. Fair value about $2.25M, median of 17 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
- Open-concept layout: modern, sought-after flow.
- Value driver
- Worth verifying
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 3 closest active listings nearby.
See all comparable homesThis home lists 21% above the area average of $647/sqft.
34 days longer than the Oakville average (6 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Joshua Creek, Oakville, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Many errands can be done on foot; a car still helps.
🚉 Nearest transit: North Ridge Trail + 8th Line, about 126 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Oakville.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.
Mortgage amount $2,039,200 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $10,882
- Property tax
- $855
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $11,737
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $50,200
- Estimated closing costs
- $50,200
Plus your down payment of $509,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $652,916
- Principal paid down
- $259,693
- Interest paid
- $393,223
- Balance remaining
- $1,779,507
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REAL ONE REALTY INC.. MLS®/PropTx.