1103-15 James Finlay Way, Toronto, ON

Downsview-Roding-CFB, Toronto · MLS® W13413328

$510,000
For Sale
Listed 45 days ago
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2Bedrooms
2Bathrooms
1Garage
700-799Sq Ft

About this home

Beautiful 775 sq. ft. 1 bedroom plus den suite offering a well-planned and highly functional layout. The spacious den, fitted with a sliding door, provides excellent versatility as a private office space or used as second bedroom. The kitchen is modern and practical, complete with granite countertops, stainless steel appliances, undermount double sink, and generous cabinetry for storage-perfect for everyday cooking and entertaining alike. The home includes two full bathrooms: one featuring a deep soaker tub and the other a contemporary glass walk-in shower. Situated on the highest level of the building with no overhead neighbours, this unit offers outstanding privacy and an abundance of natural light. With unobstructed west exposure, the space enjoys bright daytime sun and stunning sunset views. A large open balcony extends the living space outdoors, ideal for relaxing or hosting while taking in the panoramic skyline.

Key facts

Property type
Condo Apartment, Apartment
MLS®
W13413328
Bedrooms
2 (1 + 1)
Bathrooms
2
Size
700-799
Cross streets
Keele & Wilson
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$745/mo
Exposure
West
Property tax
$2,941 / 2025
Days on market
45
Listing brokerage
HOUSESIGMA INC.

Rooms

LaundryMain1.00 × 1.00 m

Ceramic Floor

Primary BedroomMain4.70 × 3.30 m

double closet · laminate · 3 pc ensuite

Dining RoomMain3.30 × 2.90 m

laminate · combined w/living · open concept

DenMain3.60 × 2.75 m

laminate · slate flooring · closet

KitchenMain2.80 × 2.75 m

ceramic floor · breakfast bar · granite counters

Living RoomMain3.30 × 2.90 m

laminate · combined w/dining · w/o to balcony

Our TakeTeam Asgarian · Broker
In line
$521Kest. value

Listed at $510,000, and my independent estimate is right in line with comparable homes.

In Downsview-Roding-CFB lately, sellers get about 99% of asking; homes sell in ~37 days.

List price
$488KGreat deal$539KOverpriced

Total price vs nearby homes. Fair value about $521K, median of 85 comparables.

How this estimate is builtthe short version

I take the 85 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, and standout features), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $564K, a close match.

Schools & getting aroundcatchment and transit

The assigned public school is Pierre Laporte Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Based on 85 comparable homes that recently sold nearby.

Comparable listingsCurrently listed nearby in Downsview-Roding-CFB · asking prices
$499kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

703-15 James Finlay Way$518k710-15 James Finlay Way$500k706-15 James Findlay Way$488k1004-2772 Keele Street$498k306-2772 Keele Street$490k

The 5 closest of 8 active listings nearby.

See all comparable homes
510kThis home518k500k488k498k490kThis home vs active comparables
Live market pulseActive comparables in Downsview-Roding-CFB · median list $498K
$680this home / sqft
33active listings nearby
45days on market
72sold nearby · 90 days
$479Kmedian sold price
99%of asking, on average

This home lists 7% below the area average of $729/sqft.

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Downsview-Roding-CFB, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Willowdale East
$506K
Bayview Village
$523K
Bay Street Corridor
$638K
Niagara
$550K
Church-Yonge Corridor
$611K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Downsview Public School
70%
Downsview Public SchoolPublic · Elementary · 0.6 km awayAround the GTA average · 70% meet the provincial standard

Affordability & Mortgage

Affordability
$2,324/mo
$114KIncome needed
4.5×Price ÷ income
$536Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

70%mortgage
Mortgage $2,324Property tax $245Condo fee $745Total carry $3,314

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 24, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,177per month

Mortgage amount $408,000 · 4.14% over 25 years

$102,000Down payment (20.0%)
$408,000Loan before insurance
$0CMHC premium
$3,167Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,177
Property tax
$245
Condo / maintenance fees
$745
Heating
$0
Estimated monthly cost
$3,167

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,675
Toronto municipal land transfer tax
$6,675
Estimated closing costs
$13,350

Plus your down payment of $102,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,644/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$245,172Total interest paid
$653,172Total of all payments
Principal $408,000 Interest $245,172
YearPrincipalInterestBalance
1$9,558$16,569$398,442
2$9,958$16,169$388,484
3$10,374$15,753$378,110
4$10,808$15,319$367,301
5$11,260$14,866$356,041
6$11,731$14,395$344,310
7$12,222$13,905$332,088
8$12,733$13,394$319,354
9$13,266$12,861$306,088
10$13,821$12,306$292,267
11$14,399$11,728$277,869
12$15,001$11,126$262,867
13$15,629$10,498$247,239
14$16,282$9,844$230,956
15$16,964$9,163$213,993
16$17,673$8,454$196,320
17$18,412$7,715$177,907
18$19,182$6,944$158,725
19$19,985$6,142$138,740
20$20,821$5,306$117,919
21$21,692$4,435$96,228
22$22,599$3,528$73,629
23$23,544$2,583$50,084
24$24,529$1,598$25,555
25$25,555$572$0

At the end of your 5-year term

Total paid over the term
$130,634
Principal paid down
$51,959
Interest paid
$78,675
Balance remaining
$356,041

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,400/mo
$28,800Gross annual rent
2.6%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.6%
Gross yield
− Property tax $2,941− Condo fees $8,935− Insurance $600− Vacancy & upkeep $3,168Net operating income $13,156

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOUSESIGMA INC.. MLS®/PropTx.

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