410-5 San Romanoway, Toronto, ON

Black Creek, Toronto · MLS® W13417310

$349,900
For Sale
Listed 39 days ago
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1Bedrooms
1Bathrooms
1Garage
800-899Sq Ft

About this home

Very Spacious 1 bedroom, 1 bathroom unit with a large living room great for entertaining. Walk out from dining to large balcony with south west views. Kitchen with lots of cabinet space and full size appliances. Ensuite laundry in unit. Water and cable included in maintenance fee! Two shopping centers across the street: FreshCo, Shoppers Drug Mart, No-frills, Planet Fitness. Perfectly located near upcoming TTC subway station at Keele and Finch. Easy access to TTC routes that run 24hrs. Minutes from York University, Hwy 400, Hwy 407, public and catholic schools and much more. Great opportunity to own and add your special touch!

Key facts

Property type
Condo Apartment, Apartment
MLS®
W13417310
Bedrooms
1
Bathrooms
1
Size
800-899
Cross streets
Finch Ave W and Jane St
Parking
1 garage (underground)
Basement
None
Heating
Baseboard
A/C
None
Exterior
Brick, Concrete
Maintenance
$637/mo
Exposure
South West
Property tax
$882 / 2026
Days on market
39
Listing brokerage
ROYAL LEPAGE TERREQUITY REALTY

Rooms

KitchenFlat3.49 × 2.40 m

overlooks dining · stainless steel appl · ceramic floor

Primary BedroomFlat4.22 × 3.23 m

large window · closet · laminate

Dining RoomFlat4.10 × 3.59 m

w/o to balcony · combined w/living · laminate

Living RoomFlat4.74 × 3.17 m

w/o to balcony · combined w/dining · laminate

Moe’s TakeTeam Asgarian · Broker
Above comparables
$295Kest. value

Listed at $349,900, this home is about 19% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

Based on 15 similar homes nearby, adjusted for size, beds, and baths.Median of 15 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $352K, a bit higher.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $315K
  • Bedrooms −$30K
  • Adjusts to $285K

That comparable adjusts to $285K; the $295K estimate above is the median of all 15 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Brookview Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Driftwood Ave at Finch Ave West is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$277KGreat deal$350KOverpriced

Total price vs nearby homes. Fair value about $295K, median of 15 comparables.

Comparable listingsCurrently listed nearby in Black Creek · asking prices
$338kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

1510-5 San Romano Way$340k906-5 San Romanoway$319k707-335 Driftwood Avenue$359k1203-10 TOBERMORY Drive$335k608-335 Driftwood Avenue$335k

The 5 closest of 8 active listings nearby.

See all comparable homes
350kThis home340k319k359k335k335kThis home vs active comparables
Live market pulseActive comparables in Black Creek · median list $319K
$412this home / sqft
19active listings nearby
39days on market

This home lists 10% above the area average of $376/sqft.

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Black Creek, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

86/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Driftwood Ave at Finch Ave West, about 135 m away

20+ transit stops9 grocery20+ dining20+ parks16 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Willowdale West
$770K
Willowdale East
$441K
Annex
$1.39M
Banbury-Don Mills
$500K
Mimico
$800K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Topcliff Public School
34%
Topcliff Public SchoolPublic · Elementary · 0.5 km awayBelow the GTA average · 34% meet the provincial standard

Affordability & Mortgage

Affordability
$1,595/mo
$78KIncome needed
4.5×Price ÷ income
$368Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

69%mortgage
Mortgage $1,595Property tax $74Condo fee $637Total carry $2,305

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,494per month

Mortgage amount $279,920 · 4.14% over 25 years

$69,980Down payment (20.0%)
$279,920Loan before insurance
$0CMHC premium
$2,204Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,494
Property tax
$74
Condo / maintenance fees
$637
Heating
$0
Estimated monthly cost
$2,204

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$3,724
Toronto municipal land transfer tax
$3,724
Estimated closing costs
$7,447

Plus your down payment of $69,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$1,814/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$168,207Total interest paid
$448,127Total of all payments
Principal $279,920 Interest $168,207
YearPrincipalInterestBalance
1$6,558$11,368$273,362
2$6,832$11,093$266,531
3$7,118$10,807$259,413
4$7,415$10,510$251,998
5$7,726$10,200$244,272
6$8,049$9,876$236,223
7$8,385$9,540$227,838
8$8,736$9,189$219,102
9$9,101$8,824$210,001
10$9,482$8,443$200,518
11$9,879$8,046$190,640
12$10,292$7,633$180,348
13$10,723$7,203$169,625
14$11,171$6,754$158,454
15$11,638$6,287$146,816
16$12,125$5,800$134,691
17$12,632$5,293$122,058
18$13,161$4,764$108,898
19$13,711$4,214$95,186
20$14,285$3,640$80,902
21$14,882$3,043$66,020
22$15,505$2,420$50,515
23$16,153$1,772$34,362
24$16,829$1,096$17,533
25$17,533$392$0

At the end of your 5-year term

Total paid over the term
$89,625
Principal paid down
$35,648
Interest paid
$53,978
Balance remaining
$244,272

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,700/mo
$32,400Gross annual rent
5.6%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

9.3%
Gross yield
− Property tax $882− Condo fees $7,639− Insurance $600− Vacancy & upkeep $3,564Net operating income $19,715

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE TERREQUITY REALTY. MLS®/PropTx.

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