4434 Cedar Springs Road, Burlington, ON

Rural Burlington, Burlington · MLS® W13417612

$1,599,999
For Sale
Listed 39 days ago
Request a showing
◎ Directions
5Bedrooms
3Bathrooms
2Garage · 10 parking
2000-2500Sq Ft

About this home

Charming tudor-style 4-bedroom home on nearly 1 Acre with a gorgeous saltwater pool. Welcome to this character-filled residence that blends timeless Tudor charm with modern comfort. The inviting exterior showcases classic gables and a red brick facade, enhanced by mature trees that provide both privacy and curb appeal. Set on almost an acre, this property offers an incredible lifestyle with an amazing saltwater pool featuring a waterfall, expansive yard space, tiered porch and a convenient 2-car garage. A separate side entrance provides flexibility for guests or potential in-law/office access, and the large circular driveway offers ample parking for family and visitors. Inside, youll find bright, spacious rooms with large picture windows that bathe the home in natural light. A dedicated home office provides the perfect space for working from home, while the thoughtful layout balances open gathering areas, ideal for both everyday living and entertaining. Modern conveniences include a whole-house reverse osmosis system and UV water filtration, ensuring clean water throughout. Outdoors, enjoy the beautifully landscaped front and backyard perfect for gardening, play, or simply relaxing in your private oasis by a stunning pool.

Key facts

Property type
Detached, Sidesplit 5
MLS®
W13417612
Bedrooms
5 (4 + 1)
Bathrooms
3 (1 half)
Size
2000-2500
Lot
132.29 × 313.5 ft
Cross streets
Cedar Springs & 1 Side Rd
Parking
2 garage · 10 parking (detached)
Driveway
Circular Drive
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete Block
Roof
Shingles
Sewer
Septic
Pool
Inground
Property tax
$7,986 / 2025
Days on market
39
Listing brokerage
CENTURY 21 REGAL REALTY INC.

Rooms

Bedroom 3Second3.84 × 3.23 m
Bedroom 4In Between3.07 × 3.74 m
Primary BedroomSecond3.47 × 2.95 m
Family RoomIn Between3.29 × 5.69 m

Fireplace

OfficeMain3.84 × 3.41 m
Living RoomMain3.96 × 8.32 m

hardwood floor · fireplace

BreakfastMain3.07 × 4.02 m
DenIn Between3.29 × 2.28 m
Dining RoomMain3.96 × 8.32 m

Hardwood Floor

RecreationBasement6.03 × 8.16 m
KitchenMain4.11 × 3.16 m

Stainless Steel Appl

Bedroom 2Second3.62 × 3.23 m
RecreationBasement6.03 × 4.93 m
LaundryIn Between3.07 × 2.62 m
Moe’s TakeTeam Asgarian · Broker
In the wider range
$2.16Mest. value

Listed at $1,599,999, this home is within the range of a wider set of listings, but with few close matches nearby, so worth confirming with a precise CMA. The number above is my independent estimate of value, not the asking price.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 20 similar homes nearby, adjusted for size, beds, and baths.Median of 20 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.99M, a close match. The comparable range is wide here, so treat this as a rough read until I run a full CMA.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.50M
  • Adjusts to $1.50M

That comparable adjusts to $1.50M; the $2.16M estimate above is the median of all 20 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, this is a more car-dependent spot, so buyers here typically drive. 2627 Cavendish is about a 49-minute walk away. Worth weighing if transit access matters to you.

List price
$1.50MGreat deal$2.44MOverpriced

Total price vs nearby homes. Fair value about $2.16M, median of 20 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
  • Sold as-is / needs work: budget for renovation, the price should reflect the condition.
  • Weigh carefully
Comparable listingsCurrently listed nearby in Rural Burlington · asking prices
$2.35Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

1252 Britannia Road$1.50M2129 Highview Drive$2.50M5590 Blind Line$2.00M2462 No 2 Side Road$2.85M1315 Britannia Road$2.90M

The 5 closest of 6 active listings nearby.

See all comparable homes
1.60MThis home1.50M2.50M2.00M2.85M2.90MThis home vs active comparables
Live market pulseActive comparables in Rural Burlington · median list $3.29M
$711this home / sqft
22active listings nearby
39days on market

This home lists 35% below the area average of $1,095/sqft.

29 days longer than the Burlington average (10 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Rural Burlington, Burlington, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

0/ 100

Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Almost all errands require a car.

🚉 Nearest transit: 2627 Cavendish, about 3.9 km away

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Brant Hills
$1.08M
Alton
$1.40M
Tyandaga
$2.07M
Rose
$2.01M
Mountainside
$879K

Typical asking price of active listings of the same type, per area (outliers removed). Burlington.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$7,292/mo
$302KIncome needed
5.3×Price ÷ income
$1,683Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $7,292Property tax $666Total carry $7,958

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$6,831per month

Mortgage amount $1,279,999 · 4.14% over 25 years

$320,000Down payment (20.0%)
$1,279,999Loan before insurance
$0CMHC premium
$7,496Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$6,831
Property tax
$666
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$7,496

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$28,475
Estimated closing costs
$28,475

Plus your down payment of $320,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$8,296/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$769,166Total interest paid
$2,049,165Total of all payments
Principal $1,279,999 Interest $769,166
YearPrincipalInterestBalance
1$29,986$51,981$1,250,013
2$31,240$50,726$1,218,773
3$32,547$49,420$1,186,226
4$33,908$48,058$1,152,318
5$35,327$46,640$1,116,991
6$36,804$45,162$1,080,187
7$38,344$43,623$1,041,843
8$39,948$42,019$1,001,895
9$41,619$40,348$960,277
10$43,359$38,607$916,917
11$45,173$36,793$871,744
12$47,063$34,904$824,681
13$49,031$32,935$775,650
14$51,082$30,884$724,568
15$53,219$28,748$671,349
16$55,445$26,522$615,904
17$57,764$24,203$558,140
18$60,180$21,786$497,960
19$62,697$19,269$435,262
20$65,320$16,647$369,942
21$68,052$13,914$301,890
22$70,899$11,068$230,991
23$73,864$8,102$157,127
24$76,954$5,013$80,173
25$80,173$1,794$0

At the end of your 5-year term

Total paid over the term
$409,833
Principal paid down
$163,008
Interest paid
$246,825
Balance remaining
$1,116,991

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
2.2%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.2%
Gross yield
− Property tax $7,986− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $35,470

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 REGAL REALTY INC.. MLS®/PropTx.

CallRequest a showing