134 Millicent Street, Toronto, ON
Dovercourt-Wallace Emerson-Junction, Toronto · MLS® W13420348
About this home
**Rare Opportunity To Own Two Detached Homes/ Multi-generational Home For The Price Of One** This Is Your Chance To Own Two Single Detached Homes On A Spacious Corner Lot With 2 Laneways **Back House Private & Versatile** The Separate Rear Home Offers Approximately 1,200 Sq. Ft. Of Comfortable Living Space, Ideal For A Single Professional Or Couple Seeking A Vibrant And Enriched Lifestyle. It Is Easily Accessible From Three Entry Points: The Front And Two Convenient Laneways. The Upgraded, Insulated Double Garage Is A Valuable Addition, Adaptable For Multiple Uses, Such As A Home Office, Recreation Room, Hobby Space, Or A Personal Retreat. **Main House Spacious & Multi-Functional** Designed To Accommodate Multiple Families Plus Rental Income, This Property Provides Exceptional Flexibility. **Upper Levels** A Spacious Family Home Featuring Four Bedrooms, Including Two With Ensuite Bathrooms, While The Other Two Share A Full 4-Piece Bathroom. A Second Living Room Can Also Function As A Fifth Bedroom. **Main Floor & Basement**: Designed For Multi-Generational Living Or Investment Income, The Main Floor And Basement Can Serve As A Single Unit For A Large Family Or Be Rented Separately. The Basement Has A Private Entrance And Can Be Divided Into Two Rental Units For Additional Income. **Future Expansion Potential** The Property Offers The Opportunity To Expand Further By Adding An Upper-Floor Solarium And Deck, Enhancing Both Space And Value. Don't Miss This Unique Investment Opportunity A Dual-Home Property With Income Potential And Endless Possibilities - Fantastic Investment Options.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- W13420348
- Bedrooms
- 8 (6 + 2)
- Bathrooms
- 8 (1 half)
- Size
- 700 sq ft
- Lot
- 21.21 × 125.17 ft
- Cross streets
- Dufferin St/ Millicent St
- Parking
- 2 garage · 3 parking (detached)
- Driveway
- Lane
- Basement
- Apartment, Separate Entrance
- Kitchens
- 7 (3 + 4)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Aluminum Siding
- Foundation
- Concrete
- Roof
- Asphalt Shingle, Flat
- Sewer
- Sewer
- Property tax
- $8,189 / 2025
- Days on market
- 43
- Listing brokerage
- RIGHT AT HOME REALTY
Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.
Ask Moe if this price is fairThe assigned public school is Pauline Junior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Addition / added square footage: more space lifts value when it is permitted and well integrated, verify the permits. Value driver
- Corner lot: more light and frontage, sometimes at the cost of privacy. Weigh carefully
42 days longer than the Toronto average (1 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Dovercourt-Wallace Emerson-Junction, Toronto, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.
Mortgage amount $2,000,000 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $10,673
- Property tax
- $682
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $11,355
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $48,975
- Toronto municipal land transfer tax
- $48,975
- Estimated closing costs
- $97,950
Plus your down payment of $500,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $640,365
- Principal paid down
- $254,700
- Interest paid
- $385,664
- Balance remaining
- $1,745,300
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.