465 Fourth Line, Oakville, ON
West, Oakville · MLS® W13420662
About this home
Welcome home! This rare raised bungalow offers endless potential - move in and enjoy, or build your dream home in one of Oakville's most sought-after neighbourhoods. Nestled within one of Ontario's top school districts and just a short walk to the lake, this 3+2 bedroom, 2 bathroom home boasts over 2,400 sq.ft. of total finished living space on a generous 61 x 117 ft lot. Step inside to an open-concept main level flooded with natural light from oversized windows. The updated eat-in kitchen flows seamlessly to the backyard and deck - ideal for summer hosting and everyday living. Three spacious main-floor bedrooms offer flexibility for a guest room, nursery, or bright home office.The fully finished lower level adds an impressive 1,200 sq.ft. of additional living space, featuring two large bedrooms with oversized windows that make it feel anything but like a basement. Outside, unwind in the hot tub or enjoy the privacy of the tree-lined backyard with east-west sun exposure - perfect for soaking up the sun throughout the day. All of this, just a short walk from Lake Ontario, Appleby College, local restaurants, scenic trails, and conveniently located near public transit, the GO Station, QEW, Downtown Oakville, and Bronte Village. A rare opportunity in a prime location - don't miss out!
Key facts
- Property type
- Detached, Bungalow-Raised
- MLS®
- W13420662
- Bedrooms
- 5 (3 + 2)
- Bathrooms
- 2
- Size
- 1100-1500
- Lot
- 61 × 117 ft
- Cross streets
- Fourth Line/Rebecca
- Parking
- 1 garage · 5 parking (carport)
- Driveway
- Private
- Basement
- Full, Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $4,958 / 2025
- Days on market
- 39
- Listing brokerage
- Engel & Volkers Oakville
Rooms
w/o to deck · combined w/living · open concept
bay window · gas fireplace · california shutters
b/i oven · eat-in kitchen
California Shutters
This home is a bit unique, so there are not enough closely comparable homes nearby for me to trust an automatic number, and I would rather give you a real one than a wrong one. Tell me you are interested and I will pull the most comparable recent sales and send you a straight answer on price, usually the same day.
Ask Moe if this price is fairOn location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Open-concept layout: modern, sought-after flow.
- Development potential: upside only if zoning permits, verify with the city before relying on it.
- Lifestyle
- Worth verifying
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 6 active listings nearby.
See all comparable homesThis home lists 6% below the area average of $1,027/sqft.
33 days longer than the Oakville average (6 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
West, Oakville, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Almost all errands require a car.
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Oakville.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.
Mortgage amount $999,200 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $5,332
- Property tax
- $413
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $5,745
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $21,455
- Estimated closing costs
- $21,455
Plus your down payment of $249,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $319,926
- Principal paid down
- $127,248
- Interest paid
- $192,678
- Balance remaining
- $871,952
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of Engel & Volkers Oakville. MLS®/PropTx.