504-1 St Johns Road, Toronto, ON
Junction Area, Toronto · MLS® W13424118
About this home
Welcome to this 2-storey penthouse suite with a 395 sq ft private rooftop terrace in the St Johns Road Lofts! One of only 15 condos in this truly boutique 5-storey hard loft. Step into the largest condo in the building and imagine entertaining in this truly open-concept living-dining-kitchen with soaring 10-foot ceilings; gathering around your centre island with a breakfast bar; luxuriating in front of your gas fireplace & bathing in light pouring in from your wall-to-wall windows; while still having enough wall space to create a picture-perfect gallery wall. Invite your guests upstairs to your private backyard in the sky with a gas BBQ hookup and ample room for dining and lounging. Enjoy morning coffee with uninterrupted views and cocktails with the late-day sun facing west on your L-shaped terrace! When you are ready to step out, the trendy Junction awaits you. What are you looking for in a neighbourhood? Great restaurants, craft breweries, cafes, live music, bookstores, art, parks, organic food, designer & antique furniture shops, and a vibrant community with yearly events? It's all here. And when you want the serenity of nature, High Park, the West Toronto Railpath and the Humber River are an easy cycle away. If you are looking for the rare opportunity to enjoy living in a boutique condominium in Toronto with fewer than 20 units, you've found it. Are the maintenance fees the same as those you would find in a complex with 100 or 200 units? No. Being one of only 15 units, this is an exclusive living opportunity in a one-of-a-kind neighbourhood.
Key facts
- Property type
- Condo Apartment, 2-Storey
- MLS®
- W13424118
- Bedrooms
- 2
- Bathrooms
- 2
- Size
- 1200-1399
- Cross streets
- Dundas St W/Clendenan Ave
- Parking
- 1 garage (carport)
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Concrete
- Maintenance
- $2,085/mo
- Exposure
- North West
- Property tax
- $4,426 / 2025
- Days on market
- 44
- Listing brokerage
- RIGHT AT HOME REALTY
Rooms
open concept · hardwood floor · centre island
open concept · hardwood floor · b/i bookcase
w/o to terrace · hardwood floor · nw view
open concept · hardwood floor · fireplace
large window · hardwood floor · large closet
Listed at $795,000, and my independent estimate is about 18% below comparable homes, worth a close look.
In Junction Area lately, sellers get about 97% of asking; homes sell in ~28 days.
Total price vs nearby homes. Fair value about $966K, median of 47 comparables.
How this estimate is builtthe short version
I take the 47 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, and standout features), then use the median, which is steadier than leaning on any single sale.
It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $952K, a close match.
What the listing highlights3 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
- Open-concept layout: modern, sought-after flow. Lifestyle
Schools & getting aroundcatchment and transit
On schools, this address is zoned for Humberside Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.
Read this with carewhy it’s an estimate, not an appraisal
There were not many closely comparable homes right in Junction Area, so I widened the search to the surrounding area.
Based on 47 comparable homes that recently sold nearby.
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 3 closest active listings nearby.
See all comparable homesThis home lists 30% below the area average of $870/sqft.
43 days longer than the Toronto average (1 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Junction Area, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 24, 2026); conventional rates run a little higher.
Mortgage amount $636,000 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,394
- Property tax
- $369
- Condo / maintenance fees
- $2,085
- Heating
- $0
- Estimated monthly cost
- $5,848
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $12,375
- Toronto municipal land transfer tax
- $12,375
- Estimated closing costs
- $24,750
Plus your down payment of $159,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $203,636
- Principal paid down
- $80,995
- Interest paid
- $122,641
- Balance remaining
- $555,005
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.