1468 Ferncrest Road, Oakville, ON
Joshua Creek, Oakville · MLS® W13424984
About this home
A meticulously maintained family home in Joshua Creek, built by Fernbrook and thoughtfully upgraded by its original owners over two decades.The main floor features 10-foot ceilings throughout, with an open plan encompassing a home office, sitting room, powder room, and great room with vaulted ceilings and gas fireplace. The formal dining room includes a servery. The kitchen centers around a substantial island with extensive cabinetry. A mudroom provides direct garage access.Nine-foot ceilings continue on the upper floor, where four generous bedrooms and three bathrooms are arranged. The primary suite occupies its own wing with a sitting area, gas fireplace, dual walk-in closets, and a spa-inspired ensuite.The lower level features 9 and 10-foot ceilings and includes a family room with gas fireplace, gymnasium, billiards room, wet bar, steam shower, and state-of-the-art theatre room with integrated sound system. New wide-plank oak flooring spans the main level. Crestron and Nest smart home systems control music, lighting, climate and the alarm system throughout.Outside, $150,000 in professional landscaping surrounds a fresh water pool, with mature plantings and custom lighting creating privacy. The property includes security cameras and a comprehensive alarm system.Top-rated schools within the district. Highway access, premium shopping, and dining including Narenj, Oak Cafe Gallery, and BLK & CO all within ten minutes.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- W13424984
- Bedrooms
- 4
- Bathrooms
- 5 (1 half)
- Size
- 3500-5000
- Lot
- 49.21 × 114.83 ft
- Cross streets
- Dundas and Ninth Line
- Parking
- 2 garage · 4 parking (attached)
- Driveway
- Private Double
- Basement
- Finished, Full
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Stone
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Pool
- Inground
- Property tax
- $12,344 / 2025
- Days on market
- 38
- Listing brokerage
- Royal LePage Real Estate Services Ltd., Brokerage
Rooms
5 Pc Ensuite
Listed at $2,599,000, this home is about 11% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.
Priced above comparable homes overall, but the price per square foot ($612/sqft) is in line with the area, so you are paying for extra space rather than a premium.
Based on 6 similar homes nearby, adjusted for size, beds, and baths.Median of 6 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $2.40M, a close match.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $2.19M
- Bathrooms +$15K
- Adjusts to $2.21M
That comparable adjusts to $2.21M; the $2.35M estimate above is the median of all 6 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.
Total price vs nearby homes. Fair value about $2.35M, median of 6 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
- Weigh carefully
- Worth verifying
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 6 active listings nearby.
See all comparable homesThis home lists 3% below the area average of $633/sqft.
32 days longer than the Oakville average (6 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Joshua Creek, Oakville, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Almost all errands require a car.
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Oakville.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.
Mortgage amount $2,079,200 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $11,095
- Property tax
- $1,029
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $12,124
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $51,450
- Estimated closing costs
- $51,450
Plus your down payment of $519,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $665,723
- Principal paid down
- $264,787
- Interest paid
- $400,936
- Balance remaining
- $1,814,413
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of Royal LePage Real Estate Services Ltd., Brokerage. MLS®/PropTx.