86 Northampton Street, Brampton, ON
Westgate, Brampton · MLS® W13425446
About this home
Welcome To 86 Northampton St. A Spacious Family Home In One Of Brampton's Most Convenient Neighbourhoods. Offering Over 2,100 Sq Ft Above Grade Plus A Finished Basement, This 4+1 Bedroom, 4 Bathroom Home Delivers The Space, Flexibility, And Layout Today's Buyers Are Looking For. The Main Floor Features An Updated Kitchen With Breakfast Area, Separate Dining Room, Large Living Room, And A Cozy Family Room With Fireplace. Designed For Everyday Living And Effortless Entertaining, The Layout Gives Families Room To Gather Without Feeling Crowded. Upstairs You'll Find Four Generously Sized Bedrooms Including An Oversized Primary Retreat With Walk-In Closet And Private Ensuite. The Finished Basement Adds Incredible Versatility With A Second Kitchen, Full Bathroom, Fifth Bedroom, And Spacious Recreation Area. Ideal For Extended Family, Guests, Or Additional Living Space. Situated On A Premium Lot With No Direct Rear Neighbours, This Property Offers Added Privacy. The Beautifully Maintained Backyard Gardens Adds Colour, Charm, And A Sense Of Calm To The Outdoor Space. 86 Northampton St Is Located Close To Schools, Parks, Shopping, Transit, And Major Commuter Routes. After Your Showing, Grab A Slice From the local Pizza shop Or Head Over To Trinity Commons For A Little Shopping. Either Way, You'll Realize The Search For Your Next Home Ends Right Here.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- W13425446
- Bedrooms
- 5 (4 + 1)
- Bathrooms
- 4 (1 half)
- Size
- 2000-2500
- Lot
- 45.05 × 111.03 ft
- Cross streets
- North Park and Williams Pkwy
- Parking
- 2 garage · 6 parking (attached)
- Driveway
- Private
- Basement
- Finished
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $6,252 / 2026
- Days on market
- 40
- Listing brokerage
- RE/MAX ESCARPMENT REALTY INC.
Rooms
updated · quartz counter
Listed at $1,149,999, this home is about 22% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.
Based on 10 similar homes nearby, adjusted for size, beds, and baths.Median of 10 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.01M, a close match.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $895K
- Bedrooms +$30K
- Bathrooms +$15K
- Adjusts to $940K
That comparable adjusts to $940K; the $944K estimate above is the median of all 10 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, this is a more car-dependent spot, so buyers here typically drive. Bus stop is about a 1-minute walk away. Worth weighing if transit access matters to you.
Total price vs nearby homes. Fair value about $944K, median of 10 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted.
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
- Primary suite: a key comfort and resale feature.
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
- Value driver
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 4 closest active listings nearby.
See all comparable homesThis home lists 16% above the area average of $439/sqft.
37 days longer than the Brampton average (3 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Westgate, Brampton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Almost all errands require a car — groceries and transit are a drive away.
🚉 Nearest transit: Bus stop, about 61 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Brampton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 21, 2026); conventional rates run a little higher.
Mortgage amount $919,999 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,909
- Property tax
- $521
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $5,430
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $19,475
- Estimated closing costs
- $19,475
Plus your down payment of $230,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $294,567
- Principal paid down
- $117,162
- Interest paid
- $177,405
- Balance remaining
- $802,837
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ESCARPMENT REALTY INC.. MLS®/PropTx.