4804-20 Shore Breeze Drive, Toronto, ON
Mimico, Toronto · MLS® W13426888
About this home
Welcome to Lower Penthouse 4804 at 20 Shore Breeze Drive, an extraordinary residence perched on the 49th floor in the heart of Humber Bay Shores. This elevated suite offers soaring 9-foot ceilings and a thoughtfully designed layout featuring two spacious bedrooms, including a luxurious primary retreat with a walk-in closet and a spa-inspired 5-piece ensuite, plus a separate 4-piece bath. An open-concept den provides the perfect space for a sophisticated home office or lounge area. The expansive living and dining area is ideal for both entertaining and everyday living, complete with pot lights, an elegant electric fireplace, and a seamless walk-out to a large private balcony showcasing breathtaking panoramic views of Lake Ontario and the iconic CN Tower skyline. The modern kitchen is beautifully finished with stainless steel appliances, quartz countertops, a ceramic backsplash, and a dedicated breakfast area, blending style and function effortlessly. This rare offering includes two underground parking spaces, one standard locker, a private wine cellar locker, and a dedicated cigar humidor locker. As an added bonus, this unit enjoys private penthouse-level access to the Sky Lounge, providing exclusive access to your wine storage and cigar humidor lockers, an unparalleled luxury feature. Residents enjoy world-class amenities including a fully equipped gym, CrossFit room, expansive BBQ deck overlooking Lake Ontario, games room, guest suites, party rooms, theatre room, and a car wash. Experience refined waterfront living in one of Etobicoke's most desirable communities, steps to trails, parks, transit, dining, and everyday conveniences.
Key facts
- Property type
- Condo Apartment, Apartment
- MLS®
- W13426888
- Bedrooms
- 2
- Bathrooms
- 2
- Size
- 1000-1199
- Cross streets
- Lakeshore/Park Lawn
- Parking
- 2 garage (underground)
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Concrete
- Maintenance
- $1,161/mo
- Exposure
- South
- Property tax
- $7,526 / 2025
- Days on market
- 37
- Listing brokerage
- HOMELIFE/MIRACLE REALTY LTD
Rooms
combined w/living · w/o to balcony · laminate
mirrored closet · w/o to balcony · laminate
w/o to balcony · laminate · combined w/kitchen
quartz counter · stainless steel appl · modern kitchen
open concept · laminate · pot lights
walk-in closet(s) · w/o to balcony · 5 pc ensuite
combined w/dining · pot lights · fireplace
Listed at $979,900, this home is about 12% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.
Priced above comparable homes overall, but the price per square foot ($891/sqft) is in line with the area, so you are paying for extra space rather than a premium.
Based on 11 similar homes nearby, adjusted for size, beds, and baths.Median of 11 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.55M, higher than the comparables and worth a second look.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $875K
- Adjusts to $875K
That comparable adjusts to $875K; the $875K estimate above is the median of all 11 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
The assigned public school is Étienne Brûlé Junior School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
On location, this is a very walkable address with everyday errands close by. Marine Parade Dr at Silver Moon Dr is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
Total price vs nearby homes. Fair value about $875K, median of 11 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
- Primary suite: a key comfort and resale feature.
- Open-concept layout: modern, sought-after flow.
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
- Worth verifying
- Lifestyle
- Value driver
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesThis home lists 3% above the area average of $868/sqft.
On the market now.
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Mimico, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Most daily errands can be done on foot.
🚉 Nearest transit: Marine Parade Dr at Silver Moon Dr, about 135 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $783,920 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,183
- Property tax
- $627
- Condo / maintenance fees
- $1,161
- Heating
- $0
- Estimated monthly cost
- $5,971
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $16,073
- Toronto municipal land transfer tax
- $16,073
- Estimated closing costs
- $32,146
Plus your down payment of $195,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $250,997
- Principal paid down
- $99,832
- Interest paid
- $151,165
- Balance remaining
- $684,088
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE/MIRACLE REALTY LTD. MLS®/PropTx.