45 Ashfield Drive, Toronto, ON

Eringate-Centennial-West Deane, Toronto · MLS® W13426942

$1,198,000
For Sale
Listed 37 days ago
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3Bedrooms
2Bathrooms
4Parking
1100-1500Sq Ft

About this home

Family-friendly fun and laughter await in this outstanding 3-bedroom, 2-bathroom home in one of Etobicoke's most picturesque locations. A covered front porch sets the stage, where you've got the best seats in the house for viewing nature, hidden in the privacy of your garden. Inside, hardwood floors throughout the kitchen, living areas, and bedrooms create a timeless yet modern look. A glass door from the dining area leads to a stone patio and a sprawling, shady, fully-fenced backyard that was designed for making memories! The basement has been fully finished, where a large, fully-stocked laundry room. A bright, modern rec room (also with hardwood floors) is the perfect place for movie nights or to curl up with a book for the entire afternoon. When only the real thing will do, the house backs right onto Briarcrest Park, which essentially becomes an extension of your backyard. With tons of green space all around and convenient shops and restaurants, you really couldn't ask for more. But there is more! This home is also close to excellent schools, community centres, and beautiful waterfront views at Centennial Park. Schedule a showing today and make this beautiful family home yours.

Key facts

Property type
Detached, 2-Storey
MLS®
W13426942
Bedrooms
3
Bathrooms
2
Size
1100-1500
Lot
62.01 × 126.18 ft
Cross streets
Renforth/Rathburn/Eglinton
Parking
4 parking
Driveway
Private
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Aluminum Siding, Brick
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,947 / 2025
Days on market
37
Listing brokerage
HARVEY KALLES REAL ESTATE LTD.

Rooms

KitchenMain4.43 × 3.26 m

stainless steel appl · hardwood floor · walk-out

Dining RoomMain3.16 × 3.37 m

overlooks living · hardwood floor · w/o to patio

Bedroom 2Second3.39 × 3.04 m

closet · hardwood floor · overlooks backyard

Living RoomMain7.89 × 4.38 m

bow window · hardwood floor · combined w/dining

FoyerMain2.17 × 1.57 m

tile floor · closet

Primary BedroomSecond4.64 × 4.04 m

walk-in closet(s) · large window · hardwood floor

Bedroom 3Second2.95 × 4.03 m

closet · hardwood floor · large window

RecreationBasement6.62 × 3.46 m

B/I Shelves

Moe’s TakeTeam Asgarian · Broker
In line
$1.25Mest. value

Listed at $1,198,000, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.

There were not many closely comparable homes right in Eringate-Centennial-West Deane, so I widened the search to the surrounding area.

Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.04M, a bit lower. The comparable range is wide here, so treat this as a rough read until I run a full CMA.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.90M
  • Adjusts to $1.90M

That comparable adjusts to $1.90M; the $1.25M estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Silverthorn Collegiate Institute. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Gentian Dr at Wellesworth Dr is about a 2-minute walk away.

List price
$939KGreat deal$1.90MOverpriced

Total price vs nearby homes. Fair value about $1.25M, median of 5 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Lifestyle
  • Value driver
Comparable listingsCurrently listed nearby · asking prices
$1.39Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

110 Gillard Avenue$1.25M107 Twenty Fourth Street$939k31 Griffen Drive$778k351 Fairlawn Avenue$1.90M122 Strath Avenue$2.10M

The 5 closest active listings nearby.

See all comparable homes
1.20MThis home1.25M939k778k1.90M2.10MThis home vs active comparables
Live market pulseActive comparables in Eringate-Centennial-West Deane · median list $1.35M
$922this home / sqft
7active listings nearby
37days on market

This home lists 1% below the area average of $929/sqft.

36 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Eringate-Centennial-West Deane, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

65/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: Gentian Dr at Wellesworth Dr, about 159 m away

20+ transit stops1 grocery14 dining8 parks6 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Alderwood
$998K
Downsview-Roding-CFB
$1.06M
High Park-Swansea
$4.99M
Bedford Park-Nortown
$2.90M
Lawrence Park South
$2.14M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Silverthorn Collegiate Institute
68%
Silverthorn Collegiate InstitutePublic · Secondary · 3.2 km awayBelow the GTA average · 68% meet the provincial standard
Briarcrest Junior SchoolEQAO results not published
Hollycrest Middle SchoolEQAO results not published

Affordability & Mortgage

Affordability
$5,460/mo
$224KIncome needed
5.3×Price ÷ income
$1,260Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $5,460Property tax $412Total carry $5,872

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,114per month

Mortgage amount $958,400 · 4.14% over 25 years

$239,600Down payment (20.0%)
$958,400Loan before insurance
$0CMHC premium
$5,527Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,114
Property tax
$412
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,527

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$20,435
Toronto municipal land transfer tax
$20,435
Estimated closing costs
$40,870

Plus your down payment of $239,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$6,212/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$575,913Total interest paid
$1,534,313Total of all payments
Principal $958,400 Interest $575,913
YearPrincipalInterestBalance
1$22,452$38,921$935,948
2$23,391$37,981$912,557
3$24,370$37,003$888,187
4$25,389$35,984$862,798
5$26,451$34,922$836,348
6$27,557$33,815$808,790
7$28,710$32,663$780,080
8$29,911$31,462$750,169
9$31,162$30,211$719,007
10$32,465$28,907$686,542
11$33,823$27,549$652,719
12$35,238$26,134$617,480
13$36,712$24,660$580,768
14$38,248$23,125$542,521
15$39,848$21,525$502,673
16$41,514$19,858$461,159
17$43,251$18,122$417,908
18$45,060$16,313$372,848
19$46,945$14,428$325,903
20$48,908$12,464$276,995
21$50,954$10,418$226,040
22$53,086$8,287$172,955
23$55,306$6,067$117,649
24$57,619$3,753$60,029
25$60,029$1,343$0

At the end of your 5-year term

Total paid over the term
$306,863
Principal paid down
$122,052
Interest paid
$184,810
Balance remaining
$836,348

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
1.5%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.3%
Gross yield
− Property tax $4,947− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $18,217

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HARVEY KALLES REAL ESTATE LTD.. MLS®/PropTx.

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