415-105 The Queensway Avenue, Toronto, ON

High Park-Swansea, Toronto · MLS® W13430282

$529,000
For Sale
Listed 43 days ago
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2Bedrooms
1Bathrooms
1Parking
700-799Sq Ft

About this home

Modern & Spacious Luxury 1 Bed + Den Nestled in one of the Toronto's most coveted area of Swan Sea. Large contemporary open concept floor plan/high end finishes, Hardwood floor, Bright floor -ceiling windows and much more. Den can be used as Second Bedroom/office. Excellent layout in great location Direct lake view from balcony, steps to Lake Ontario, Gardiner express way, high park , close to Bloor village, hospital , top schools in neighborhood, shopping plaza and plaza with grocery store , shoppers world, pet value, nail salon, Lakeshore Waterfront Trails and Beach, highway 427, Steps to TTC and many mor. Residents enjoy easy access to downtown Toronto and there is a day-care in the building. **EXTRAS** Amenities Included, concierge , Indoor/outdoor swimming pool, Gym, Tennis Court, Day-care, TTC @ Building Entrance, Min to QEW and Downtown to!!

Key facts

Property type
Condo Apartment, Apartment
MLS®
W13430282
Bedrooms
2 (1 + 1)
Bathrooms
1
Size
700-799
Cross streets
The Queenway / Windermere Ave
Parking
1 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$682/mo
Exposure
South East
Property tax
$2,555 / 2025
Days on market
43
Listing brokerage
ROYAL LEPAGE FLOWER CITY REALTY

Rooms

KitchenFlat3.58 × 3.12 m

hardwood floor · granite counters

DenFlat2.59 × 2.66 m

Hardwood Floor

BedroomFlat3.14 × 2.74 m

w/o to balcony · hardwood floor

Dining RoomFlat2.59 × 3.12 m

combined w/living · hardwood floor · east view

Living RoomFlat3.09 × 3.70 m

combined w/dining · hardwood floor · w/o to balcony

Our TakeTeam Asgarian · Broker
Below comparables
$550Kest. value

Listed at $529,000, and my independent estimate is about 4% below comparable homes, worth a close look.

In High Park-Swansea lately, sellers get about 96% of asking; homes sell in ~38 days.

List price
$529KGreat deal$571KOverpriced

Total price vs nearby homes. Fair value about $550K, median of 5 comparables.

How this estimate is builtthe short version

I take the 5 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, and standout features), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $554K, a close match.

What the listing highlights4 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Schools & getting aroundcatchment and transit

On schools, this address is zoned for Humberside Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

Based on 5 comparable homes that recently sold nearby.

Comparable listingsCurrently listed nearby in High Park-Swansea · asking prices
$553kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

1216-105 Queensway Avenue$529k3114-105 THE QUEENSWAY$540k1915-103 The Queensway$550k1303-103 The Queensway$569k602-103 The Queensway$575k

The 5 closest of 8 active listings nearby.

See all comparable homes
529kThis home529k540k550k569k575kThis home vs active comparables
Live market pulseActive comparables in High Park-Swansea · median list $609K
$706this home / sqft
32active listings nearby
43days on market
100sold nearby · 90 days
$695Kmedian sold price
96%of asking, on average

This home lists 10% below the area average of $787/sqft.

42 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

High Park-Swansea, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Mimico
$595K
Niagara
$615K
Waterfront Communities C1
$622K
Annex
$798K
Church-Yonge Corridor
$561K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Swansea Junior and Senior Public School
78%
Swansea Junior and Senior Public SchoolPublic · Elementary · 0.9 km awayAbove the GTA average · 78% meet the provincial standard

Affordability & Mortgage

Affordability
$2,411/mo
$115KIncome needed
4.6×Price ÷ income
$556Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

73%mortgage
Mortgage $2,411Property tax $213Condo fee $682Total carry $3,306

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 24, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,258per month

Mortgage amount $423,200 · 4.14% over 25 years

$105,800Down payment (20.0%)
$423,200Loan before insurance
$0CMHC premium
$3,153Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,258
Property tax
$213
Condo / maintenance fees
$682
Heating
$0
Estimated monthly cost
$3,153

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$7,055
Toronto municipal land transfer tax
$7,055
Estimated closing costs
$14,110

Plus your down payment of $105,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,743/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$254,306Total interest paid
$677,506Total of all payments
Principal $423,200 Interest $254,306
YearPrincipalInterestBalance
1$9,914$17,186$413,286
2$10,329$16,771$402,957
3$10,761$16,339$392,196
4$11,211$15,889$380,985
5$11,680$15,420$369,305
6$12,168$14,932$357,137
7$12,677$14,423$344,460
8$13,208$13,893$331,252
9$13,760$13,340$317,492
10$14,336$12,764$303,156
11$14,935$12,165$288,221
12$15,560$11,540$272,660
13$16,211$10,889$256,449
14$16,889$10,211$239,560
15$17,595$9,505$221,965
16$18,331$8,769$203,633
17$19,098$8,002$184,535
18$19,897$7,203$164,638
19$20,729$6,371$143,909
20$21,596$5,504$122,312
21$22,500$4,600$99,812
22$23,441$3,659$76,372
23$24,421$2,679$51,950
24$25,443$1,657$26,507
25$26,507$593$0

At the end of your 5-year term

Total paid over the term
$135,501
Principal paid down
$53,895
Interest paid
$81,607
Balance remaining
$369,305

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,400/mo
$28,800Gross annual rent
2.7%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.4%
Gross yield
− Property tax $2,555− Condo fees $8,187− Insurance $600− Vacancy & upkeep $3,168Net operating income $14,290

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE FLOWER CITY REALTY. MLS®/PropTx.

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