41 Florida Crescent, Toronto, ON

Humbermede, Toronto · MLS® W13430318

$1,299,000
For Sale
Listed 36 days ago
4Bedrooms
3Bathrooms
2Garage · 6 parking
1100-1500Sq Ft

About this home

Ranch Style Bungalow on Premium Sized Lot Backing onto Ravine. Over 2500 Sq.Ft of Livable Space! Private backyard oasis outdoor wood burning Fireplace, Basement walk out beautifully landscaped and treed (cottage like feel). Main floor features Eat-In Kitchen, Dining Room, Sunken Family Room Overlooking Greenspace, Three Spacious Bedrooms, Full Bath and Two Piece Ensuite in Primary Bedroom. Basement features: High Ceilings, New Vinyl Plank Flooring, 2nd Kitchen with Eat in Area, Living Room with walkout to Sunroom, 4th Bedroom, Den/Office Space, Full Bathroom, Cold Room, and Laundry. Private driveway with double car garage with loft(Great Storage Space). Ideal location steps to TTC, major highways (400, 401, 409), Pearson Airport, Humber Valley Golf Course, Humber River Hospital, scenic trails along the Humber River, schools, parks, places of worship, FINCH LRT, and New Community Centre currently under development. Live in the City will a cottage like feel!!!

Key facts

Property type
Detached, Bungalow
MLS®
W13430318
Bedrooms
4 (3 + 1)
Bathrooms
3 (1 half)
Size
1100-1500
Lot
67.6 × 137.89 ft
Cross streets
Weston Rd / Sheppard Ave
Parking
2 garage · 6 parking (attached)
Driveway
Private Double
Basement
Finished with Walk-Out, Full
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$5,333 / 2025
Days on market
36
Listing brokerage
RE/MAX PREMIER INC.

Rooms

LaundryBasement0.00 × 0.00 m

Dropped Ceiling

Dining RoomGround0.00 × 0.00 m

hardwood floor · open concept · window

DenBasement0.00 × 0.00 m

Laminate

Living RoomBasement0.00 × 0.00 m

vinyl floor · fireplace · w/o to sunroom

KitchenBasement0.00 × 0.00 m

vinyl floor · eat-in kitchen · double sink

Primary BedroomGround0.00 × 0.00 m

2 pc ensuite · walk-in closet(s) · window

Living RoomGround0.00 × 0.00 m

hardwood floor · fireplace

SunroomBasement0.00 × 0.00 m

Tile Floor

Bedroom 3Ground0.00 × 0.00 m

hardwood floor · closet · window

KitchenGround0.00 × 0.00 m

vinyl floor · backsplash · eat-in kitchen

Bedroom 2Ground0.00 × 0.00 m

hardwood floor · double closet · window

Bedroom 4Basement0.00 × 0.00 m

vinyl floor · window · closet

Moe’s TakeTeam Asgarian · Broker
In line
$1.17Mest. value

Listed at $1,299,000, this home is within the range of comparable homes, on the higher side. The number above is my independent estimate of value, not the asking price.

There were not many closely comparable homes right in Humbermede, so I widened the search to the surrounding area.

Based on 8 similar homes nearby, adjusted for size, beds, and baths.Median of 8 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.22M, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $999K
  • Bedrooms −$30K
  • Bathrooms −$15K
  • Adjusts to $954K

That comparable adjusts to $954K; the $1.17M estimate above is the median of all 8 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Gulfstream Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Weston Rd at Coral Gable Dr is about a 5-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$965KGreat deal$1.32MOverpriced

Total price vs nearby homes. Fair value about $1.17M, median of 8 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Ravine lot: privacy and premium value, but confirm the buildable area and any conservation limits.
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
  • Sold as-is / needs work: budget for renovation, the price should reflect the condition.
  • Worth verifying
  • Value driver
  • Weigh carefully
Comparable listingsCurrently listed nearby · asking prices
$1.26Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

4 Gatesgill Crescent$1.08M90 Renault Crescent$1.35M20 Tayrow Road$900k44 Transwell Avenue$1.75M145 Parkview Avenue$1.20M

The 5 closest of 8 active listings nearby.

See all comparable homes
1.30MThis home1.08M1.35M900k1.75M1.20MThis home vs active comparables
Live market pulseActive comparables in Toronto · median list $1.24M
$999this home / sqft
71active listings nearby
36days on market

This home lists 12% above the area average of $895/sqft.

35 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Humbermede, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

73/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Weston Rd at Coral Gable Dr, about 366 m away

20+ transit stops3 grocery20+ dining18 parks6 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Downsview-Roding-CFB
$1.06M
Bedford Park-Nortown
$2.90M
Lawrence Park South
$2.14M
High Park-Swansea
$4.99M
Alderwood
$998K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Gulfstream Public School
77%
Gulfstream Public SchoolPublic · Elementary · 0.5 km awayAbove the GTA average · 77% meet the provincial standard

Affordability & Mortgage

Affordability
$5,920/mo
$242KIncome needed
5.4×Price ÷ income
$1,366Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $5,920Property tax $444Total carry $6,365

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,546per month

Mortgage amount $1,039,200 · 4.14% over 25 years

$259,800Down payment (20.0%)
$1,039,200Loan before insurance
$0CMHC premium
$5,990Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,546
Property tax
$444
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,990

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$22,455
Toronto municipal land transfer tax
$22,455
Estimated closing costs
$44,910

Plus your down payment of $259,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$6,736/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$624,467Total interest paid
$1,663,667Total of all payments
Principal $1,039,200 Interest $624,467
YearPrincipalInterestBalance
1$24,345$42,202$1,014,855
2$25,363$41,184$989,492
3$26,424$40,123$963,068
4$27,529$39,017$935,539
5$28,681$37,866$906,858
6$29,881$36,666$876,977
7$31,130$35,416$845,847
8$32,433$34,114$813,414
9$33,789$32,758$779,625
10$35,203$31,344$744,422
11$36,675$29,872$707,748
12$38,209$28,338$669,538
13$39,807$26,739$629,731
14$41,472$25,074$588,259
15$43,207$23,340$545,052
16$45,014$21,532$500,038
17$46,897$19,649$453,140
18$48,859$17,688$404,281
19$50,903$15,644$353,379
20$53,032$13,515$300,347
21$55,250$11,297$245,097
22$57,561$8,986$187,536
23$59,969$6,578$127,567
24$62,477$4,070$65,090
25$65,090$1,456$0

At the end of your 5-year term

Total paid over the term
$332,733
Principal paid down
$132,342
Interest paid
$200,391
Balance remaining
$906,858

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
1.4%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.1%
Gross yield
− Property tax $5,333− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $17,831

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX PREMIER INC.. MLS®/PropTx.

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