3232 Ribble Crescent, Oakville, ON

Bronte Creek, Oakville · MLS® W13431468

$2,249,000
For Sale
Listed 37 days ago
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4Bedrooms
4Bathrooms
2Garage · 4 parking
3000-3500Sq Ft

About this home

Executive bungaloft built by Fernbrook homes in desirable West Oakville, offering 3,239 sq. ft. of beautifully finished above grade space with a rare main-level primary retreat. The main floor exudes style and class with warm wood floors, custom wall panelling, expansive windows, and a private office ideal for working from home. The living room is filled with natural light and makes an impressive statement with soaring two-storey cathedral ceilings and a gas fireplace, flowing seamlessly into the updated open-concept kitchen with quartz counters, an island, high-end stainless steel appliances, and casual dining space. A formal dining area, main-level laundry, and double car garage add everyday function and convenience. The main-level primary bedroom includes a walk-in closet and private ensuite, creating an easy and elegant layout for everyday living. Upstairs, two additional generously sized bedrooms and another full bathroom provide excellent space for family, guests, or a second work-from-home area. The finished lower level offers even more living space with an additional bedroom, full bathroom, den area, storage room, and a flexible area ideal for a gym, media space, or playroom. Outside, the fully fenced backyard features a private patio area, grass area, and space for outdoor dining and entertaining. A sophisticated West Oakville offering with space, style, natural light, and exceptional functionality.

Key facts

Property type
Detached, Bungaloft
MLS®
W13431468
Bedrooms
4 (3 + 1)
Bathrooms
4 (1 half)
Size
3000-3500
Lot
49.7 × 103.9 ft
Cross streets
Bronte Rd & Richview Blvd
Parking
2 garage · 4 parking (attached)
Driveway
Private Double
Basement
Finished, Full
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Stucco (Plaster), Stone
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$10,186 / 2026
Days on market
37
Listing brokerage
CHESTNUT PARK REAL ESTATE LIMITED

Rooms

Furnace RoomBasement7.24 × 7.65 m
OfficeMain3.35 × 3.20 m

hardwood floor · large window

LaundryMain4.26 × 1.96 m

laundry sink · access to garage · closet

RecreationBasement7.62 × 10.21 m

combined w/library · pot lights · wet bar

Bedroom 2Second4.04 × 3.35 m

semi ensuite · walk-in closet(s) · ceiling fan(s)

Bedroom 4Basement4.83 × 3.38 m

ensuite bath · walk-in closet(s)

Living RoomMain5.49 × 4.27 m

cathedral ceiling(s) · gas fireplace · wainscoting

Powder RoomMain1.30 × 1.65 m

2 pc bath · tile floor · california shutters

BathroomBasement2.13 × 3.38 m

3 pc ensuite · tile floor

BathroomMain3.28 × 3.28 m

5 pc ensuite · soaking tub · double sink

Primary BedroomMain4.39 × 5.33 m

hardwood floor · california shutters · walk-in closet(s)

BathroomSecond2.39 × 3.58 m

semi ensuite · linen closet · tile floor

KitchenMain4.11 × 4.14 m

centre island · b/i appliances · tile floor

Cold Room/CantinaBasement1.78 × 3.76 m
Bedroom 3Second4.34 × 3.68 m

California Shutters

Dining RoomMain3.35 × 4.27 m

hardwood floor · wainscoting · open concept

Moe’s TakeTeam Asgarian · Broker
In the wider range
$2.04Mest. value

Listed at $2,249,000, this home is within the range of a wider set of listings, but with few close matches nearby, so worth confirming with a precise CMA. The number above is my independent estimate of value, not the asking price.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 16 similar homes nearby, adjusted for size, beds, and baths.Median of 16 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $2.14M, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.80M
  • Bedrooms −$30K
  • Adjusts to $1.77M

That comparable adjusts to $1.77M; the $2.04M estimate above is the median of all 16 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.

List price
$1.80MGreat deal$2.34MOverpriced

Total price vs nearby homes. Fair value about $2.04M, median of 16 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
  • Primary suite: a key comfort and resale feature.
  • Open-concept layout: modern, sought-after flow.
  • Worth verifying
  • Lifestyle
Comparable listingsCurrently listed nearby in Bronte Creek · asking prices
$2.03Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

3161 Saddleworth Crescent$1.98M2040 Bingley Crescent$2.83M2454 Springforest Drive$1.70M3339 Skipton Lane$1.80M2330 Valleyridge Drive$1.85M

The 5 closest of 8 active listings nearby.

See all comparable homes
2.25MThis home1.98M2.83M1.70M1.80M1.85MThis home vs active comparables
Live market pulseActive comparables in Bronte Creek · median list $1.85M
$692this home / sqft
16active listings nearby
37days on market

This home lists 2% above the area average of $681/sqft.

31 days longer than the Oakville average (6 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Bronte Creek, Oakville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

0/ 100

Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Almost all errands require a car.

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Westmount
$1.66M
West Oak Trails
$1.48M
Glen Abbey
$1.88M
West
$1.85M
Bronte
$1.65M

Typical asking price of active listings of the same type, per area (outliers removed). Oakville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$10,250/mo
$420KIncome needed
5.4×Price ÷ income
$2,365Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $10,250Property tax $849Total carry $11,099

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$9,601per month

Mortgage amount $1,799,200 · 4.14% over 25 years

$449,800Down payment (20.0%)
$1,799,200Loan before insurance
$0CMHC premium
$10,450Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$9,601
Property tax
$849
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$10,450

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$42,700
Estimated closing costs
$42,700

Plus your down payment of $449,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$11,662/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,081,160Total interest paid
$2,880,360Total of all payments
Principal $1,799,200 Interest $1,081,160
YearPrincipalInterestBalance
1$42,149$73,065$1,757,051
2$43,912$71,302$1,713,139
3$45,749$69,466$1,667,390
4$47,662$67,552$1,619,728
5$49,656$65,558$1,570,071
6$51,733$63,481$1,518,338
7$53,897$61,317$1,464,441
8$56,152$59,063$1,408,290
9$58,500$56,714$1,349,790
10$60,947$54,267$1,288,842
11$63,497$51,718$1,225,346
12$66,153$49,062$1,159,193
13$68,920$46,295$1,090,274
14$71,802$43,412$1,018,471
15$74,806$40,409$943,666
16$77,935$37,280$865,731
17$81,195$34,020$784,536
18$84,591$30,623$699,945
19$88,129$27,085$611,816
20$91,816$23,399$520,001
21$95,656$19,558$424,345
22$99,657$15,557$324,687
23$103,826$11,389$220,862
24$108,169$7,046$112,693
25$112,693$2,521$0

At the end of your 5-year term

Total paid over the term
$576,072
Principal paid down
$229,129
Interest paid
$346,943
Balance remaining
$1,570,071

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$6,300/mo
$75,600Gross annual rent
2.5%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.4%
Gross yield
− Property tax $10,186− Insurance $1,400− Vacancy & upkeep $8,316Net operating income $55,698

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CHESTNUT PARK REAL ESTATE LIMITED. MLS®/PropTx.

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