910-40 Panorama Court, Toronto, ON

Mount Olive-Silverstone-Jamestown, Toronto · MLS® W13434290

$419,000
For Sale
Listed 36 days ago
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2Bedrooms
1Bathrooms
2Garage
900-999Sq Ft

About this home

Beautifully upgraded and spacious 2 bedroom, 1 bathroom condo in a prime location in Etobicoke. Featuring a modern open-concept layout, this bright and functional unit offers a combined living and dining area with walkout to a large open balcony, perfect for relaxing or entertaining. The contemporary kitchen offers quartz countertops, a large center island, stylish backsplash and pot lights. Generous sized bedrooms with laminate flooring throughout the unit. The primary bedroom includes a walk in closet. Enjoy the convenience of an ensuite laundry and the rare inclusion of two parking spaces. Excellent top tier building amenities included are a gym, games room, indoor pool, and two party rooms. Conveniently located close to transit, New Finch LRT, major highways, shopping, schools, and everyday essentials, making it an ideal choice for first-time buyers, downsizers, or investors.

Key facts

Property type
Condo Apartment, Apartment
MLS®
W13434290
Bedrooms
2
Bathrooms
1
Size
900-999
Cross streets
Kipling & Finch
Parking
2 garage (underground)
Basement
None
Heating
Fan Coil
A/C
Other
Exterior
Concrete, Brick
Maintenance
$704/mo
Exposure
South
Property tax
$528 / 2025
Days on market
36
Listing brokerage
CENTURY 21 PEOPLE`S CHOICE REALTY INC.

Rooms

Primary BedroomMain16.70 × 10.40 m

laminate · walk-in closet(s)

KitchenMain13.30 × 8.60 m

pot lights · quartz counter

Dining RoomMain11.70 × 11.30 m

laminate · combined w/living

Bedroom 2Main13.11 × 8.11 m

laminate · mirrored closet

Living RoomMain16.40 × 11.50 m

laminate · combined w/dining

Moe’s TakeTeam Asgarian · Broker
In line
$400Kest. value

Listed at $419,000, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.

Based on 7 similar homes nearby, adjusted for size, beds, and baths.Median of 7 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $188K, lower than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $390K
  • Bathrooms −$15K
  • Adjusts to $375K

That comparable adjusts to $375K; the $400K estimate above is the median of all 7 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Smithfield Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Kipling Ave at Panorama Crt is about a 4-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$375KGreat deal$450KOverpriced

Total price vs nearby homes. Fair value about $400K, median of 7 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
  • Primary suite: a key comfort and resale feature.
  • Open-concept layout: modern, sought-after flow.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Weigh carefully
  • Lifestyle
  • Value driver
Comparable listingsCurrently listed nearby in Mount Olive-Silverstone-Jamestown · asking prices
$430kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

605-40 Panorama Court$430k403-2645 KIPLING Avenue$390k214-1 Rowntree Road$399k1707-1 Rowntree Road$450k610-41 Markbrook Lane$480k

The 5 closest of 7 active listings nearby.

See all comparable homes
419kThis home430k390k399k450k480kThis home vs active comparables
Live market pulseActive comparables in Mount Olive-Silverstone-Jamestown · median list $490K
$441this home / sqft
27active listings nearby
36days on market

This home lists 3% above the area average of $429/sqft.

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Mount Olive-Silverstone-Jamestown, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

79/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Kipling Ave at Panorama Crt, about 323 m away

20+ transit stops5 grocery20+ dining20+ parks15 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Willowdale West
$770K
Willowdale East
$441K
Mimico
$800K
Annex
$1.39M
Church-Yonge Corridor
$574K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Smithfield Middle School
72%
Smithfield Middle SchoolPublic · Elementary · 1.3 km awayAround the GTA average · 72% meet the provincial standard

Affordability & Mortgage

Affordability
$1,910/mo
$90KIncome needed
4.6×Price ÷ income
$441Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

72%mortgage
Mortgage $1,910Property tax $44Condo fee $704Total carry $2,658

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,789per month

Mortgage amount $335,200 · 4.14% over 25 years

$83,800Down payment (20.0%)
$335,200Loan before insurance
$0CMHC premium
$2,537Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,789
Property tax
$44
Condo / maintenance fees
$704
Heating
$0
Estimated monthly cost
$2,537

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$4,855
Toronto municipal land transfer tax
$4,855
Estimated closing costs
$9,710

Plus your down payment of $83,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,173/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$201,425Total interest paid
$536,625Total of all payments
Principal $335,200 Interest $201,425
YearPrincipalInterestBalance
1$7,853$13,612$327,347
2$8,181$13,284$319,166
3$8,523$12,942$310,643
4$8,880$12,585$301,763
5$9,251$12,214$292,512
6$9,638$11,827$282,874
7$10,041$11,424$272,833
8$10,461$11,004$262,371
9$10,899$10,566$251,473
10$11,355$10,110$240,118
11$11,830$9,635$228,288
12$12,325$9,140$215,964
13$12,840$8,625$203,123
14$13,377$8,088$189,746
15$13,937$7,528$175,810
16$14,520$6,945$161,290
17$15,127$6,338$146,163
18$15,760$5,705$130,403
19$16,419$5,046$113,984
20$17,106$4,359$96,879
21$17,821$3,644$79,058
22$18,567$2,898$60,491
23$19,343$2,122$41,148
24$20,152$1,313$20,995
25$20,995$470$0

At the end of your 5-year term

Total paid over the term
$107,325
Principal paid down
$42,688
Interest paid
$64,637
Balance remaining
$292,512

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,050/mo
$36,600Gross annual rent
5.5%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

8.7%
Gross yield
− Property tax $528− Condo fees $8,448− Insurance $600− Vacancy & upkeep $4,026Net operating income $22,998

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 PEOPLE`S CHOICE REALTY INC.. MLS®/PropTx.

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