420-8 Drummond Street, Toronto, ON

Mimico, Toronto · MLS® W13436618

$839,630
For Sale
Listed 35 days ago
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2Bedrooms
3Bathrooms
2Garage
1000-1199Sq Ft

About this home

Beautifully upgraded townhouse in the highly sought-after Mimico community, offering modern finishes, smart-home features, exceptional outdoor space, and convenient transit access. The bright and inviting main floor features pot lights throughout, California shutters, fresh paint, and a custom built-in entertainment unit with fireplace, creating a warm and stylish living space. The refreshed kitchen includes a new refrigerator, new dishwasher, updated backsplash, and upgraded island façade. All three bathrooms have been fully renovated from top to bottom with contemporary finishes. The spacious primary bedroom features a brand-new sliding door providing direct access to a private balcony and plenty of natural light. A standout feature of this home is the exceptional outdoor living space. Composite decking has been installed on all three balconies, including a spectacular rooftop terrace. Perfect for entertaining, the rooftop terrace is equipped with two dedicated gas lines-one for a BBQ and one for a gas fire table. Whether you're enjoying your morning coffee, hosting guests, or relaxing at sunset, this private rooftop retreat offers a lifestyle rarely found in the city. The home is equipped with smart-home technology, including a Google Nest thermostat, Nest doorbell, and Nest smoke and carbon monoxide detectors for added convenience and peace of mind. Located just a 5-minute walk to Mimico GO Station and a 10-minute bus ride to Royal York Subway Station, commuting throughout Toronto is quick and easy. Enjoy nearby parks, waterfront trails, restaurants, shops, and all the amenities that make Mimico one of Toronto's most desirable neighbourhoods. Two parking spaces are included (Owned) Move-in ready and thoughtfully updated throughout, this townhouse combines comfort, style, outdoor living, and an unbeatable location.

Key facts

Property type
Condo Townhouse, Stacked Townhouse
MLS®
W13436618
Bedrooms
2
Bathrooms
3 (1 half)
Size
1000-1199
Cross streets
Royal York Rd & Drummond St
Parking
2 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$538/mo
Exposure
East
Property tax
$3,737 / 2026
Days on market
35
Listing brokerage
ROYAL LEPAGE SIGNATURE REALTY

Rooms

BedroomSecond2.84 × 2.59 m

closet · laminate · window

KitchenMain2.69 × 2.99 m

breakfast bar · open concept

Living RoomMain4.39 × 5.48 m

combined w/dining · laminate · w/o to balcony

Dining RoomMain4.39 × 5.48 m

combined w/living · laminate

Primary BedroomSecond3.25 × 3.20 m

ensuite bath · w/o to balcony

Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

The assigned public school is John English Junior Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Royal York Rd at Mimico Ave is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Value driver
Comparable listingsCurrently listed nearby · asking prices
$613kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

253-60 Parrotta Drive$585k256-1496 Victoria Park Avenue$729k19-30 Liben Way$510k105-3686 St Clair Avenue$639k2-4715 Kingston Road$600k

The 5 closest of 8 active listings nearby.

See all comparable homes
840kThis home585k729k510k639k600kThis home vs active comparables
Live market pulseActive comparables in Mimico · median list $930K
$764this home / sqft
14active listings nearby
35days on market

This home lists 4% below the area average of $793/sqft.

32 days longer than the Toronto average (3 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Mimico, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

78/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Royal York Rd at Mimico Ave, about 134 m away

20+ transit stops4 grocery20+ dining20+ parks13 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

New Toronto
$780K
Islington-City Centre West
$849K
Niagara
$559K
Humbermede
$509K
Willowdale East
$799K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near John English Junior Middle School
73%
John English Junior Middle SchoolPublic · Elementary · 0.3 km awayAround the GTA average · 73% meet the provincial standard

Affordability & Mortgage

Affordability
$3,827/mo
$169KIncome needed
5.0×Price ÷ income
$883Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

82%mortgage
Mortgage $3,827Property tax $311Condo fee $538Total carry $4,676

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,584per month

Mortgage amount $671,704 · 4.14% over 25 years

$167,926Down payment (20.0%)
$671,704Loan before insurance
$0CMHC premium
$4,434Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,584
Property tax
$311
Condo / maintenance fees
$538
Heating
$0
Estimated monthly cost
$4,434

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$13,268
Toronto municipal land transfer tax
$13,268
Estimated closing costs
$26,535

Plus your down payment of $167,926. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$4,354/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$403,635Total interest paid
$1,075,339Total of all payments
Principal $671,704 Interest $403,635
YearPrincipalInterestBalance
1$15,736$27,278$655,968
2$16,394$26,620$639,574
3$17,080$25,934$622,495
4$17,794$25,219$604,701
5$18,538$24,475$586,162
6$19,314$23,700$566,849
7$20,122$22,892$546,727
8$20,963$22,050$525,764
9$21,840$21,173$503,923
10$22,754$20,260$481,170
11$23,705$19,308$457,464
12$24,697$18,317$432,767
13$25,730$17,283$407,037
14$26,806$16,207$380,231
15$27,928$15,086$352,303
16$29,096$13,918$323,207
17$30,313$12,701$292,895
18$31,581$11,433$261,314
19$32,902$10,112$228,412
20$34,278$8,736$194,134
21$35,712$7,302$158,423
22$37,205$5,808$121,217
23$38,762$4,252$82,455
24$40,383$2,630$42,072
25$42,072$941$0

At the end of your 5-year term

Total paid over the term
$215,068
Principal paid down
$85,542
Interest paid
$129,526
Balance remaining
$586,162

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,400/mo
$40,800Gross annual rent
3.0%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.9%
Gross yield
− Property tax $3,737− Condo fees $6,457− Insurance $600− Vacancy & upkeep $4,488Net operating income $25,518

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE SIGNATURE REALTY. MLS®/PropTx.

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