82 Seventeenth Street, Toronto, ON

New Toronto, Toronto · MLS® W13437764

$1,059,000
For Sale
Listed 35 days ago
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5Bedrooms
2Bathrooms
1Garage · 6 parking
700-1100Sq Ft

About this home

Welcome to this beautifully updated bungalow in the heart of Etobicoke, offering exceptional versatility for homeowners, investors, and multi-generational families alike. Situated on a rare 42' x 100' lot, this turnkey property features 3+2 bedrooms and is located in a sought-after neighborhood where many homes have undergone significant expansion and redevelopment. The main level boasts three spacious bedrooms, a modernized kitchen, a separate dining area, and a fully renovated 4-piece bathroom. Extensive upgrades include a stylish kitchen renovation (2021) featuring quartz countertops and backsplash, Samsung gas stove and oven, LG French-door refrigerator, a Bosch dishwasher, and a Samsung over-the-range microwave/hood fan. Additional improvements include upgraded lighting, pot lights, switches, fresh flooring, and a beautifully renovated bathroom. Major mechanical updates provide peace of mind, including attic insulation top-up (2022) and a high-efficiency furnace and heat pump installed in June 2023 with a transferable 10-year warranty. The home was freshly painted in 2026, and the driveway was professionally sealed in 2025. Outside, enjoy professionally landscaped front and rear yards, a detached garage, a garden shed, and parking for up to six vehicles. Currently leased at $5,500 per month, this property offers strong income potential and long-term investment value. Ideally located just steps from waterfront trails, public transit, and Humber College, with convenient access to GO Transit stations and major amenities. A rare opportunity to own a well-maintained, income-generating property in one of Etobicoke's most desirable communities.

Key facts

Property type
Detached, Bungalow
MLS®
W13437764
Bedrooms
5 (3 + 2)
Bathrooms
2
Size
700-1100
Lot
42 × 100 ft
Cross streets
Kipling Ave./Lakeshore Blvd W.
Parking
1 garage · 6 parking (detached)
Driveway
Private
Basement
Finished, Separate Entrance
Heating
Forced Air
A/C
Central Air
Exterior
Vinyl Siding
Foundation
Concrete
Roof
Shingles
Sewer
Sewer
Property tax
$4,328 / 2025
Days on market
35
Listing brokerage
COLDWELL BANKER IKC REALTY

Rooms

KitchenMain2.69 × 3.91 m

ceramic floor · overlooks living · large window

Bedroom 5Basement2.57 × 3.70 m

laminate · pot lights · closet

Bedroom 4Basement4.95 × 3.18 m

laminate · pot lights

BedroomMain3.28 × 3.98 m

Laminate

Dining RoomMain2.44 × 3.28 m

Hardwood Floor

Bedroom 2Main3.56 × 4.70 m

hardwood floor · pot lights

RecreationBasement4.29 × 2.90 m

laminate · pot lights

Bedroom 3Main2.98 × 2.97 m

Laminate

Moe’s TakeTeam Asgarian · Broker
Above comparables
$899Kest. value

Listed at $1,059,000, this home is about 18% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

There were not many closely comparable homes right in New Toronto, so I widened the search to the surrounding area.

Based on 9 similar homes nearby, adjusted for size, beds, and baths.Median of 9 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $907K, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.20M
  • Bathrooms −$15K
  • Adjusts to $1.18M

That comparable adjusts to $1.18M; the $899K estimate above is the median of all 9 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Twentieth Street Junior School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Kipling Ave at Birmingham St is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$879KGreat deal$1.06MOverpriced

Total price vs nearby homes. Fair value about $899K, median of 9 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Currently tenanted: confirm the lease terms and vacant-possession timing before closing.
  • Value driver
  • Worth verifying
Comparable listingsCurrently listed nearby · asking prices
$999kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

5 Cuffley Crescent$998k88 Frey Crescent$899k20 Martindale Road$1.20M60 Chillery Avenue$900k

The 4 closest active listings nearby.

See all comparable homes
1.06MThis home998k899k1.20M900kThis home vs active comparables
Live market pulseActive comparables in New Toronto · median list $1.45M
$1,177this home / sqft
13active listings nearby
35days on market

This home lists 24% above the area average of $949/sqft.

34 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

New Toronto, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

70/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Kipling Ave at Birmingham St, about 132 m away

20+ transit stops1 grocery20+ dining20+ parks9 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Alderwood
$998K
High Park-Swansea
$4.99M
Downsview-Roding-CFB
$1.06M
Lawrence Park South
$2.14M
Bedford Park-Nortown
$2.90M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Twentieth Street Junior School
70%
Twentieth Street Junior SchoolPublic · Elementary · 0.5 km awayAround the GTA average · 70% meet the provincial standard

Affordability & Mortgage

Affordability
$4,827/mo
$198KIncome needed
5.3×Price ÷ income
$1,114Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $4,827Property tax $361Total carry $5,187

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,521per month

Mortgage amount $847,200 · 4.14% over 25 years

$211,800Down payment (20.0%)
$847,200Loan before insurance
$0CMHC premium
$4,882Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,521
Property tax
$361
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,882

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$17,655
Toronto municipal land transfer tax
$17,655
Estimated closing costs
$35,310

Plus your down payment of $211,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$5,491/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$509,092Total interest paid
$1,356,292Total of all payments
Principal $847,200 Interest $509,092
YearPrincipalInterestBalance
1$19,847$34,405$827,353
2$20,677$33,575$806,676
3$21,542$32,710$785,134
4$22,443$31,809$762,691
5$23,382$30,870$739,309
6$24,360$29,892$714,949
7$25,379$28,873$689,570
8$26,440$27,811$663,130
9$27,546$26,705$635,583
10$28,699$25,553$606,885
11$29,899$24,353$576,986
12$31,150$23,102$545,836
13$32,453$21,799$513,384
14$33,810$20,442$479,574
15$35,224$19,027$444,349
16$36,698$17,554$407,652
17$38,233$16,019$369,419
18$39,832$14,420$329,587
19$41,498$12,754$288,089
20$43,234$11,018$244,856
21$45,042$9,210$199,814
22$46,926$7,326$152,887
23$48,889$5,363$103,998
24$50,934$3,318$53,064
25$53,064$1,187$0

At the end of your 5-year term

Total paid over the term
$271,258
Principal paid down
$107,891
Interest paid
$163,367
Balance remaining
$739,309

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,450/mo
$17,400Gross annual rent
0.9%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.6%
Gross yield
− Property tax $4,328− Insurance $1,400− Vacancy & upkeep $1,914Net operating income $9,758

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of COLDWELL BANKER IKC REALTY. MLS®/PropTx.

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