4-43 Hays Boulevard, Oakville, ON
River Oaks, Oakville · MLS® W13438280
About this home
Finally! A 2 bed 2 bath end unit/above ground in the sought after Waterlilies Condo Towns of River Oaks! Which brings me to the top 7 reasons this is your best buy! 1. This rare end unit has extra windows which combined with it's coveted above ground elevation make it a prime suite in the complex; and no wasted sqft on pesky stairs... we're talking 100% single floor living folks! 2. An interior facing suite means an exterior patio you'll actually want to use, and no traffic or road noise. 3. Desirable open concept layout features 2 bed, 2 bath and den nook at the front. 4. One underground parking spot means no more shovelling snow, and finally a dry and secure place to store your car; plus an owned locker. 5. Great value condo fee is only $421 includes water and doesn't include unnecessary extras that drive up condo fees over time. 6. Move-in-ready with upgraded laminate flooring (completely carpet-free), freshly painted, upgraded kitchen faucet, light fixtures, and heater. A well maintained suite that is approx only a decade old. 7. Unbeatable location! Near major amenities like the new multi-billion Oakville Hospital, Halton region Police Headquarters, and Walmart/amenities hub for Oakville with tons of restaurants and shops. Short walk to Memorial Park with playground, pond, garden plots, basketball court, and right next to the Oak Park Dog Park. 10 min drive to Oakville GO train station and QEW. Make this large-bright suite in the heart of Oakville your home today, before it's gone!
Key facts
- Property type
- Condo Townhouse, Stacked Townhouse
- MLS®
- W13438280
- Bedrooms
- 3 (2 + 1)
- Bathrooms
- 2 (1 half)
- Size
- 900-999
- Cross streets
- Hays Blvd & Post Rd
- Parking
- 1 garage (underground)
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Maintenance
- $421/mo
- Exposure
- North West
- Property tax
- $3,147 / 2026
- Days on market
- 35
- Listing brokerage
- SUTTON GROUP QUANTUM REALTY INC.
Rooms
Listed at $519,777, this home is about 8% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.
Based on 8 similar homes nearby, adjusted for size, beds, and baths.Median of 8 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $583K, a close match.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $659K
- Bedrooms +$30K
- Bathrooms −$15K
- Adjusts to $674K
That comparable adjusts to $674K; the $567K estimate above is the median of all 8 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, this is a very walkable address with everyday errands close by. Dundas St East + Post Rd is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
Total price vs nearby homes. Fair value about $567K, median of 8 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Open-concept layout: modern, sought-after flow.
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
- Lifestyle
- Value driver
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesThis home lists 9% below the area average of $601/sqft.
3 days faster than the Oakville average (38 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
River Oaks, Oakville, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Most daily errands can be done on foot.
🚉 Nearest transit: Dundas St East + Post Rd, about 194 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Oakville.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $415,822 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,219
- Property tax
- $262
- Condo / maintenance fees
- $421
- Heating
- $0
- Estimated monthly cost
- $2,902
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $6,871
- Estimated closing costs
- $6,871
Plus your down payment of $103,955. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $133,139
- Principal paid down
- $52,955
- Interest paid
- $80,184
- Balance remaining
- $362,867
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SUTTON GROUP QUANTUM REALTY INC.. MLS®/PropTx.