38 Grand Valley Drive, Brampton, ON

Northgate, Brampton · MLS® W13438738

$659,000
For Sale
Listed 40 days ago
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3Bedrooms
1Bathrooms
2Parking
700-1100Sq Ft

About this home

BEING SOLD UNDER POWER OF SALE "AS IS, WHERE IS" DUE TO MORTGAGE DEFAULT. 2 STOREY DETACHED HOME IN NORTHGATE COMMUNITY. FAMILY FRIENDLY CUL-DE-SAC. RENOVATION REQUIRED. BUYER TO DO THEIR OWN DUE DILIGENCE.

Key facts

Property type
Detached, 2-Storey
MLS®
W13438738
Bedrooms
3
Bathrooms
1
Size
700-1100
Lot
41.9 × 60.86 ft
Cross streets
Williams Parkway and Grenoble Blvd
Parking
2 parking
Basement
Unfinished
Heating
Baseboard
A/C
Wall Unit(s)
Exterior
Aluminum Siding, Brick Front
Foundation
Unknown
Roof
Shingles
Sewer
Sewer
Property tax
$4,000 / 2025
Days on market
40
Listing brokerage
RIGHT AT HOME REALTY
Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Sold as-is / needs work: budget for renovation, the price should reflect the condition. Weigh carefully
Comparable listingsCurrently listed nearby in Northgate · asking prices
$583kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

1 Jacobs Square$600k5 Glencairn Square$499k13 Greenbush Court$650k

The 3 closest active listings nearby.

See all comparable homes
659kThis home600k499k650kThis home vs active comparables
Live market pulseActive comparables in Northgate · median list $800K
$732this home / sqft
16active listings nearby
40days on market
97sold nearby · 90 days
$857Kmedian sold price
98%of asking, on average

This home lists 33% above the area average of $549/sqft.

37 days longer than the Brampton average (3 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Northgate, Brampton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Central Park
$700K
Brampton East
$1.15M
Sandringham-Wellington
$1.17M
Vales of Castlemore
$1.40M
Bram East
$1.34M

Typical asking price of active listings of the same type, per area (outliers removed). Brampton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$3,004/mo
$129KIncome needed
5.1×Price ÷ income
$693Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $3,004Property tax $333Total carry $3,337

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 22, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,813per month

Mortgage amount $527,200 · 4.14% over 25 years

$131,800Down payment (20.0%)
$527,200Loan before insurance
$0CMHC premium
$3,147Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,813
Property tax
$333
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,147

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$9,655
Estimated closing costs
$9,655

Plus your down payment of $131,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,417/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$316,800Total interest paid
$844,000Total of all payments
Principal $527,200 Interest $316,800
YearPrincipalInterestBalance
1$12,350$21,410$514,850
2$12,867$20,893$501,982
3$13,405$20,355$488,577
4$13,966$19,794$474,611
5$14,550$19,210$460,061
6$15,159$18,601$444,902
7$15,793$17,967$429,109
8$16,453$17,307$412,656
9$17,142$16,618$395,514
10$17,859$15,901$377,655
11$18,606$15,154$359,050
12$19,384$14,376$339,666
13$20,195$13,565$319,471
14$21,039$12,721$298,432
15$21,920$11,841$276,512
16$22,836$10,924$253,676
17$23,792$9,968$229,884
18$24,787$8,973$205,097
19$25,824$7,936$179,274
20$26,904$6,856$152,370
21$28,029$5,731$124,341
22$29,201$4,559$95,140
23$30,423$3,337$64,717
24$31,695$2,065$33,021
25$33,021$739$0

At the end of your 5-year term

Total paid over the term
$168,800
Principal paid down
$67,139
Interest paid
$101,661
Balance remaining
$460,061

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,450/mo
$17,400Gross annual rent
1.5%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.6%
Gross yield
− Property tax $4,000− Insurance $1,400− Vacancy & upkeep $1,914Net operating income $10,086

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.

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