37 Cathy Jean Crescent, Toronto, ON

Mount Olive-Silverstone-Jamestown, Toronto · MLS® W13440996

$999,000
For Sale
Listed 40 days ago
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4Bedrooms
2Bathrooms
1Garage · 4 parking
1100-1500Sq Ft
8 schools20+ transit stops18 parks9 restaurantswithin 1.5 km

About this home

Welcome to this beautifully renovated 4-bedroom, 2 bathroom family home that perfectly combines style, comfort, and functionality. Truly move-in ready, this is the ideal home for first-time buyers and growing families alike.Step inside and be greeted by warm engineered hardwood flooring throughout the main level-completely carpet-free for a seamless and modern feel. The stunning white chef-inspired kitchen is the heart of the home, featuring quartz countertops, a large centre island with pendant lighting, gas stove, stainless steel appliances, pot lights and an abundance of cabinetry and storage space. Whether you're preparing everyday meals or entertaining guests, this thoughtfully designed eat-in kitchen is sure to impress. An abundance of natural sunlight fills the home, creating bright, inviting spaces throughout. The spacious dining area is perfect for hosting family dinners and celebrations, while a walkout to the patio allows for effortless indoor-outdoor entertaining during the warmer months. The bright and welcoming living room offers the perfect place to relax and unwind after a busy day. Upstairs, you'll find four generously sized bedrooms, including a spacious primary, along with well-appointed bathrooms designed to accommodate the needs of a growing family.The unfinished lower level presents an incredible opportunity to create additional living space tailored to your needs. Much of the groundwork has already been completed, including electrical rough-ins, framing materials & additional building supplies that are included with the home, making it easy to bring your vision to life.Additional peace of mind comes from the professionally waterproofed foundation. From the moment you arrive, you'll appreciate the exceptional pride of ownership showcased through the extended concrete driveway, beautiful landscaping, side entrance, impressive curb appeal.With numerous upgrades throughout, this feel-good family home checks all the boxes. Simply move in & enjoy!

Key facts

Property type
Detached, 2-Storey
MLS®
W13440996
Bedrooms
4
Bathrooms
2 (1 half)
Size
1100-1500
Lot
29.82 × 110.1 ft
Cross streets
Steeles Ave W/Kipling Ave
Parking
1 garage · 4 parking (attached)
Driveway
Private
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$3,310 / 2025
Days on market
40
Listing brokerage
RE/MAX ULTIMATE REALTY INC.

Rooms

Primary BedroomSecond4.50 × 3.20 m

laminate · walk-in closet(s) · large window

Bedroom 2Second3.78 × 2.88 m

laminate · closet · large window

Dining RoomMain2.82 × 2.70 m

hardwood floor · combined w/living · overlooks living

RecreationBasement5.77 × 4.57 m

unfinished · window · combined w/laundry

Living RoomMain4.46 × 3.20 m

hardwood floor · combined w/dining · w/o to patio

Bedroom 3Second3.20 × 2.77 m

laminate · closet · large window

Bedroom 4Second2.88 × 2.86 m

laminate · closet

KitchenMain4.54 × 2.56 m

ceramic floor · breakfast area · modern kitchen

Moe’s TakeTeam Asgarian · Broker
Above comparables
$880Kest. value

Listed at $999,000, this home is about 14% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

In Mount Olive-Silverstone-Jamestown lately, sellers have been getting about 101% of asking and homes sell in about 36 days. Prices are down 7% versus a year ago.

There were not many closely comparable homes right in Mount Olive-Silverstone-Jamestown, so I widened the search to the surrounding area.

Based on 17 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 17 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $840K, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, sold for $895K
  • Bedrooms +$26K
  • Bathrooms −$13K
  • Adjusts to $908K

That comparable adjusts to $908K; the $880K estimate above is the median of all 17 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.

The assigned public school is John D Parker Junior School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Steeles Avenue West at Walkway to Cathy Jean Crescent is about a 1-minute walk away.

List price
$824KGreat deal$999KOverpriced

Total price vs nearby homes. Fair value about $880K, median of 17 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$959kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

19 Arnold Avenue$1.10M290 Mcroberts Avenue$900k39 Fairside Avenue$999k42 Kamloops Drive$999k1 Damascus Drive$800k

The 5 closest of 6 active listings nearby.

See all comparable homes
999kThis home1.10M900k999k999k800kThis home vs active comparables
Live market pulseActive comparables in Mount Olive-Silverstone-Jamestown · median list $900K
$768this home / sqft
10active listings nearby
40days on market
20sold nearby · 90 days
$888Kmedian sold price
101%of asking, on average
7%vs a year ago

This home lists 15% above the area average of $667/sqft.

39 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Mount Olive-Silverstone-Jamestown, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

56/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from OpenStreetMap contributors.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: Steeles Avenue West at Walkway to Cathy Jean Crescent, about 57 m away

20+ transit stops2 grocery9 dining18 parks4 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Willowdale West
$2.10M
Stonegate-Queensway
$1.59M
Willowdale East
$2.84M
Alderwood
$1.40M
Leaside
$1.73M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near John D Parker Junior School
72%
John D Parker Junior SchoolPublic · Elementary · 0.7 km awayAround the GTA average · 72% meet the provincial standard

Affordability & Mortgage

Affordability
$4,553/mo
$185KIncome needed
5.4×Price ÷ income
$1,051Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

94%mortgage
Mortgage $4,553Property tax $276Total carry $4,829

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,265per month

Mortgage amount $799,200 · 4.14% over 25 years

$199,800Down payment (20.0%)
$799,200Loan before insurance
$0CMHC premium
$4,541Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,265
Property tax
$276
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,541

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$16,455
Toronto municipal land transfer tax
$16,455
Estimated closing costs
$32,910

Plus your down payment of $199,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$5,180/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$480,248Total interest paid
$1,279,448Total of all payments
Principal $799,200 Interest $480,248
YearPrincipalInterestBalance
1$18,722$32,455$780,478
2$19,506$31,672$760,972
3$20,322$30,856$740,650
4$21,172$30,006$719,479
5$22,057$29,121$697,422
6$22,980$28,198$674,442
7$23,941$27,237$650,501
8$24,942$26,236$625,559
9$25,986$25,192$599,573
10$27,073$24,105$572,500
11$28,205$22,973$544,295
12$29,385$21,793$514,911
13$30,614$20,564$484,297
14$31,894$19,284$452,402
15$33,229$17,949$419,174
16$34,618$16,560$384,555
17$36,066$15,111$348,489
18$37,575$13,603$310,914
19$39,147$12,031$271,767
20$40,784$10,394$230,983
21$42,490$8,688$188,493
22$44,267$6,910$144,225
23$46,119$5,059$98,106
24$48,048$3,130$50,058
25$50,058$1,120$0

At the end of your 5-year term

Total paid over the term
$255,890
Principal paid down
$101,778
Interest paid
$154,111
Balance remaining
$697,422

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
2.0%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.8%
Gross yield
− Property tax $3,310− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $19,854

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ULTIMATE REALTY INC.. MLS®/PropTx.

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